Kevin Bower is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at Principal Securities Inc., Principal Life Insurance Company, and the Pima County Assessor's Office. He is also the owner of Bower Insurance Group and KKBower LLC, operating as an independent insurance agent and business owner. The AmeriFlex Group provides investment advisory services to individuals, corporations, employee benefit plans, and charitable organizations, offering portfolio management, financial planning, and retirement plan consulting. The firm operates through a network of advisory affiliates and utilizes multiple program platforms to deliver customized investment strategies.

Colin Horning is a financial advisor with UMB Financial Services, Inc. in Scottsdale, AZ, holding a Series 65 designation and nine years of industry experience. He has been with UMB Financial Services since 2016 and also serves at UMB Bank. Outside of his advisory role, he is a board member of the Scottsdale Aquatic Club, a youth swim organization. UMB Financial Services, Inc. provides investment advisory and brokerage services primarily to institutional clients, pooled vehicles, and municipal entities through various program options. The firm employs a combination of model-based and manager-driven strategies and offers access to a range of investment products including mutual funds, ETFs, and fixed income instruments.

Kelli Erickson is a financial advisor at Trek Financial in Scottsdale, AZ, holding a Series 65 credential with 12 years of industry experience. She has been with Trek Financial since 2014 and also operates Erickson Accounting Services, LLC, an accounting and tax services business she has run since 1993. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering discretionary and non-discretionary asset management, financial planning, and retirement-plan fiduciary and non-fiduciary services. The firm combines strategic and tactical portfolio management using a variety of evidence-based models and artificial-intelligence tools, along with access to alternative investments and advanced hedging strategies.

David Maxey is a financial advisor at Trek Financial with 18 years of industry experience. He holds a Series 66 designation and previously worked at Heritage Family Offices, LLP and Heritage Wealth Management, LLC. Maxey is also a licensed insurance agent and receives commissions on insurance products sold. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering discretionary and non-discretionary asset management, financial planning, and retirement plan fiduciary and non-fiduciary services. The firm employs a blend of strategic and tactical portfolio construction, incorporates advanced models and artificial-intelligence tools, and provides a broad range of model and alternative investment options.

Cynthia Medina is a financial advisor at Trek Financial in Scottsdale, AZ, with 11 years of industry experience. She holds a Series 65 designation and has been with Trek Financial since 2014. Outside of her advisory role, she has long-term involvement with A&E Service and Sterilite. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering discretionary and non-discretionary asset management, financial planning, and retirement-plan fiduciary and non-fiduciary services. The firm employs a blend of strategic and tactical portfolio construction methods, integrating AI tools under governance and human review, and provides access to a broad range of model strategies, alternative investments, and specialized hedging approaches.

Norbert Mindel is a CFP® professional with 28 years of industry experience, currently serving at Forum Financial Management, LP since 2002. He holds Series 63 and Series 65 licenses. Mindel is president and sole shareholder of Mindel Corp., a holding entity related to Forum Financial Management. Forum Financial Management, LP provides fee-based wealth management, financial planning, qualified plan services, and educational workshops to individual and institutional clients. The firm also serves as a sub-advisor and turnkey asset management platform for other independent RIAs, implementing portfolios primarily with DFA institutional mutual funds and ETFs following a Modern Portfolio Theory approach.

Michael Wilson is a financial advisor at Trajan Wealth, L.L.C. in Peoria, AZ, with nine years of industry experience. He holds a Series 65 designation and previously worked at MHCB Retirement Solutions, LLC. Outside of his advisory role, he is also licensed to sell various insurance products. Trajan Wealth serves primarily individual and high-net-worth clients, as well as foundations, endowments, and institutional investors. The firm provides discretionary portfolio management, financial planning, and access to alternative investments, with an investment process tailored to client objectives and documented in an investment policy statement.

Nicholas Cvetanovich is a financial advisor at Trajan Wealth, L.L.C. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Charles Schwab and USAA in various financial planning and advisory roles. In addition to his advisory duties, Nicholas acts as an insurance agent selling fixed-indexed annuities. Trajan Wealth serves individual and high-net-worth clients, as well as foundations, endowments, and institutional investors. The firm provides discretionary portfolio management and financial planning services, employing a tailored investment process based on fundamental, technical, and cyclical analysis.

Mary Rorvik is a financial advisor with MissionSquare Retirement, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her previous roles include positions at LPL Financial, U.S. Bancorp Investments, US Bank, and TIAA-CREF. MissionSquare Retirement serves state and local government employers, their employees, and certain non-profit entities by administering deferred compensation and qualified retirement plans. The firm provides plan administration, recordkeeping, education, and Guided Pathways Advisory Services, which include discretionary Managed Accounts and nondiscretionary Fund Advice developed by Morningstar Investment Management.

Jeffrey Anderson is a financial advisor at Alera Investment Advisors, LLC with four years of industry experience. He holds a Series 65 designation and has worked at firms including Benefit Commerce Group 401(k) Advisors, Global Retirement Partners, and LPL Financial. Alera Investment Advisors provides investment management, financial planning, and retirement plan advisory services to individuals, families, businesses, and institutions. The firm combines internal management, affiliate platforms, and independent managers to construct portfolios with a focus on mutual funds, ETFs, equities, and fixed income, while also offering ERISA-focused plan services and participant education.

Allison Modrak is a CFP® and holds a Series 66 license with five years of industry experience. She is currently with Mission Wealth Management, LP and has previously worked at firms including Aw Securities, Allworth Financial, and Northwestern Mutual Wealth Management Company. Mission Wealth Management is a multi-team SEC-registered advisory firm serving primarily affluent and high-net-worth individuals and families, as well as pension plans, endowments, and retirement plan sponsors. The firm emphasizes customized, long-term investment strategies and offers a range of services from financial planning to portfolio management using a variety of investment vehicles and third-party sub-advisors.

Mark Fiedler is a CFA® charterholder with 24 years of industry experience. He is currently with Parallel Advisors, LLC, where he has worked since 2023, and has been with Autus Asset Management, LLC since 2002. Parallel Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary portfolio management, financial planning, and retirement plan consulting. The firm utilizes a range of investment strategies across multiple asset classes and integrates technology platforms to manage held-away accounts and implement tax-efficient rebalancing.

David Heymann is a financial advisor at Trek Financial with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked with firms including Heritage Wealth Management, Painter Pry CPA's, Powell Heymann, First Allied Advisory Services, and Prism Investment Management. Heymann is a managing member of TBH, LLC, and serves on the board of Affisio, LLC, both investment-related entities involved with convertible notes for software systems companies. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, offering discretionary and non-discretionary asset management, financial planning, and retirement-plan fiduciary and non-fiduciary services. The firm employs a blend of strategic and tactical approaches, including AI tools under governance and human review, and offers a range of systematic strategies, alternative investments, and specialized hedging techniques.

Bonnie Clark is a financial advisor with Gradient Advisors, LLC, holding a Series 65 designation and 10 years of industry experience. She has worked with Kratos Wealth Management and Gradient Advisors since 2016 and owns Kratos Wealth Management and Kratos Financial Solutions, which provide retirement planning, investment advisory, and insurance services. Clark also serves as a mentor for local small businesses through SCORE and is the secretary of the Christian Business Partners Temecula Chapter. Gradient Advisors, LLC offers investment management, financial planning, and consulting services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm operates primarily through a network of Investment Advisor Representatives and third-party money managers, focusing on a non-discretionary model that incorporates risk analysis and multiple investment strategies.

Zenas Gurley is a financial advisor with Momentum Independent Network Inc. in Scottsdale, AZ, holding Series 63 and Series 65 designations and possessing 52 years of industry experience. His prior work includes over two decades at Neidiger, Tucker, Bruner, Inc., and maintaining his own advisory practice during that time. Momentum Independent Network Inc. serves individual, corporate, institutional, and retirement plan clients, providing investment advisory, portfolio management, financial planning, and brokerage services. The firm integrates broker-dealer operations with banking and municipal advisory capabilities and offers a range of discretionary and non-discretionary investment solutions across multiple platforms.

Nathaniel Dodd is a CFP®-designated financial advisor with eight years of industry experience, currently affiliated with Mission Wealth Management, LP. He has worked with Next Financial Group, Inc. and Blakely Walters Wealth Management during his career. Outside of advisory activities, he is also an agent with Blakely Walters Insurance, LLC, where he is involved in the sales and service of insurance products. Mission Wealth Management, LP is a multi-team SEC-registered advisory firm serving affluent individuals, families, and institutional clients such as pension plans and endowments. The firm employs customized, long-term investment strategies across a range of asset types and offers financial planning, portfolio management, and consulting services through tiered service models.

Patrick Kujawa is a financial advisor at Halbert Hargrove with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Halbert Hargrove Global Advisors since 2012. Halbert Hargrove Global Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and other institutions, providing discretionary portfolio management, financial planning, retirement plan advisory, and access to independent managers and private funds. The firm employs a formal Investment Committee that uses a documented analytical framework combining qualitative and quantitative methods to guide investment decisions across a range of asset types and offers additional client reporting and a digital advisory platform for smaller or automated accounts.

Winston Waring is a financial advisor at The AmeriFlex Group with six years of industry experience. He holds the ChFC® designation and Series 66 license. His prior work includes roles at Cambridge Investment Research, Principal Life Insurance Company, and LPL Financial. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment representatives. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering customized strategies using various asset allocation models and discretionary or non-discretionary manager relationships.

William Walker is a financial advisor with Concorde Asset Management, LLC, holding Series 63 and Series 65 designations and bringing 16 years of industry experience. His prior roles include positions at Transamerica Financial Advisors, Inc. and World Financial Group, Inc. Outside of advisory work, he serves as a director of BCI Management, Inc. Concorde Asset Management serves individual, corporate, and retirement-plan clients with discretionary and non-discretionary portfolio management, financial planning, and access to third-party asset managers. The firm builds portfolios tailored to client objectives and employs model portfolios and overlay management through multiple platforms.

Kaitlin Desnoyer is a financial advisor at Trek Financial in Scottsdale, AZ, holding a Series 66 designation with 12 years of industry experience. Her prior roles include positions at Cross State Financial Group, Crown Capital Securities, Bank of America, and Merrill. She also owns Omnivelis Financial, a Scottsdale-based financial advisory firm. Trek Financial serves individual and high-net-worth clients as well as institutional retirement plans, providing discretionary and non-discretionary asset management, financial planning, and retirement-plan fiduciary and non-fiduciary services. The firm employs a blend of strategic and tactical portfolio approaches, incorporating evidence-based models, artificial intelligence tools, and a wide range of model and alternative investment strategies.