Michael O'Neal is a financial advisor with First Command Advisory Services in Tucson, AZ. He holds Series 63 and Series 65 licenses and has one year of industry experience. Prior to his advisory role, he served in the U.S. Air Force from 2014 to 2025. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a notable focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs using model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Vernon Henifin is a financial advisor with Centaurus Financial, Inc. in Tucson, AZ, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has been with Centaurus Financial since 2011. Outside of his work at Centaurus, he owns Northwest Financial Solutions, where he offers financial services and sells insurance products. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm employs a variety of investment approaches with both discretionary and non-discretionary management, offering services such as financial planning, portfolio management, and retirement-plan consulting.

Bradley Neppl is a financial advisor with Focus Partners Wealth, LLC in Tucson, AZ. He holds Series 63 and Series 65 licenses and has five years of industry experience. Prior to joining Focus Partners Wealth in 2025, he worked at Sonora Investment Management and Davis Distributors, LLC among other firms. Focus Partners Wealth serves individuals, high-net-worth families, family offices, corporate, and institutional clients with a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Sarah Eschenbrenner is a financial advisor with Eagle Strategies (NY Life) in Tucson, AZ, holding Series 63 and Series 65 credentials. She has 12 years of industry experience, including roles at NYLife Securities LLC and New York Life Insurance Company since 2014. Eschenbrenner is also a board member of a nonprofit focused on lifesaving QR code technology accessible to first responders. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types, emphasizing tailored recommendations and managing the majority of assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Steven Foster is a financial advisor with J.W. Cole Advisors, Inc. in Tucson, Arizona. He holds Series 63 and Series 65 licenses and has 16 years of industry experience. Prior to joining J.W. Cole Advisors, he worked at LPL Financial and VOYA Financial Advisors. He is also the founder and owner of Foster Financial Services LLC and Foster Wealth Management, and he provides life insurance products as a licensed agent. J.W. Cole Advisors is a national SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent advisers. The firm offers portfolio management, financial planning, and access to various managed account solutions, with investment decisions implemented on both discretionary and non-discretionary bases.

Karyn Damschen is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and four years of industry experience. She has been associated with AE Wealth Management and her own firms, Damschen Wealth Management LLC and Damschen Group, LLC, since 2019. Outside of her advisory work, she serves as a director for the Girl Scouts of Southern Arizona. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach combining model portfolio solutions, discretionary asset management, financial planning, and other services.

Charles Drennan is an advisor at First Command Advisory Services with Series 63 and Series 65 licenses and no prior industry experience. He has served in the United States Marine Corps since 2003. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers, utilizing Envestnet’s platform and Pershing for custody and execution.

Supriya Bakshi is a financial advisor with Eagle Strategies (NY Life) and holds Series 63 and Series 65 licenses. She has 30 years of industry experience, including longstanding roles with Nylife Securities Inc. and New York Life Insurance Company. In addition to her advisory work, she serves as president of Tu Nidito, a nonprofit supporting children, teens, and families dealing with serious illness or loss in the Tucson community. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base that includes individual investors, defined contribution and defined benefit plans, and charitable and corporate clients. The firm emphasizes tailored recommendations and offers multiple program types, with a majority of assets managed on a non-discretionary basis.

Oscar Larranaga is a financial advisor with Bankers Life Advisory Services, Inc. He holds Series 63 and Series 65 licenses and has six years of industry experience. Prior to his current role, he worked at Bankers Life Securities and Bankers Life and Casualty Company. He also serves as a Unit Field Trainer at Bankers Life and Casualty, recruiting and training insurance agents. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan services. The firm employs a combination of fundamental, technical, and cyclical analysis to create customized portfolios aligned with clients’ goals and risk tolerances.

Andres Cota is a financial advisor with Brookstone Capital Management LLC in Tucson, AZ, holding a Series 66 designation and with 10 years of industry experience. His prior work includes roles at First Dominion Capital Corp, G.F. Investment Services, LLC, and Secure Investment Management, LLC. Brookstone Capital Management provides fee-based asset management and financial planning to a diverse client base, including high-net-worth individuals, retirement plans, corporations, and trusts. The firm employs a variety of investment strategies, including strategic and dynamic asset allocation models, Unified Managed Accounts, and options-enhanced strategies, while also serving as a sub-advisor to other advisory programs.

Caleb Bergamini is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 licenses. He has been working in the financial industry since 2026 and has prior experience with National Mortgage Group, Limitless Financial, and other organizations. Outside of finance, he has been involved with the Arizona Interscholastic Association since 2026. Transamerica Financial Advisors serves a wide range of clients including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services with proprietary and third-party model portfolios, catering to discretionary and non-discretionary investment preferences.

Ajaydeep Singh is a financial advisor at Hightower Advisors with seven years of industry experience. He holds the Series 66 designation and has worked at firms including Magnus Financial Group LLC and Northwestern Mutual Investment Services LLC. Singh has been affiliated with Hightower securities entities since 2020 and maintains a long-term association with Georgetown University and DCMPAA. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm’s approach centers on manager selection and multi-manager solutions, offering access to affiliated and third-party managers, proprietary research, and a range of investment vehicles tailored to varying client needs.

Kelley Velasquez is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and 10 years of industry experience. She has worked at Brookstone since 2023 and previously spent eight years at Secure Investment Management. Additionally, she operates an annuity and insurance-related business through J.D. Mellberg Financial. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning services to a diverse client base, including individuals, retirement plans, corporations, charitable organizations, and institutional investors such as sovereign wealth funds and banking institutions. The firm supports a large advisor network with a platform-oriented approach, offering discretionary investment management through model portfolios, unified managed accounts, and separately managed accounts.

Karl Petersen is a financial advisor at Allworth Financial, L.P. with 14 years of industry experience. He holds a Series 65 designation and previously worked at Raa for four years. In addition to his advisory role, he is an airline pilot transporting people and cargo internationally. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolios utilizing model strategies and third-party sub-advisers, along with both discretionary and non-discretionary services.

Todd Sepp is a financial advisor with GWN Securities Inc. in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with GWN Securities since 2015. Outside of his advisory role, he owns a clothing company called Phat Guise and volunteers with the nonprofit The Centurions. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning options. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes market-timing and momentum-based strategies as part of its approach.

Kendal Mccray is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. He has worked with multiple organizations including AZ Tax Accounting and Consulting Services, Nationwide Employee Benefits, and World Financial Group. Outside of advisory work, he is involved as a partner in a tax preparation service and serves as a foster parent through the Arizona Department of Child Safety. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base including individuals, retirement plans, trusts, and businesses. The firm employs a model portfolio approach supported by third-party managers and offers multiple platforms such as Transamerica ONE and the TFA365 Advisory Program.

Jonathan Gould is a financial advisor at Empower Advisory Group with two years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Empower, Jonathan worked at American Fidelity, Graybar, and Southern Glazer's Wine & Spirits. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm utilizes an integrated model tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Sylvester Akpan is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having four years of industry experience. His work background includes roles at several financial and insurance organizations, as well as providing tax preparation services. He is also involved in college consulting through the Heartland Institute of Financial Education. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses. The firm employs a model portfolio and third-party management approach, delivering advisory services through multiple platforms such as Transamerica ONE and TFA365, with regulatory assets under management around $1.7 billion.

Jennie Henry is a CERTIFIED FINANCIAL PLANNER™ professional with over 26 years of industry experience. She has worked with Principal Securities Inc. and Principal Life Insurance Company since 2001. In addition to her advisory role, she is involved in selling disability, life, long-term care, annuities, and health insurance products. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and corporations. The firm’s advisory services emphasize financial planning, retirement consulting, and access to third-party money manager programs.

Maria Peralta is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Mariner. Her prior experience includes roles at LPL Financial LLC, RBC Capital Markets, Bank of America, and Merrill. Outside of her advisory work, she is the Chairperson of the Make-A-Wish of Southern Arizona Wishmaker's council, where she coordinates fundraising and awareness activities. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, and charitable organizations, providing investment management, financial planning, retirement plan consulting, and tax services. The firm combines customized discretionary portfolios with in-house research and third-party managers while offering integrated tax, accounting, and CFO services not common among large advisory enterprises.