Mary Clements is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. since 2018. Outside of her advisory role, Mary instructs group fitness classes at several local fitness centers and nonprofit organizations in Tucson, including the YMCA of Southern Arizona and the Tucson Jewish Community Center. She also serves as a committee member for Angel Charity For Children. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Thomas Zitzmann is a financial advisor with Osaic Wealth, Inc. based in Tucson, AZ, holding the PFS™ and Series 66 designations and bringing 23 years of industry experience. He previously worked at Securities America Advisors, Inc. and KMS Financial Services, Inc. Outside of advising, he serves on the board of the Homer Foundation, a philanthropic organization focused on endowment development and community grant-making, and owns a CPA firm providing tax, financial statement, and bookkeeping services. Osaic Wealth serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm uses asset-allocation tools and automated rebalancing to manage diversified portfolios with various investment options on both discretionary and non-discretionary bases.

Sonja Darcangelo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of her advisory role, she serves as co-trustee for a family trust in Tucson, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Bob Ewing is a Financial Consultant currently working at Fidelity Investments since 2015. He has over 25 years of experience in the financial services industry, specializing in working with individuals and families to help them define and achieve their financial goals. Throughout his career, Bob has held various roles including Vice President at JP Morgan Chase and Oak Ridge Financial, Retirement Consultant at Allianz Financial Services, and Financial Advisor positions at Morgan Stanley and Morgan Stanley Smith Barney. Bob's approach emphasizes challenging clients to think critically about what they want their wealth to accomplish, enabling the development and implementation of tailored financial strategies. His extensive experience across multiple reputable financial institutions underscores his expertise in financial consulting and retirement planning.

Rosa Reyna is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2017, following previous roles at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques during its financial planning process.

Phillip Williams is a financial advisor with Ameriprise in Oro Valley, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at American Express Financial Advisors for 18 years before joining Ameriprise in 2020. Outside of his advisory role, he creates handmade leather goods and everyday carry gear, including wallets, valet trays, and phone covers. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Carlos Figueroa is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2020, and previously at Wells Fargo Clearing from 2013 to 2020. In addition to his financial career, he serves as a Small Arms Marksmanship Instructor in the United States Navy Reserve. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and operates on a non-discretionary basis, with clients retaining final decision-making authority.

Brian Kahn is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He serves as a co-trustee for his mother. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Gerard Freeh is a financial advisor with UBS Financial Services in Tucson, AZ, holding a Series 63 designation and 33 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad platform of capital markets solutions.

Paulette Yates is a Series 66-registered financial advisor at Merrill with 14 years of industry experience. She has been with Merrill since 2010 and concurrently affiliated with Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Shaun Mckeever is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 65 licenses and with 28 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Elias Spence is a financial advisor with Fidelity, holding a Series 66 designation and based in Tucson, AZ. He joined Fidelity in 2025 and has held various roles in related firms since then. Prior to his career in finance, he worked in the food service and hospitality industries, including positions at DoorDash and Bob Morris' Paradise Cove and Beach Cafe. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm offers discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery across a broad range of investment products.

Charles Dunn is a financial advisor at Cetera with 34 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including First Allied Advisory Services and his own Charles R. Dunn Investment Advisors, LLC. Dunn is involved in several nonprofit organizations, serving as executive director and board member for groups focused on charitable, community, and homeless services in Tucson, Arizona. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with diverse portfolio management options, including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets.

Kelly Stephenson is a financial advisor at Merrill with 14 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1999. He also serves as a Successor Trustee in a separate capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Ben Young is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2015. Prior to this role, he worked as a Financial Advisor at NYLIFE Securities LLC from 2010 to 2015 and as an Agent at New York Life from 2009 to 2010. His professional journey reflects a sustained commitment to financial consulting and client service. Ben is a native of Tucson and focuses on helping clients achieve financial freedom for themselves and their families. He holds insurance licenses in Arkansas and California, supporting his work in financial planning and consulting. His approach centers on client goals and financial education. Outside of his professional career, Ben enjoys activities such as comedy, concerts, social events with friends, golf, skiing, and traveling.

David King is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has worked at LPL Financial since 2007. Outside of his advisory role, he is a broker for Blue Cross Blue Shield of Arizona and an employee of Hughes Federal Credit Union, each representing a minor part of his professional activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to provide both discretionary and non-discretionary management.

Miguel Salazar is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. His prior work includes roles at Transition Support Services Inc, the University of Incarnate Word, and Amazon. He also coaches soccer players through his own soccer training business in Tucson, Arizona. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including multi-manager and fund-of-funds structures.

Jorge Rosas is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 13 years of industry experience. He previously worked at Morgan Stanley and its private bank affiliate from 2012 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Christopher Wolfe is a financial advisor with Primerica Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2001 and has also served as a history teacher at Pima Community College since 2015. Outside of his advisory work, he is involved in teaching and has interests related to Adobe software and history education. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options for individual and high-net-worth clients. The firm uses third-party asset managers and a tiered wrap-fee structure, focusing on curated investment models rather than institutional pension or profit-sharing plan management.

James Stark is a financial advisor at Cetera with 36 years of industry experience. He holds the CFP® designation and securities licenses Series 63 and 65. His career includes roles at Wells Fargo Advisors Financial Network LLC and managing multiple wealth management firms. Stark serves on the board of Unite 4 Africa, a nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that provides services through a large nationwide network of independent advisors. The firm serves individuals, retirement plans, corporate and charitable clients, and institutional accounts with a multi-manager platform offering a range of portfolio management and financial planning solutions.