Kent Tedrick is a CFP® and CFA® with 31 years of experience in the financial services industry. He is currently with Integrated Wealth Concepts LLC, where he has worked since 2019. Prior to this, he was with Independent Financial Partners and LPL Financial. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios mainly composed of mutual funds, ETFs, individual equities, and fixed income with a long-term investment approach complemented by shorter-term trades for rebalancing and cash management.

Daniel McMahon is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. He has worked at Commonwealth Financial Network since 2024 and is also co-owner of Terramar Wealth, Inc., a private entity involved in securities, advisory, and insurance business. His previous roles include positions at OSAIC, Terramar Wealth, SagePoint Financial, and ICM Private Client Group. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and various investment options.

Brett Gottlieb is a financial advisor with AE Wealth Management, LLC, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has worked at AE Wealth Management since 2019 and previously held roles at Legacy Road, LLC and Comprehensive Advisor, LLC. Outside of his advisory work, Gottlieb serves as Chapter President and speaker for the American Financial Education Alliance, a nonprofit providing educational workshops on retirement planning. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach featuring model portfolios, discretionary asset management, financial planning, and plan services, supporting a large client load across its advisory team.

Derek Montecinos is a financial advisor with Commonwealth Financial Network based in San Marcos, CA. He holds a Series 66 designation and has nine years of industry experience. He has worked at Commonwealth since 2016 and spent one year at LPL Financial LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and a large client base. The firm provides a broad platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Eric Brelsford is a financial advisor with AE Wealth Management, LLC, holding a Series 66 designation and having 10 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, N.A., JP Morgan Securities LLC, and San Diego Tax and Financial Associates. Brelsford is also involved in insurance sales through Comprehensive Advisor LLC. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base, including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm utilizes a platform-centered approach that combines model portfolio solutions, discretionary asset management, financial planning, and consulting services.

Joshua Wilson is a financial advisor at Transamerica Retirement Advisors, LLC with 9 years of industry experience. He holds a Series 66 designation and has previously worked at Fidelity Investments, Bank of America, Merrill, and Edward Jones. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners, offering managed advice programs and investment education focused on asset allocation, contribution rates, and retirement timing. The firm relies on Morningstar Investment Management for portfolio construction and oversight and operates at scale with a large client base and predominantly non-discretionary assets.

Megan Ward is a financial advisor with Eagle Strategies (New York Life), holding the CFP® and ChFC® designations and over 16 years of industry experience. She also operates MW Financial & Insurance Solutions, through which she brokers insurance products not offered by New York Life. Eagle Strategies serves a broad range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Gregg Whelan is a financial advisor at Oppenheimer with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including D.A. Davidson & Co., Raymond James & Associates, Wells Fargo Clearing, and Citigroup Global Markets prior to joining Oppenheimer in 2023. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary management approaches.

Luke Schork is a financial advisor with Integrated Wealth Concepts LLC in Carlsbad, CA, holding a Series 66 designation and eight years of industry experience. He has worked with Integrated Wealth Concepts since 2019 and previously with Independent Financial Partners and LPL Financial. Outside of his advisory role, he is also a licensed notary public. Integrated Wealth Concepts LLC serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing a long-term investment approach with customized portfolios constructed from mutual funds, ETFs, equities, and fixed income.

Nicole Trakimas is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Principal Financial Services. Her prior work includes a one-year tenure at Edward Jones and over a decade at the Financial Industry Regulatory Authority. Outside of finance, she has been involved with Carruth Cellars Winery, where she occasionally assists with grape crushing, bottling, and tasting room activities as a hobby. Principal Financial Services offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory approach features direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Michael Lambrix is a financial advisor with Kestra Advisory in Fallbrook, CA, holding a Series 66 credential and bringing 25 years of industry experience. He previously worked for Commonwealth Financial Network for 12 years before joining Kestra Advisory and Kestra Investment Services, LLC in 2025. Outside of his advisory role, Lambrix is the owner of Monarch Retirement Group, where he manages strategic operations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, supporting recommended investments with due diligence on performance, fees, and process.

Duane Knopke is a financial advisor with Independent Financial Group, LLC in Escondido, CA, holding Series 63 and Series 65 designations and bringing 50 years of industry experience. He worked at LPL Financial for 11 years before joining Independent Financial Group in 2009. Outside of his advisory role, he is involved in selling life, health, and disability insurance as an independent contractor. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services using both firm and third-party models, combining strategic asset allocation with active and passive investment exposures.

Ira Tweed is a financial advisor with Lincoln Investment in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. His career includes roles at Capital Analysts, Great American Advisors, and Mass Mutual Life Insurance. Outside of his advisory work, he has involvement in insurance-related businesses, including brokering term life insurance and maintaining fixed annuity policies. Lincoln Investment serves individuals, charitable organizations, businesses, and employer-sponsored retirement plans, with a focus on educators and 403(b)/457(b) participants. The firm offers financial planning and retirement plan advice, manages a diverse mix of model portfolios, and employs both strategic and tactical investment approaches overseen by an Investment Management & Research team.

Laurel Packham is a financial advisor with Eagle Strategies (NY Life) based in Oceanside, CA. She holds a Series 66 designation and has 23 years of industry experience. Laurel has been affiliated with Eagle Strategies and New York Life since 2013 and 2014, respectively. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans. The firm provides financial planning, investment management, and retirement-plan advisory services, emphasizing tailored recommendations and primarily managing assets on a non-discretionary basis.

Eron Reyes is a CFP®, CFA®, and Series 63-registered advisor with seven years of industry experience. He has worked at Mariner Wealth Advisors since 2019, following roles at Seaside Wealth Management and Wells Fargo. Reyes is also a consultant and contributor to Simplicity Ops Academy, where he helps develop educational course content on general finance concepts. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds with investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm combines in-house research with third-party managers to implement customized discretionary portfolios, supported by tax and accounting integration and administrative family office services.

Edwin Van Es is a financial advisor with Citigroup Global Markets in Carlsbad, CA, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies using robust internal standards and oversight, combining large institutional scale with specialized market roles and arrangements.

Adriana Beltran Romeo is a Series 66-licensed financial advisor with six years of industry experience. She currently works at TLG Advisors, Inc. and has previously held roles at firms including Simplicity Investments, Lincoln, Ascensus, and TD Ameritrade. TLG Advisors, Inc. serves a diverse client base ranging from individuals and high-net-worth clients to institutional investors. The firm emphasizes manager selection and portfolio diversification using fundamental analysis and Modern Portfolio Theory, offering both traditional advisory services and a digital investment program called Starlight Portfolios.

John Paladino is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 credential and bringing 25 years of industry experience. He serves as Executive Director and Managing Partner of Sterling Global Strategies/Sterling Wealth Management and is also owner of TerraGear Products, a company specializing in bike travel bags and gear. Integrated Wealth Concepts LLC supports individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and consulting services, employing a primarily long-term investment approach with customized portfolio construction and oversight of third-party managers.

Robert Chapman is a financial advisor with Independent Financial Group, LLC in Carlsbad, CA, holding a Series 63 designation and 31 years of industry experience. His prior work includes nearly a decade at LPL Financial and over 20 years operating his own financial consulting practice. Outside of his core advisory role, he is the sole owner of a marketing DBA, Pacific Crest Global Wealth Management, and is also licensed as a California insurance agent and an independent contractor offering mortgage lending services. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm employs a combination of strategic asset allocation and multi-manager portfolios across both active and passive exposures, offering a range of financial planning and portfolio management solutions through various platforms.

Victoria Plum is a financial advisor at Independent Financial Group, LLC with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Independent Financial Group since 2015. Plum also operates a business entity for tax and investment purposes. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and retirement plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence using both active and passive investment approaches.