Paul Botte is a CFP®-certified financial advisor with over 41 years of industry experience. He is a founding principal of Petix & Botte Financial and has held roles with LPL Financial and Tax & Financial Services Co., Inc. Since 2013, he has authored a book titled *Instant Retirement*. Petix & Botte Financial provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm manages approximately $364 million across 743 clients, offering discretionary asset management and tailored portfolios that incorporate fundamental, technical, and cyclical analysis alongside various LPL Financial–sponsored advisory programs.

Connor Ludwig is a financial advisor at WEalthetic LLC with a Series 65 designation and one year of industry experience. Prior to joining WEalthetic, he worked in various roles including positions at Ace Parking, Ascenden, and Boise State University. WEalthetic LLC serves individuals, trusts, estates, charitable organizations, and business entities by providing asset management, comprehensive portfolio management with integrated financial planning, and standalone financial planning and consulting. The firm employs diverse analytical methods and a range of investment strategies to tailor portfolios and plans to client goals, offering services to both individual and institutional clients.

Sandie Turley is a financial advisor at Western Financial Corporation with 27 years of industry experience. She holds Series 63 and Series 66 designations. Her work history includes roles at Rivulet Media, Inc. and operating S. Turley & Co. LLC since 2012. Western Financial Corporation is an SEC-registered investment adviser offering customized portfolio management, retirement-plan consulting, and financial planning services to individuals, trusts, small businesses, and retirement plans. The firm employs a systematic, rules-based investment approach that combines relative-strength equity selection with diversified fixed-income and ETF strategies, managing over $400 million in discretionary assets for approximately 170 clients.

Sean Gelt is a financial advisor at Hafnia Financial, Inc. with two years of industry experience. He holds the Series 65 designation and previously worked at Del Mar Credit for five years. In addition to his advisory role, he manages Gelt Business Group, providing wills, estates, trusts, and marital mediation services. Hafnia Financial offers discretionary investment management and financial planning to a range of clients including individuals, retirement plans, trusts, and charitable organizations. The firm employs a strategic asset allocation framework combining passive and active management, with a notable focus on working with independent subadvisors and using technology to manage held-away accounts.

Todd Lunsford is a financial advisor with International Private Wealth Advisors LLC, holding a Series 66 designation and 22 years of industry experience. He previously worked at MGO Private Wealth, LLC for seven years. In addition to his advisory role, he is licensed as an insurance agent, spending a portion of his time selling various types of insurance including life and annuity products. International Private Wealth Advisors LLC provides wealth management, financial planning, and retirement plan advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans. The firm employs a long-term investment approach using diversified portfolios with mutual funds, ETFs, individual securities, and alternative investments, managing approximately $255 million for around 384 clients.

Brandon Thorsten is a CFP® with 13 years of industry experience, currently serving as an advisor at Merrithew & Thorsten, Inc. He has been with the firm since its founding in 2001. Merrithew & Thorsten serves individual and high-net-worth clients, focusing on professionals nearing retirement or undergoing major life changes. The firm provides comprehensive financial planning, portfolio management, and tax services, using a holistic approach that emphasizes after-tax returns and lower-volatility portfolios.

Michael Kinnear is a CFP® and CFA® with 22 years of experience in financial advising. He has been with Brian D. Lowder, Inc. since 2002. The firm offers fee-only financial planning and investment management to individuals, families, trusts, corporations, and charitable organizations. It serves a diverse client base, including high-net-worth individuals and institutional clients, and employs a tailored investment approach focused on fundamental analysis and a core-and-satellite portfolio strategy.

Stephen Mulholland is a CFP® and CFA® with eight years of industry experience. He is a managing member and Chief Investment Officer at Mulholland & Kuperstock Asset Management, LLC, where he has worked since 2019, and also serves as Principal and Chief Investment Officer at MKAM ETF LLC. Prior to these roles, he worked at GSG Capital Advisors and Livian & Co. Mulholland & Kuperstock Asset Management, LLC provides individualized asset management and retirement-plan consulting to individuals, high-net-worth clients, trusts, ERISA plan sponsors, and small business entities. The firm employs a multi-disciplinary investment process combining fundamental, quantitative, technical, and sector analysis, managing portfolios on a discretionary basis with ongoing monitoring and periodic rebalancing.

Chaz Fahrner is a CFP® professional with nine years of industry experience, currently serving as an advisor at Orion Capital Management LLC since 2022. His prior roles include positions at The Gensler Group and LPL Financial, LLC. Outside of his advisory work, he is involved in a real estate rental business in San Diego. Orion Capital Management LLC provides discretionary portfolio management and financial planning primarily for individuals, high-net-worth clients, families, trusts, and retirement plans. The firm employs an active investment approach using fundamental analysis and a wide range of instruments, including derivatives strategies for accredited investors, and operates across seven offices with a four-advisor team.

Jefferson Rotherham is a CFP® and Series 66 credentialed financial advisor at Orion Capital Management LLC with 10 years of industry experience. He has worked at Orion since 2019 and previously held roles at LPL Financial LLC and The Gensler Group. Orion Capital Management LLC provides customized portfolio management and financial planning services to individuals, high-net-worth clients, trusts, retirement plans, and institutions, managing approximately $370 million for about 160 clients. The firm uses an active, fundamental-analysis approach and integrates automated analytics and AI-supported tools alongside human oversight in its planning and reporting processes.

Andrew Mestyanek is a financial advisor at Pacific Spirit Investments LP with Series 63 and Series 65 credentials and one year of industry experience. He previously worked at Globeflex Capital, L.P. for 29 years and briefly at Andrew Mark Consultant. Outside of his advisory role, Mestyanek serves as CEO and Managing Member of Pacific Spirit LLC, a real estate investment company. Pacific Spirit Investments provides discretionary investment management and portfolio construction for individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm employs a bottom-up quantitative stock-selection and portfolio-construction process across traditional and alternative asset classes.

Zeynep Herges is a Series 65–licensed financial advisor with nine years of industry experience. She has been with Herges Capital Management since 2013. The firm provides discretionary portfolio management to private clients, focusing on a low-cost, tax-efficient, long-only strategy that emphasizes direct holdings of individual stocks and bonds, quantitative selection methods, and risk-weighted commodity allocation.

Anna Marie Lovell is a financial advisor at Open Water Advisory Partners with 18 years of industry experience. She holds the Series 63 and Series 66 licenses and has worked previously at FSC Securities Corporation and Infinity Financial Services Advisory. She also serves as Advanced Planning Lead at Collective VFO. Open Water Advisory Partners is a two-advisor registered investment adviser providing comprehensive financial planning and integrated wealth strategies to individuals, families, and business owners. The firm uses a combination of fundamental, technical, and top-down analysis to build customized, long-term investment plans across various asset classes and offers both discretionary and non-discretionary portfolio management.

Brian Lowder is a CFP® and CFA® with 28 years of industry experience. He has been the principal of Brian D. Lowder, Inc. since 1991. The firm provides fee-only financial planning and investment management services to individuals, families, trusts, corporations, and charitable organizations. Brian D. Lowder, Inc. serves a diverse client base including high-net-worth individuals and institutional clients such as corporate pension plans and endowments. The firm develops customized Investment Policy Statements for each client, focusing on fundamental analysis, diversification, and a core-and-satellite investment approach with ongoing monitoring and quarterly reporting.

Jerry Palmer Jr. is a financial advisor with Dynamic Wealth Strategies, LLC in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Dynamic Wealth Strategies since 2017 and was previously with Independent Financial Group, LLC from 2007 to 2016. Dynamic Wealth Strategies advises individuals, trusts, corporations, and retirement plans, offering discretionary asset management, model-based programs, financial planning, and retirement consulting. The firm employs tailored model portfolios with factor-based strategies, derivatives, option overlays, and sub-adviser arrangements, and it also serves clients through a private pooled fund.

Fiel Barrow is a financial advisor at Alpha & Omega with 10 years of industry experience. He holds the Series 65 designation and has worked at Alpha & Omega Financial Management Consultants, Inc. since 2017, following a year at RJ Patterson Capital Investment Group, Inc. Alpha & Omega Financial provides advisory services to individual and high-net-worth clients as well as pension and profit-sharing plans. The firm offers portfolio management, financial planning, pension consulting, and retirement plan administrative services, using methods such as cyclical and fundamental analysis and modern portfolio theory, with a primarily non-discretionary approach.

Aiden Johnson is a financial advisor at La Jolla Institute for Wealth Management with a Series 65 credential and two years of industry experience. He is also involved with Adventures in CRE and has been associated with La Jolla High School for over a decade. La Jolla Institute for Wealth Management provides personalized financial planning and investment management to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses, managing approximately $41.9 million using a core-and-satellite, strategic asset allocation approach with an emphasis on globally diversified portfolios.

Robert Cenko is a financial advisor at Reliance Investing, Inc. with 21 years of industry experience. He has worked at Reliance Investing since 2018 and previously spent time at Sterling Global Strategies and Northwestern Wealth Management. Mr. Cenko is also an insurance agent involved in insurance activities approximately 20% of the time. Reliance Investing provides discretionary, fee-based portfolio management, retirement planning, and pension consulting to individuals, plan sponsors, trusts, and similar clients. The firm emphasizes diversified, systematic portfolios with ongoing monitoring and serves primarily non-high-net-worth individuals without a firm minimum account size.

Jaime Boyer is a financial advisor at Kachkovsky & Fisher, Inc. with 22 years of industry experience. He holds the Series 66 designation and has previously worked at Raymond James Financial Services Advisory, Inc. and G. Michaelis, Inc. Kachkovsky & Fisher, Inc. manages approximately $244 million for around 394 clients, primarily serving individual investors, high-net-worth households, businesses, trusts, and retirement plans. The firm employs an asset-allocation approach with diversified portfolios using low-cost mutual funds and ETFs, offering both discretionary and non-discretionary investment management along with financial planning and retirement plan consulting.

Annelizabeth Rogers is a financial advisor at Azimuth Wealth Advisors with 16 years of industry experience. She holds a Series 66 designation and has worked at Azimuth since 2017, following two years at DW Advisors. Outside of her advisory role, she is a member of Glacierfish Ski Resort, LLC. Azimuth Wealth Advisors serves individuals, trusts, estates, and various business entities with comprehensive portfolio management and financial planning. The firm employs a discretionary, tailored investment approach, offering services that include M&A advisory and selective use of alternative instruments such as commodities and digital assets.