Kimberly Anderson is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. Her career includes roles at Forrest T. Jones & Co. dba FTJ Retirement Advisors and National Pension & Group Consultants, Inc. She is involved in insurance sales and product management with Fidelity Security Life Insurance Co. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, offering fiduciary oversight, participant education, and a range of risk-based mutual fund portfolios. The firm uses a strategic asset allocation process combined with economic analysis and periodic rebalancing to manage investment decisions.

Alejandro Ochoa is a financial advisor with Independent Advisor Alliance, LLC and holds a Series 66 license. He has 22 years of industry experience and has previously worked with LPL Financial LLC and Independent Financial Partners. Based in Santa Barbara, CA, he has been with Independent Advisor Alliance since 2018. Independent Advisor Alliance serves a diverse clientele including individuals, small businesses, charitable organizations, and retirement plans, providing services such as asset management, financial planning, and retirement plan consulting. The firm utilizes various portfolio management strategies and technology platforms to deliver comprehensive advisory services.

Jessica Layman is a CFP® with 11 years of industry experience and is currently with Cerity Partners LLC. She previously worked at West Coast Financial, LLC for over eight years. Jessica holds the Series 65 designation and is based in Santa Barbara, CA. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including high-net-worth individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, emphasizing diversified asset allocation and customized portfolios.

David Goss III is a financial advisor with Planmember Securities Corporation, holding a Series 63 designation and 28 years of industry experience. His career includes longstanding roles at Reliastar, David A. Goss III Financial Services, Inc., and Goss Swier Financial Services. He is involved with David A. Goss III Financial Services, Inc., where he serves as an agent specializing in investment and insurance. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as a fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios, complemented by educational and support services for plan sponsors and participants.

Nathan Stoker is a CFP® professional affiliated with Cresset Asset Management, LLC, with four years of industry experience. He has previously worked at Created Wealth Advisory and UBS Financial Services, and spent four years at Pepperdine University. Cresset Asset Management manages approximately $78.9 billion in client assets, serving individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles. The firm employs a disciplined, risk-aware approach combining strategic asset allocation, manager selection, and both active and passive strategies across multiple asset classes, including alternatives and private funds, supported by advanced tools such as artificial intelligence and machine learning.

Sean Haley is a financial advisor at PlanMember Securities Corporation with 27 years of industry experience. He holds a Series 63 designation and has worked at PlanMember since 2015. Outside of his advisory work, he is an author who writes and promotes original works of fiction. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage diversified risk-based mutual fund portfolios and offers education and support services including seminars and personalized retirement planning.

Kristin Mata is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her prior roles include positions at Ignite Planners LLC, Cetera Advisor Networks LLC, and Girard Securities, Inc. She is a 50% owner of a marketing DBA, Integrity Wealth Management, which she uses in her advisory practice. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, and financial planning services, utilizing multiple advisory programs and third-party asset managers to tailor investment solutions for its clients.

Casey Hoops is a financial advisor with PlanMember Securities Corporation, holding a Series 66 designation and two years of industry experience. Prior to joining PlanMember, Casey worked in roles at Ram's Gate Winery, Sonoma State University, and Marimar Estate Vineyard and Winery. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation process and manages risk-based mutual fund portfolios ranging from conservative to aggressive.

Terri Bennett is a financial advisor with PlanMember Securities Corporation, holding a Series 63 designation and bringing 42 years of industry experience. Her career includes leadership roles in several entities, including Platinum Insurance Marketing, where she serves as president of an independent marketing organization specializing in structured settlement products. Bennett has also held executive and corporate secretary positions with multiple Medivest-related funds and companies. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive, offering education and support services such as personalized retirement planning and seminars.

Dorienne Larbig is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. Prior to joining Cerity Partners, she worked for the City of Santa Barbara and UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, charitable organizations, foundations, and institutional investors. The firm offers portfolio management, financial planning, retirement plan consulting, tax planning, insurance placement, and access to alternative and private-market investments, using a tailored approach that combines proprietary quantitative screens with external managers and individual securities.

Henry Whitney is a CFA® charterholder with seven years of industry experience. He has been with PlanMember Securities Corporation since 2019 and also has experience with TBI Financial. Outside of his advisory work, he is involved with the SB Polo & Racquet Club. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework and manages unitized, risk-based mutual-fund portfolios ranging from conservative to aggressive, supported by education and personalized retirement planning services.

Florentino Mitchell is a CFP® and ChFC® with 12 years of experience in financial advising. He has been with Mercer Global Advisors Inc. in Santa Barbara, CA, since 2015. Mercer Global Advisors serves a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm employs a globally diversified, risk-appropriate investment approach based on Modern Portfolio Theory, utilizing low-cost index vehicles and tax management strategies.

Timothy Swier is a financial advisor with PlanMember Securities Corporation, holding a Series 63 license and 32 years of industry experience. He has been with PlanMember since 2008 and has operated Timothy A. Swier Financial Services since 1992, focusing on insurance and investment services. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options, education, and support services, employing a strategic asset allocation framework and managing risk-based mutual fund portfolios.

Dalton Dixon is a Series 65-licensed financial advisor at Cerity Partners LLC with seven years of industry experience. Prior to joining Cerity Partners in 2025, he worked at West Coast Financial LLC for six years. Outside of his advisory roles, he was involved with the United Boys & Girls Clubs of Santa Barbara County and UC Santa Barbara. Cerity Partners provides customized wealth management and related services to a broad national client base, including high-net-worth individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation, manager selection, and periodic rebalancing using proprietary quantitative screens alongside third-party managers and individual securities.

Adam Stanowick is a CFP® with nine years of industry experience, currently affiliated with Mercer Global Advisors Inc. in Santa Barbara, CA. His entire advisory career has been with Mercer, aside from a two-year period of long-term travel between 2015 and 2017. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm employs a Modern Portfolio Theory-based investment approach focused on globally diversified, risk-appropriate portfolios using a variety of investment vehicles and offers educational content and integrated service lines.

Christopher Janeway is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has been affiliated with PlanMember Financial Group since 2008 and leads Fourth Point LLC, a wealth advisory firm he founded in 2018. Janeway is also a co-founder of Katie's FUNd, a charitable organization supporting social and recreational activities for teens with developmental disabilities. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options. The firm employs a top-down strategic asset allocation approach to manage unitized, risk-based mutual fund portfolios and delivers education and support services including seminars and personalized retirement planning.

Brian Mann is a financial advisor with Osaic Institutions, Inc. and holds a Series 66 designation. He has 11 years of industry experience, including roles at Infinex Investments, Morton Capital Management, and TIAA-CREF. Outside of his advisory work, Mann serves as a Family Wealth Advisor at First Bank, focusing on trust and investment services. Osaic Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients. The firm offers customized advisory services, financial planning, and access to alternative investments, operating through a hybrid adviser/broker-dealer structure with a significant non-discretionary asset base.

Colin Hyatt is a financial advisor at Cerity Partners LLC with a Series 65 credential and one year of industry experience. His prior work includes roles at Montecito Bank and Trust and involvement with OneReef Worldwide Stewardship. Outside of finance, he has experience working at ski resorts and a brewery, as well as time spent traveling. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, estates, corporations, charitable institutions, and institutional investors. The firm provides a broad range of services such as investment management, financial planning, tax and insurance support, and access to alternative and private-market investments, with a focus on customized, diversified portfolios and private market programs for qualified clients.

Austin Ziehl is a financial advisor with PlanMember Securities Corporation in Carpinteria, CA. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he has work experience at California Lutheran University and Bishop Diego High School. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios ranging from conservative to aggressive, while also offering education and support services to plan sponsors and participants.

Jeffrey Minc is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in Santa Barbara, CA. He has been with Mercer Global Advisors since 2015 in various roles. Outside of his advisory work, he is a co-owner and partner of Cameron Asset Management LLC, a property management company handling Airbnb rentals. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified, risk-appropriate portfolios and offers a range of implementation options alongside financial planning and consulting services.