Henry Menchaca is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at Bank of America, Merrill, and multiple positions within Wells Fargo entities dating back to 2012. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Philip Rogers Sr. is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 23 years of industry experience. He worked at JPMorgan Chase Bank NA for 10 years before joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Rochez is an advisor at Merrill in Fresno, CA, holding Series 63 and Series 66 licenses. He has worked at Merrill and Bank of America since 2026 and has prior experience at Wells Fargo and in real estate from 2018 to 2025. Rochez also served in the United States Navy from 2013 to 2021. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and institutions.

Zachary Duncan is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 65 licenses and 13 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously spent three years at Wells Fargo Advisors LLC. Duncan also has a long tenure with Wells Fargo Bank NA dating back to 2008. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Rose Silva is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Joseph Rendon is a Series 66-licensed financial advisor with seven years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2024, following roles at Citigroup Global Markets, Citigroup, Edward Jones, MUFG Union Bank, Hyatt Residence Club, Raiser LLC (Uber), and Bank of America. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Lexis Dunn is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo Advisors in 2026, Dunn worked at Valley Athletics, Raymond James Financial Services Advisors, and TriCounties Bank. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a range of investment and financial planning services, including cash-flow, retirement, education, and specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. The firm combines advisory services with banking and lending products, offering tailored recommendations supported by proprietary research and planning tools.

Roberto Chiu is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He has worked with Wells Fargo entities since 2013, including Wells Fargo Advisors, LLC, before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Paul Takhar is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with J.P. Morgan Securities since 2012 and Jpmorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Michael Fitzgerald is a Series 66–licensed financial advisor with Thrivent Investment Management, based in Madera, CA, and has 21 years of industry experience. He has been with Thrivent Investment Management and its predecessor, Thrivent Financial for Lutherans, since 2004 and 2005 respectively. Outside of his advisory role, he serves as Treasurer for the Horn of Africa Evangelical Mission, a nonprofit focused on training and sending missionaries in Africa. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering goal-based, holistic financial analyses without discretionary portfolio management. The firm offers integrated planning and managed-account services through a consolidated billing option called “WealthPlan,” emphasizing comprehensive written recommendations across a range of financial topics.

Michael Bono is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and based in Fresno, CA. He joined Wells Fargo in 2025 and has no prior industry experience. His background includes roles outside the financial sector, including associations with minor league baseball teams and a university. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and utilizes modern portfolio theory, with a notable range of investment options including insurance-related products and bank deposit sweep programs.

Jebber Cozzi is a financial advisor at Morgan Stanley with 27 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Jared West is a financial advisor at LPL Financial with 27 years of industry experience. He holds a Series 66 designation and has worked previously at Merrill and Bank of America, N.A. for over a decade each. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Joshua Demedeiros is a financial advisor with Charles Schwab in Fresno, CA, holding Series 63 and Series 65 designations and 23 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody, supervision, and a formal alternative-investment process.

Roland Berry is a financial advisor with Charles Schwab based in Fresno, CA. He holds Series 63 and Series 66 credentials and has 16 years of industry experience. His prior work includes four years at Merrill and Bank of America. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, utilizing multi-asset model portfolios and alternative investment programs.

Vicente Ibarra is a financial advisor with Primerica Advisors in Clovis, CA, holding Series 65 and Series 63 credentials and 20 years of industry experience. He has worked with PFS Investments Inc. since 2008 and with Primerica Financial Services since 2005. Outside his advisory role, he is involved in selling home security and automation products through a part-time referral arrangement. Primerica Advisors manages a wrap-fee asset management program serving mostly individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable accounts. The firm employs model-delivery strategies and discretionary separately managed accounts supported by third-party asset managers and custodians.

Martin Fong is a financial advisor with Osaic Wealth, Inc. based in Fresno, CA. He holds a Series 63 designation and has 30 years of industry experience, including three decades at Lincoln Financial Advisors Corporation before joining Osaic in 2025. Outside of his advisory work, he is involved in managing a small real estate rental business. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing various asset-allocation tools and supporting both discretionary and non-discretionary account management.

Nestor Leyva is a financial advisor with Wells Fargo Clearing in Fresno, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has been associated with Wells Fargo Bank NA since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

David Goforth Jr. is a financial advisor at LPL Financial with six years of industry experience. He holds a Series 66 designation and has worked previously at SCF Securities, C.H. Robinson, and Express. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by LPL Research and third-party resources.

Edgar Tejeda Gonzalez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Wells Fargo in 2026, he worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2018 to 2026 in various roles. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm uses research and analytics to evaluate investments and provides both brokerage and advisory solutions, managing approximately $671 billion in assets.