Timothy Argyres is a CFP® professional with 25 years of industry experience, currently affiliated with J.P. Morgan Securities. His prior roles include positions at Potter Street Partners LLC, First Republic Securities Company, Bank of America, Merrill, and UBS Financial Services. Outside of his advisory work, he serves as a committee member for Wolfpack Basketball NorCal, a charitable organization focused on youth basketball, where he assists with financial oversight and budgeting. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm employs a centralized due diligence process combining quantitative and qualitative analysis to develop model asset allocations and incorporates ESG considerations within its eligible strategies.

David Garcia is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and Wells Fargo Bank NA since 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions backed by research and analytics from the Wells Fargo Investment Institute.

Christian Dominguez is a financial advisor with LPL Financial in Walnut Creek, CA, holding Series 63 and Series 65 credentials and 11 years of industry experience. His prior roles include positions at Principal Life Insurance Company, Principal Securities Inc, TruWest, and Princor Financial Services Corporation. He is also associated with FAST TRACK FINANCIAL, LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Austin Hunt is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has two years of industry experience. He is also the owner of The Homestead, a bar and restaurant in San Francisco, where he is involved in payroll, bookkeeping, hiring, and strategic planning. Additionally, he is a partner at CNEM, providing hospitality and digital marketing consulting. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client information and firm-approved software to analyze goals and deliver written recommendations through collaborative annual planning engagements.

Lauren Gershon is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. Her career includes roles at Fidelity Investments, FIDELITY Brokerage Services LLC, TD Ameritrade, and TD Bank. Fidelity's Strategic Advisers LLC, where she is based, provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and offers advisory services including fund management and consulting.

Virgil Threlkeld is a financial advisor with LPL Financial in Alamo, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at Advantage Wealth Advisors, First Allied Advisory Services, Cetera Wealth Services, UBS Financial Services, and Morgan Stanley. Threlkeld’s professional background includes a decade at Advantage Wealth Advisors, which operates as a DBA under LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Lisa Ferrante is a financial advisor with Edward Jones in Brentwood, CA, holding Series 63 and Series 66 credentials and over 26 years of industry experience. She has been with Edward Jones since 1999. Outside of her advisory role, she owns rental properties in Bradenton, FL that are professionally managed. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment strategies and advisory services supported by a nationwide network of over 23,000 financial advisors.

Robby Engeldinger is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including LPL Financial, BMO Bank NA, Bank of America, Merrill, and Wells Fargo. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a wide range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Saylor is a financial advisor with LPL Financial in Concord, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with LPL Financial since 2015 and has also operated Saylor Insurance & Financial Services since 1999. Outside of his advisory role, he is involved with Credit Risk Management, LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios, third-party asset management, and institutional platforms.

Kevin Mcgregor is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining Cetera in 2025, he spent over 30 years with Avantax Investment Services and related affiliates. In addition to his advisory work, he manages tax preparation and accounting services through his own firms and serves in fiduciary roles for clients. Cetera Investment Advisers LLC serves a broad client base including individual investors, retirement plans, corporations, charities, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform that supports diverse investment strategies and program structures.

David Weed is the Vice President and Branch Leader at Fidelity Investments, a position he has held since 2023. He leads a team of financial advisors who work with clients to pursue their financial goals. Prior to this role, he served as Vice President and Regional Planning Consultant from 2018 to 2023, Assistant Branch Office Manager from 2015 to 2018, and began his career with Fidelity as a Financial Consultant from 2012 to 2015. David holds a California Insurance License. Outside of his professional responsibilities, he enjoys camping, family activities, fitness, football, social events with friends, and snowboarding.

Chris Garrigan is a financial advisor with LPL Financial, holding a Series 66 designation and three years of industry experience. He previously worked at Legion Technologies and Cornerstone and also operates Garrigan Consulting & Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, access to model portfolios, third-party asset management, and institutional platforms.

Matthew Costello is a financial advisor with OSAIC based in Danville, CA, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Woodbury Financial Services, Eagle Strategies (NY Life), Raymond James & Associates, and Alamo Capital. He also owns a sole proprietorship focused on insurance sales. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services supported by a multi-advisor platform. The firm employs a model-based investment process and provides a range of financial planning and portfolio management solutions.

David Roche is a financial advisor with LPL Financial in Brentwood, CA, holding Series 63 and Series 65 registrations and having 37 years of industry experience. He previously worked at Wells Fargo Advisors Financial Network LLC for 16 years and held various roles at Morgan Stanley from 1997 to 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, retirement advice, and institutional platforms, with advice delivered primarily through its large network of investment adviser representatives.

Charles Carter is a financial advisor at Osaic Wealth with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Securities America, Inc. and EPlanning Advisors Inc. Since 1995, he has also operated a sole proprietorship offering insurance products including term life insurance and fixed annuities. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm provides brokerage and advisory services through a multi-advisor platform with a focus on model-based asset allocation, portfolio optimization, and a variety of managed account programs.

Hannah Young is a financial advisor at Charles Schwab with five years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab & Co., Charles Schwab Bank, TD Ameritrade, Vector Marketing, and Impact Martial Arts. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized operational structure.

Catharine Dombrowski is a financial advisor with Cetera, holding the PFS™ and Series 66 credentials and over 20 years of industry experience. She is also the managing partner of Dombrowski & Associates CPAs LLP, a CPA firm, and owns Lone Tree Funding & Mortgage, a mortgage brokerage. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services delivered through a nationwide network of independent advisors.

Charles Shreve III is a financial advisor with LPL Financial in Danville, CA, holding Series 63 and Series 66 credentials and bringing 36 years of industry experience. His career includes roles at Fremont Bank, Merrill, Bank of America, Fidelity, Ameriprise, Waddell & Reed, and U.S. Bancorp Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by technology tools and a broad platform of non-advisory financial services.

Micah Johnson is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2022, he worked at Empire Pavers and Empire Medical. Outside of his advisory role, he operates a reseller business unrelated to investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a large network of advisors and incorporates both proprietary and third-party strategies.

Stephen Lee is a financial advisor with Cetera who holds a Series 66 designation and has five years of industry experience. He has worked at Cetera Wealth Services, LLC since 2021 and is the owner of Redwood Wealth, a financial services firm. Prior to his financial advisory career, he was employed at the New York City Department of Small Business Services from 2015 to 2023. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.