Douglas Hutchinson is a CFA® charterholder with nine years of industry experience. He is currently with Assembly Wealth in Mill Valley, CA, and has been associated with WrapManager, Inc. since 2014. Assembly Wealth provides discretionary portfolio management and standalone financial planning services to individuals, including high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and other business entities. The firm emphasizes personalized investment policies and asset allocation tailored to each client’s objectives, time horizon, and risk tolerance.

Samantha Keeler is a CFP® professional with six years of industry experience, currently serving at Westhill Financial Advisors, Inc. She previously worked at Merrill Lynch and Bank of America and has experience with firms such as Wells Fargo. In addition to her advisory role, she is also an insurance agent focused on fixed insurance and fixed annuity sales. Westhill Financial Advisors provides personalized financial planning, investment management, and pension consulting to a diverse client base including individuals, businesses, and non-profits. The firm employs a strategic asset allocation process combining passive index and ETF holdings with selected active management, and supports employers and plan sponsors with ERISA fiduciary services and participant education.

Jonathan Manzo Cardenas is a financial advisor with Affinity Capital Advisors LLC in Berkeley, CA, holding a Series 66 designation and 15 years of industry experience. He has been with Affinity since 2018 and previously worked at Pacific Private Wealth Management, LLC from 2012 to 2018. Outside of advisory work, he is involved in managing real estate investment companies. Affinity Capital Advisors serves individuals, trusts, estates, charitable organizations, and business entities with comprehensive portfolio management and financial planning. The firm combines fundamental, technical, and charting analysis to construct portfolios and offers a broader range of services including alternatives investing and direct real estate investment opportunities.

Laura Kohler is an advisor at Willow Grove Advisors, LLC with a Series 65 designation. She has recent experience working with Willow Grove Advisors and Ride Oakland, along with roles at Family Support Services and SoulCycle, LLC. Prior to her current roles, she spent five years at KPMG, LLP. Willow Grove Advisors is a fee-only SEC-registered investment adviser serving individual and high-net-worth clients, typically with account minimums of $500,000. The firm provides discretionary portfolio management with an investment approach that combines strategic asset allocation, technical and economic analysis, and uses a mix of ETFs, mutual funds, and private placements.

Kirk Ludwig is a CFP® and ChFC® with 40 years of experience in financial advising. He has been with Westhill Financial Advisors, Inc. since 2010. He serves as a board member and treasurer of the 55 Corte Real Homeowners Association in a non-paid capacity. Westhill Financial Advisors provides personalized financial planning, investment management, and pension consulting to individuals, trusts, estates, businesses, non-profits, and retirement plans. The firm uses a strategic asset allocation process combining passive index and ETF holdings with active managers, tailoring portfolios to client-specific factors such as risk tolerance and tax considerations.

Joseph Helmer is a financial advisor at Caldwell Sutter Capital, Inc. with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Caldwell Sutter Capital since 2008. Helmer serves as a director on the board of Crazy Woman Creek Bancorp, the bank holding company of Buffalo Federal Bank, where he participates on the audit committee. Caldwell Sutter Capital primarily serves high-net-worth individuals, their families, and related entities, as well as corporate and municipal clients. The firm employs a bottom-up, fundamental value investment approach with a long-term, buy-and-hold orientation, managing approximately $606 million across customized portfolio strategies.

Michael Bristow is a financial advisor with Tamalpais Asset Management, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at firms including Emerson Equity LLC and Calamar Financial Group before joining Tamalpais Asset Management, where he is currently a managing partner involved in day-to-day operations and client account management. Tamalpais Asset Management manages approximately $262.5 million for high-net-worth individuals, trusts, endowments, qualified retirement plan sponsors, and business entities. The firm emphasizes tailored Investment Policy Statements and employs a mix of passive core exposures along with fundamental, cyclical, and quantitative analysis, offering a variety of strategies including options, margin trading, and private placements for accredited investors.

Michael Phippen is a financial advisor at Gordian Wealth Advisors, LLC with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Gordian Wealth Advisors since 2015. His prior experience includes roles at Sanctuary Securities, LLC and Gordian Capital Management, LLC. Gordian Wealth Advisors manages approximately $488.7 million primarily for high-net-worth individuals, trusts, and estates, offering discretionary portfolio management, integrated financial planning, and access to independent managers and private pooled investment vehicles. The firm develops customized Investment Policy Statements and employs a range of strategies, including covered-call overlays and an endowment-style diversified model, with oversight from an investment committee.

Daniel Beatty is a financial advisor at Selby Wealth Management with 19 years of industry experience. He has been with Selby Wealth Management since 2024 and also maintains a long-standing role at JOHN W. BOOKER & CO., CPAs, PC, where he has worked since 1983. Selby Wealth Management is a registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, and retirement plans. The firm emphasizes fundamental analysis and long-term portfolio construction, offering discretionary investment management and fiduciary retirement plan services.

Jared Barnecut is a CFP® with 19 years of industry experience, currently serving at Stewart Wealth Management, Inc. since 2007. He holds the Series 66 designation and is based in San Rafael, CA. Stewart Wealth Management advises individuals, families, trusts, endowments, qualified retirement-plan sponsors, and business entities, managing approximately $501 million across around 337 client relationships. The firm’s investment approach focuses on strategic asset allocation and global diversification using low-cost, institutional-class mutual funds and ETFs within a core-satellite framework, incorporating pension consulting and private placement consulting alongside the use of derivatives and leverage in separately managed accounts.

David Wolfensperger is a CFP® with 14 years of industry experience, currently serving as an advisor at Stewart Wealth Management, Inc. since 2018. He is also a trustee of the Hans R. Wolfensperger GST Trust, an investment-related role. Stewart Wealth Management advises individuals, families, trusts, endowments, qualified retirement-plan sponsors, and business entities, managing approximately $501 million across about 337 client relationships. The firm emphasizes strategic asset allocation and global diversification using low-cost, institutional-class mutual funds and ETFs within a core-satellite framework, and offers pension consulting and private placement consulting services alongside selective use of derivatives and leverage in separately managed accounts.

Maria Quintana Pilling is a CFA® charterholder with one year of experience at North Berkeley Wealth Management, LLC. Prior to joining the firm, she has owned and operated Urbanspice Nutrition, a nutrition and health coaching practice. She serves clients from Berkeley, CA. North Berkeley Wealth Management serves individuals, high-net-worth clients, retirement plans, trusts, estates, charitable organizations, and business entities, managing approximately $710.6 million in assets. The firm provides comprehensive financial planning and investment management with an emphasis on long-term, total-return oriented portfolios using a mix of passive and active strategies and offers ESG and carbon-screened options.

Marc Edwards is a financial advisor with GenCap Portfolio Management and holds Series 63 and Series 65 licenses. He has 10 years of industry experience, including 11 years at Winans Investments and five years with GenCap and Front Row Advisors LLC. Edwards also receives solicitation fees for clients introduced to the RIA. GenCap Portfolio Management offers discretionary and non-discretionary portfolio management, financial planning, and subadvisory services to individuals, high-net-worth clients, and other investment advisers. The firm uses fundamental analysis and modern portfolio theory to guide asset allocation and risk management across a range of investment products.

Christopher Martin is a financial advisor at Tamalpais Asset Management in Larkspur, CA, holding Series 65 and Series 63 licenses with 23 years of industry experience. His prior roles include positions at Kent Lake Capital, LLC, and Wells Fargo Securities, LLC. Tamalpais Asset Management manages approximately $262.5 million across about 261 client relationships, focusing on high-net-worth households and accredited investors. The firm provides portfolio management and financial planning using documented Investment Policy Statements, favoring passive core exposures alongside a variety of strategies including options and private placements.

Thomas McAuliffe is a financial advisor at American Money Management, LLC with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial, Advisor Resource Council, Heritage Wealth Management, and Conscious Capital. Outside of his advisory work, he is a meditation teacher and spiritual director, and serves on the board of Unity in Marin, a nonprofit spiritual community. American Money Management, LLC provides discretionary portfolio management, 401(k) advisory services, and financial planning to individual clients, investment companies, pension plans, trusts, and business entities. The firm employs an investment committee to implement customizable asset-allocation strategies and offers alternative investments with established controls.

Charles Moore is a financial advisor with Liberty Wealth Management, LLC in Oakland, CA, holding Series 63 and Series 65 licenses and having 28 years of industry experience. His prior roles include positions at AE Financial Services, LLC, Liberty Group, LLC, and CUNA Brokerage Services, Inc. Outside of his advisory role, he owns Moore Financial Advice, an investment-related financial firm. Liberty Wealth Management, LLC is an SEC-registered advisory firm serving individuals, trusts, estates, and institutional clients with investment management, financial planning, 529 college-savings plans, and ERISA retirement plan services. The firm utilizes a combination of centrally developed models and adviser-designed strategies, often incorporating third-party managers and private market investments, supported by an affiliated network of legal, tax, and alternative-asset entities.

Blair Martin is a financial advisor with Stonebridge Financial Group in San Rafael, CA, holding a Series 66 designation and over 24 years of industry experience. Prior to joining Stonebridge, he worked at Equitable Advisors and Axa Advisors for 17 and 11 years, respectively. Outside of advisory work, he is a partner in Toby Lane Vineyards, a winery business. Stonebridge Financial Group serves individuals, families, business owners, and employer plan sponsors with discretionary wealth management, financial consulting, and retirement plan advisory services. The firm employs a blend of quantitative and qualitative investment strategies and manages a diverse range of asset types on a discretionary basis.

John Blatter is a financial advisor with Affinity Capital Advisors LLC in Berkeley, CA. He holds a Series 65 designation and has one year of industry experience. His prior work includes roles at ION Solar, Athelas, and LaunchPod Media, among others. Affinity Capital Advisors serves individuals, trusts, estates, charitable organizations, and business entities with portfolio management, financial planning, and consulting services. The firm uses a combination of fundamental, technical, and charting analysis to manage diversified portfolios that may include alternative and illiquid investments.

Lyle Bonn is a financial advisor with GenCap Portfolio Management and holds a Series 63 designation. He has 23 years of industry experience and has been with Front Row Advisors LLC since 2015. Outside of advising, he is involved in West Coast sales for RPG Consultants, a third-party administrator and record keeper unrelated to investment activities. GenCap Portfolio Management, operating as Front Row Advisors LLC, provides discretionary and non-discretionary portfolio management, financial planning, and subadvisory services to individuals, high-net-worth clients, and other investment advisers. The firm employs fundamental analysis and modern portfolio theory to manage diversified portfolios without a stated minimum account size.

Claire Hollander is a financial advisor with Liberty Wealth Management, LLC in Oakland, CA, holding a Series 65 credential and four years of industry experience. Her prior work includes roles at the Regal Wine Company and the Office of the Oakland Mayor. She is also the host of The Clear Cut Podcast, an investment-related and lifestyle podcast. Liberty Wealth Management, LLC provides investment management, financial planning, 529 college-savings planning, ERISA retirement plan services, and access to third-party manager programs for individuals, trusts, estates, and institutional clients. The firm combines centrally developed models with adviser-representative strategies and offers access to private market investments and structured offerings, supported by a network of affiliated legal, tax, and alternative-asset management entities.