William Stevens is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with 23 years of industry experience. He holds a Series 65 designation and has worked at Allworth Financial since 2020. Stevens also has a longstanding affiliation with Raa dating back to 2008. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a variety of model strategies and employs technology to manage held-away retirement accounts, with ownership ties to private investment vehicles and the Ontario Teachers’ Pension Plan.

James Dillon is a Certified Financial Planner® with 19 years of industry experience, currently serving as an advisor at Independent Financial Group, LLC since 2016. He is also a board member and CFO of Montessori Manor, Inc., a preschool and kindergarten, where he has been involved since 1992. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm offers customized financial planning and portfolio management through multiple platforms, combining strategic asset allocation with both passive and active investment strategies.

Raquel Salas Bramasco is a CFP® professional with over 10 years of experience in financial advisory. She has been with First Command Advisory Services since 2015. First Command Advisory Services, Inc. is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs supported by a centralized Investment Management Team and Wealth Portfolio Managers who select and manage model portfolios using preapproved mutual funds, ETFs, and third-party managers.

Grant Mathews is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. His prior roles include positions at Northwestern Mutual and The Thakar Group, Inc. Outside of finance, he has worked in retail and community settings, including In N' Out Burger and Bayside Church. Guardian Life’s Park Avenue Wealth Management is a broker-dealer and SEC-registered investment adviser serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers a range of brokerage, financial planning, and advisory services, including discretionary and non-discretionary model portfolios and digital advisory solutions.

James Linebarger is a financial advisor at Allworth Financial, L.P. with nine years of industry experience. He has worked with Allworth Financial since 2020 and with RAA since 2017. Outside of finance, James is a pilot for United Airlines and is involved in real estate development and home building. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using a range of strategies, including core-satellite and options-based overlays, and employs both discretionary and non-discretionary engagements.

Michael Millen is a financial advisor at Brookstone Capital Management LLC with a Series 65 credential. He joined Brookstone in 2025 and has prior experience managing a team focused on automation in the home health industry at Alita Systems, Inc. Millen previously worked with the Watchtower Bible and Tract Society. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.

Jack George is a financial advisor at Independent Financial Group, LLC in Sacramento, CA, with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Cetera and Strategic Advocates, before joining Independent Financial Group. Independent Financial Group, LLC provides investment advisory and brokerage services to a broad client base, including individuals, high-net-worth clients, trusts, corporations, pension plans, and charitable organizations. The firm offers financial planning and portfolio management through various platforms and programs, employing a combination of strategic asset allocation and multi-manager portfolios.

Susan Rosing is a financial advisor with Allworth Financial, L.P., holding a Series 65 credential and 12 years of industry experience. She has worked with Allworth Financial since 2020 and has been associated with Retirement Advisors of America since 2012. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio management using various model strategies and employs technology to manage held-away employer retirement accounts, while maintaining multiple affiliated businesses and specialized divisions.

John Dolan is a financial advisor at Allworth Financial, L.P. in Sacramento, CA, with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Allworth Financial since 2020 and Retirement Advisors of America since 2004. Outside of his advisory role, he serves as CFO of Expert Financial Systems, LLC. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm offers customized portfolio strategies, including model-based and specialized approaches, and utilizes third-party sub-advisers and technology to manage held-away retirement accounts.

Teodoro Uytingban is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ashley Tangeraas is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Thrivent Financial since 2019. Prior to her current role, she was employed by the State of California for 11 years. Tangeraas also maintains a California real estate broker's license for personal and family use. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning without discretionary trading authority, focusing on topics such as retirement, estate, and tax planning.

Rena Li is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for 14 years. In addition to her advisory role, she operates a sole proprietorship introducing traditional life and health insurance and non-variable annuities tailored to clients’ needs. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services, utilizing various tools and platforms to construct portfolios across multiple asset classes.

Bruce Woodbury is a financial advisor with LPL Financial in Rancho Cordova, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at RJ Holdings, Inc. from 2016 to 2019. Outside of his advisory role, Woodbury is involved in fixed insurance products and operates a tax service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Hannah Peterson is a financial advisor at Merrill with six years of industry experience and holds Series 63 and Series 65 licenses. She has worked at Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party teams.

James Lowczyk is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Securities LLC for five years before joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Thomas Demarois is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1996. Prior to joining Merrill Lynch, he spent five years as a Bond Trader for a regional bank. His professional focus includes personal retirement planning, portfolio management services, and retirement income. A native of Chico, California, Thomas earned a Bachelor's degree in Business from Chico State University, where he also participated in rugby. He holds the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his advisory role, Thomas enjoys fishing, golfing, and playing tennis. He has served as a board member of The Cast Hope Foundation, a nonprofit organization dedicated to teaching underprivileged youth the art of fly fishing and an appreciation for the outdoors.

Colin Usrey is a financial advisor at Merrill in Sacramento, CA, holding a Series 66 designation. He has been with Merrill and Bank of America, N.A. since 2026. Outside of his advisory work, he has been involved with the McAllister Foundation since 2021 and previously worked at Tempest Nutrition. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jacarri Williams is a Certified Financial Planner (CFP®) with 19 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked since 2019, and previously held roles at J.P. Morgan Securities and BOK Financial Securities. He is also associated with Tri Counties Advisors in Sacramento, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kenna Stukas serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she focuses on creating personalized wealth management strategies tailored to her clients' unique financial goals. She leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support her clients' financial objectives. Kenna has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She holds a bachelor's degree from Sonoma State University. She is affiliated with The Fendley Group and follows Merrill's tradition of community involvement by volunteering with local organizations.

Senh Ly is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with LPL Financial since 2007 and has a concurrent role at Golden 1 Credit Union since 2005. Outside of advising, he is also active as a real estate agent assisting clients in buying and selling properties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and technology.