Lance Kakimoto is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and also works with Morgan Stanley Private Bank, N.A. since 2015. Kakimoto serves on the board of directors for the Associated Builders and Contractors, Hawaii Chapter. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs for individuals and institutional clients, including customized financial planning supported by firm-approved tools and methodologies.

Colby Sato is a financial advisor at Cetera with three years of industry experience and holds a Series 66 designation. His prior work includes roles at Bankoh Investment Services, Inc., Equitable Advisors, Hawaii Medical Services Association, and a decade at Tommy Bahama (Oxford Industries). Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting diverse investment strategies and program options.

Melinda Facer is a financial advisor with Merrill, holding Series 63 and Series 66 licenses, and has 31 years of industry experience. She has been with Merrill since 2002, totaling 24 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dean Spagnoli is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and approved planning tools to model various outcomes.

Gail Hamada is a CFP® with 36 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020 after 15 years with Ameriprise Financial Services, Inc. She is based in Honolulu, HI and holds a Series 63 license. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm’s approach involves collaborative planning supported by proprietary research and algorithmic tools, with distinctive enrollment criteria and an investment platform influenced by its affiliated product ecosystem.

Yuka Tarui is a CFP®-credentialed financial advisor with seven years of industry experience, currently working at Morgan Stanley in Honolulu, HI. Her prior experience includes roles at Raymond James Financial Services, First Hawaiian Advisors, and Pacific Bridge Wealth Resources. Morgan Stanley Wealth Management offers a broad range of advisory programs for individuals and institutions, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through corporate agreements.

John Araki is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked for Ameriprise Financial Services, Inc. for 16 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategic and tactical investment options and operational tools.

Scott Fujimoto is a Series 66-registered financial advisor with Morgan Stanley in Honolulu, Hawaii, where he has worked since 2019. He has over four years of experience at Morgan Stanley Private Bank, N.A., and a longer tenure at Costco beginning in 2007. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including comprehensive financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory services.

James Oldham is a financial advisor at Edward Jones in Honolulu, HI, holding a Series 66 designation with six years of industry experience. He previously worked at New Hope Windward for seven years before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Meeta Patel is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and seven years of industry experience. She has worked at Ameriprise since 2017 and has prior experience at CVS. Patel is a co-owner of NAP Partners, LLC, through which she manages her advisory business. Ameriprise is an institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations, primarily for clients with accounts managed by Ameriprise.

Tyler Takahata is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He previously worked at Central Pacific Bank for six years before joining Wells Fargo in 2018. Outside of his advisory role, he serves as a notary public in Honolulu, HI. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options and offers both brokerage and advisory solutions.

Westley Yamasaki is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he co-owns rental properties in Honolulu with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

David Shimana is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with First Allied Advisory Services, First Allied Securities, and Cetera, and currently owns Storybook Ventures, Inc., which operates under the dba Avodah Wealth Management. He also serves as a successor trustee for multiple family trusts. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing multiple program structures and investment approaches including model portfolios, third-party managers, and bespoke strategies.

Kenneth Lai is a financial advisor with UBS Financial Services in Honolulu, Hawaii, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 1996. Outside of his advisory role, he serves as the board treasurer for the Liliha Square Association of Apartment Owners. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances. The firm also integrates institutional trading capabilities with wealth management services.

Sheri Tsubata is a Senior Financial Advisor with Merrill Lynch Wealth Management. She began her career in financial services as a Client Associate at Smith Barney in 2007 before becoming a Financial Advisor in 2009. Sheri transitioned to Merrill Lynch in 2010, where she has since developed a client service model rooted in understanding each client's unique needs, concerns, and priorities. Her areas of focus include college education planning, family wealth management strategies, LGBT wealth planning, personal retirement planning, socially responsible and ESG investing, women and wealth, and retirement income. Sheri holds FINRA Series 7, 31, and 66 registrations, Life & Health Insurance licenses, and the Certified Plan Fiduciary Advisor® (CPFA) designation. She earned both her Bachelor of Science in Animal Science and her Japan-focused Master of Business Administration from the University of Hawaii at Manoa. Outside of work, Sheri spends time with her partner Shannessy and their son Kaisen. Their weekends often include camping, swimming at the beach, and planning new adventures. She balances her professional responsibilities with personal interests in cooking, traveling, and watching movies.

Steven Yamashita is a Series 66 licensed financial advisor with 24 years of industry experience. He is currently affiliated with LPL Financial in Honolulu, HI, and has held previous roles at Central Pacific Bank, Bankoh Investment Services, Guardian Life, and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive technology tools and a large network of advisors.

Mark Kobayashi is a financial advisor at Ameriprise with 38 years of industry experience. He holds a Series 63 designation and has worked at Ameriprise since 2019, with prior experience at Bank of America and Merrill. He is also involved in fiduciary activities as a trustee. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations.

Jennifer Du Forstner is a financial advisor at Ameriprise with 26 years of industry experience. She holds Series 63 and Series 66 designations and has been with Ameriprise and its affiliate Ameriprise Financial Services since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning that includes tax-aware withdrawal strategies and Social Security claiming options.

Elias Beniga is a Senior Financial Advisor at Merrill Lynch Wealth Management. He brings 18 years of experience as a Financial Advisor, along with additional expertise including two years in international business in Asia and 17 years in business banking, personal and commercial lending, and managing four community branches with Hawaii's largest bank. His client focus includes coordinating the financial affairs of families, entrepreneurs, executives, and non-profit organizations across the country. Elias applies a detailed and disciplined process tailored to support his clients' unique qualities and investment objectives, specializing in areas such as divorce transition planning, family wealth management strategies, services for endowments and foundations, retirement planning, and qualified retirement plan management. His education includes a Bachelor's Degree in Economics from the University of Hawaii, and he holds several professional designations including Certified 401(k) Professional, Certified Plan Fiduciary Advisor, Chartered Retirement Planning Counselor, Chartered Retirement Plans Specialist, Personal Investment Advisor, and Retirement Benefits Consultant. He is active in professional and community organizations, serving as a member of the Filipino Chamber of Commerce of Hawaii since 1996 and the Kalihi Business Association since 2018. His community involvement has included roles such as Chairman of the City & County of Honolulu - Oahu Workforce Investment Board and the State of Hawaii Act 159 - Filipino Centennial Celebration Commission. Outside of his professional work, Elias enjoys chess, golfing, hiking, reading, and spending time with his family.

David Edwards is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and nine years of industry experience. He previously worked at LPL Financial and Central Pacific Bank. Outside of his advisory role, he owns DAE Group LLC, which manages direct payments from his Medicare sales business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling techniques to deliver tailored, tax-efficient recommendations through a centralized consulting team.