Bernard Yip is a financial advisor with Raymond James Financial Services Advisors, Inc., holding CFP® and ChFC® designations and over 30 years of experience. He has worked extensively with First Hawaiian Bank and its affiliated entities since 1996 and has been associated with Raymond James since 2017, focusing on lifecycle planning. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients using tailored, non-discretionary planning and analytical tools to support client goals.

Lee Yamane is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and 19 years of industry experience. He has been with Equitable Advisors since 2007, including the firm's prior entity, Axa Advisors, LLC. In addition to his advisory work, he provides notary services to Equitable clients without charge. Equitable Advisors serves a diverse client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives. The firm utilizes various advisory models and third-party asset managers, providing fiduciary services and access to a wide range of investment products.

Adrian Holmes is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at LPL Financial, Prudential Insurance, and New York Life. Outside of his advisory work, Holmes is the sole owner of Hale Hoop, a basketball training business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with multiple program structures and access to third-party money managers.

Willis Kato is a financial advisor with Raymond James Financial, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2017, following seven years at Wedbush Securities. Kato also owns Willis Kato LLC, a support company providing services to Raymond James. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm utilizes tailored non-discretionary planning and analytical tools to support client goals and maintains specialized programs for municipal finance and SIMPLE IRA employer advisory services.

Christopher Ark is a Series 66-licensed financial advisor with Stifel in Honolulu, Hawaii, where he has worked since 2015. He has four years of industry experience. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology.

Lenn Yonemura is a financial advisor at Edward Jones in Mililani, HI, holding a Series 66 designation and with four years of industry experience. Prior to joining Edward Jones in 2022, he worked in hospitality roles with Kyoya Ohana LLC at The Royal Hawaiian and Sheraton Waikiki from 2016 to 2022. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and operates a large network of financial advisors and branch offices nationwide.

Lance Kakimoto is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and also works with Morgan Stanley Private Bank, N.A. since 2015. Kakimoto serves on the board of directors for the Associated Builders and Contractors, Hawaii Chapter. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs for individuals and institutional clients, including customized financial planning supported by firm-approved tools and methodologies.

Colby Sato is a financial advisor at Cetera with three years of industry experience and holds a Series 66 designation. His prior work includes roles at Bankoh Investment Services, Inc., Equitable Advisors, Hawaii Medical Services Association, and a decade at Tommy Bahama (Oxford Industries). Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting diverse investment strategies and program options.

Melinda Facer is a financial advisor with Merrill, holding Series 63 and Series 66 licenses, and has 31 years of industry experience. She has been with Merrill since 2002, totaling 24 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dean Spagnoli is a financial advisor with Morgan Stanley in Honolulu, HI, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and approved planning tools to model various outcomes.

Gail Hamada is a CFP® with 36 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020 after 15 years with Ameriprise Financial Services, Inc. She is based in Honolulu, HI and holds a Series 63 license. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendations and ongoing advice. The firm’s approach involves collaborative planning supported by proprietary research and algorithmic tools, with distinctive enrollment criteria and an investment platform influenced by its affiliated product ecosystem.

Yuka Tarui is a CFP®-credentialed financial advisor with seven years of industry experience, currently working at Morgan Stanley in Honolulu, HI. Her prior experience includes roles at Raymond James Financial Services, First Hawaiian Advisors, and Pacific Bridge Wealth Resources. Morgan Stanley Wealth Management offers a broad range of advisory programs for individuals and institutions, emphasizing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services both directly and through corporate agreements.

John Araki is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked for Ameriprise Financial Services, Inc. for 16 years before joining LPL Financial in 2021. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of strategic and tactical investment options and operational tools.

Scott Fujimoto is a Series 66-registered financial advisor with Morgan Stanley in Honolulu, Hawaii, where he has worked since 2019. He has over four years of experience at Morgan Stanley Private Bank, N.A., and a longer tenure at Costco beginning in 2007. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including comprehensive financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment models as part of its advisory services.

James Oldham is a financial advisor at Edward Jones in Honolulu, HI, holding a Series 66 designation with six years of industry experience. He previously worked at New Hope Windward for seven years before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Meeta Patel is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and seven years of industry experience. She has worked at Ameriprise since 2017 and has prior experience at CVS. Patel is a co-owner of NAP Partners, LLC, through which she manages her advisory business. Ameriprise is an institutional firm offering a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations, primarily for clients with accounts managed by Ameriprise.

Tyler Takahata is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. He previously worked at Central Pacific Bank for six years before joining Wells Fargo in 2018. Outside of his advisory role, he serves as a notary public in Honolulu, HI. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options and offers both brokerage and advisory solutions.

Westley Yamasaki is a financial advisor with Wells Fargo Clearing in Honolulu, HI, holding Series 63 and Series 65 licenses and 29 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he co-owns rental properties in Honolulu with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

David Shimana is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked with First Allied Advisory Services, First Allied Securities, and Cetera, and currently owns Storybook Ventures, Inc., which operates under the dba Avodah Wealth Management. He also serves as a successor trustee for multiple family trusts. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing multiple program structures and investment approaches including model portfolios, third-party managers, and bespoke strategies.

Kenneth Lai is a financial advisor with UBS Financial Services in Honolulu, Hawaii, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with UBS since 1996. Outside of his advisory role, he serves as the board treasurer for the Liliha Square Association of Apartment Owners. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances. The firm also integrates institutional trading capabilities with wealth management services.