Kurt Deacon is a Vice President and Financial Consultant at Fidelity Investments. He has held various roles at Fidelity since 2002, including Financial Consultant, Senior Relationship Manager, and Retirement Plan Specialist. Prior to joining Fidelity, Kurt worked as a Client Service Specialist at Raymond James & Associates from 1998 to 2002. Kurt leverages his experience in investment, retirement, tax-efficient investing, and legacy planning to assist clients in developing and executing financial plans tailored to their needs. He works one-on-one with clients and teams to provide professional guidance or support self-directed investors. Outside of his professional work, Kurt enjoys cars, concerts, family activities, fitness, outdoor adventures, and traveling.

Hugh Daley is a Financial Consultant at Fidelity Investments, where he has been serving since 2021. Prior to this role, he worked as an Investment Consultant at Fidelity Investments from 2019 to 2021. His experience also includes positions as a Financial Advisor at USAA Wealth Management from 2008 to 2019 and at ETRADE from Morgan Stanley from 2007 to 2008. He holds an Arkansas Insurance License, which supports his professional practice. Hugh collaborates with clients to develop strategies aimed at protecting and growing their investments while focusing on what is personally and financially important to them and their families. Outside of his professional work, Hugh is interested in fitness and running.

Paul Shields is a financial advisor with Ameriprise in Vero Beach, FL, holding Series 65 and Series 66 licenses and 20 years of industry experience. He has been with Ameriprise since 2009, serving in various capacities within the firm. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Selena Carnohan is a financial advisor with Morgan Stanley Wealth Management in Vero Beach, FL, holding a Series 66 designation and four years of industry experience. Prior to her current role, she worked at Morgan Stanley Smith Barney LLC and has been involved in educational roles at the University of Central Florida. Outside of finance, she has experience working at the Orchid Island Golf and Beach Club in a labor and service capacity. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured discovery processes and firm-approved planning tools.

Joshua Shaffer is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving since 2020. In this role, he works closely with individuals at various life stages to develop customized financial plans aimed at achieving their financial goals through personalized guidance and trusted relationships. Prior to his current position, Joshua gained experience as a Financial Advisor at Edward Jones from 2018 to 2020, and at RockSolid Planning from 2017 to 2018. His professional background encompasses comprehensive financial planning and client-focused advisory services. Outside of his professional work, Joshua engages in family activities and enjoys fitness, football, parenthood, reading, and traveling.

Stephen Geis is a financial advisor with Osaic Wealth, Inc., holding a Series 66 credential and over 20 years of industry experience. He has worked with Osaic since 2018 and previously spent nine years at Signator Investors Inc. Geis is also involved with Acorn Financial Services, a financial advisory corporation, where he dedicates significant time. Osaic Wealth serves a diverse range of retail and institutional clients through a large network of affiliated advisers and platforms, offering integrated brokerage and advisory services, financial planning, and access to third-party managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across various asset classes on a discretionary or non-discretionary basis.

William Slater III is a financial advisor at UBS Financial Services with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has prior work history at Bank of America and Merrill. Slater serves on the board of directors for the Shepherd Foundation, a charity focused on tuition assistance and fundraising. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor investment plans to clients' goals and risk tolerances.

Alyssa Abbate is a Planning Consultant at Fidelity Investments, a role she has held since 2019. Prior to this, she worked as a Financial Consultant at TD Ameritrade from 2018 to 2019 and as a Business Development Specialist at TD Ameritrade in 2018. In her current position, Alyssa focuses on creating financial plans tailored to her clients' individual needs and life stages. She emphasizes understanding what is important to each client to build a financial plan aimed at achieving their envisioned life. Outside of her professional work, Alyssa enjoys activities such as beach outings, fitness, golf, Pilates, tennis, and traveling.

Amanda Darress is a financial advisor with Ameriprise in Vero Beach, FL, holding a Series 66 designation and 17 years of industry experience. She has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she serves as Treasurer on the Board of Directors for the Executive Manor Homeowners Association. Ameriprise offers retirement-income planning services aimed at individuals approaching or in retirement, typically those with at least $1 million in net investable assets. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, utilizing a centralized retirement-income consulting team and a combination of research, modeling, and tax-efficiency analysis to generate non-discretionary recommendations.

Andrew Streeter is a financial advisor at Edward Jones with 14 years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2012. Outside of his advisory role, he maintains ownership interests in rental properties managed by professional firms. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm offers a range of advisory programs, discretionary and non-discretionary investment strategies, and affiliated investment products, supported by a nationwide network of more than 23,700 financial advisors.

Daniel Mace is a financial advisor with Cetera who holds Series 63 and Series 65 credentials and has 25 years of industry experience. He has been with Cetera and its related entities since 2000. In addition to his advisory role, he owns and operates a tax and accounting practice, Daniel Mace, CPA, PA, and serves as a board member for Bridgewater Association Inc., a commercial building association. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a national network of independent advisors and employs a multi-manager platform with diverse investment program options.

Matthew Dowdle is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 11 years of industry experience. He has been with Raymond James since 2015. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Colleen Higgins is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at Raymond James since 2019 and previously held roles at PNC Investments and PNC Bank. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting with a variety of portfolio management approaches.

Michael Zickert is a financial advisor with Wells Fargo Clearing, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 20 years of industry experience, including 13 years at PNC Investments before joining Wells Fargo in 2022. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party databases.

Kristen Divico is a financial advisor with Wells Fargo Clearing in Vero Beach, FL, holding a Series 66 designation and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2013 to 2016. Outside of her advisory role, she has involvement in property management as a part-owner and landlord of rental properties in Flagler Beach, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Marc Tomberg is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and 32 years of industry experience. He has worked at Raymond James since 2003 and serves as president of Indian River Investment Center Inc., a support company he has been involved with since 2003. Based in Vero Beach, FL, Tomberg combines his long-term roles within Raymond James and his ownership position at Indian River Investment Center. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and employs analytical tools such as risk profiling and probability modeling to support client goals, while also maintaining specialized services in municipal and public finance.

Christopher Garrity is a financial advisor with Merrill and holds Series 63 and Series 65 designations. He has 40 years of industry experience and has been with Merrill since 1985, concurrently working at Bank of America since 2011. Garrity is a general partner at Granite Tallus Investment Partners, an investment partnership based in Illinois. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Armando Bermudez is a financial advisor at Charles Schwab with 10 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Fidelity Investments, HSBC Securities, and Wells Fargo. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides a multi-asset investment approach supported by centralized custody and operational infrastructure.

Anna Roberts is a Financial Consultant at Fidelity Investments, where she applies her expertise to help clients pursue their financial goals and work towards achieving financial well-being. She emphasizes the importance of customized financial plans and trusted partnerships to provide guidance and support. Her professional experience includes roles as a Financial Consultant and Investment Consultant at Fidelity Investments since 2023. Prior to that, she served as a Financial Advisor at Merrill Lynch from 2019 to 2023 and as a Senior Branch Manager at PNC Bank from 2016 to 2019. Outside of her professional work, Anna has interests in art, food, gardening, hiking, museums, and traveling.

Christopher Downey is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and offering 43 years of industry experience. He has been with LPL Financial since 1989. Outside of his advisory role, he is involved in a family partnership focused on saving for his grandchildren’s college education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.