Robert Smith is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and nine years of industry experience. He previously worked at Edward Jones from 2016 to 2021 before joining Charles Schwab & Co., Inc. and Schwab Wealth Advisory in 2021. Based in Orlando, FL, Smith focuses on providing investment advice within the Schwab Wealth Advisory program. Schwab Wealth Advisory, Inc. delivers non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program sponsored by Charles Schwab & Co., Inc. The firm offers financial reviews, retirement planning, and investment recommendations utilizing Schwab’s asset allocation models and research tools, with final trading decisions made by clients.

Tyler Leve is a CFP® professional with eight years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc., where he has worked since 2021, and has been associated with Charles Schwab & Co., Inc. since 2018. Outside of his advisory work, Tyler serves as Vice President of Sales and Marketing at Coastline Media Distribution, managing a team responsible for magazine and advertisement distribution along Florida’s Space Coast. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice without discretionary trading authority and primarily serving individual clients.

Dominic Bragg is a financial advisor at Schwab Wealth Advisory with seven years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. Prior to his current role, Bragg worked at Fidelity Investments and Van Lanschot Kempen, among other firms. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not directly charge clients, differentiating its advisory model from many peers.

Kurt Schluter is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and 11 years of industry experience. He has been with Schwab Wealth Advisory since 2016 and has been affiliated with Charles Schwab since 2014. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client education and recommendations rather than discretionary portfolio management.

Zachary Sechkar is a financial advisor at Schwab Wealth Advisory with a Series 66 designation and one year of industry experience. He has previously worked at Raymond James and Charles Schwab & Co., Inc. outside of his current role. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering investment recommendations and annual financial reviews while clients retain final trading decisions.

Phillip Henry is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has been with Primerica Advisors and Guardian Life Insurance Co of America since 2013. Outside of his advisory role, he serves on several nonprofit boards, including Holistic Environmental Stewardship Foundation and Two Write Love on Her Arms, and participates on the Dean Advisory Board at the University of Central Florida College. Primerica Advisors is part of Park Avenue Securities LLC, which serves a broad retail client base with brokerage and advisory services, financial planning, and retirement-plan consulting. The firm offers a range of proprietary and third-party investment programs and platforms, managing accounts through discretionary and non-discretionary strategies across multiple asset types.

Jeffrey Green is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and over 28 years of industry experience. He has been affiliated with Ameritas Advisory Services since 2021 and has a longer tenure with related entities including Ameritas Life Insurance Corp and Jeff Green & Associates, Inc, where he serves as president. Outside of advising, he is active in independent insurance sales focusing on fixed insurance products and life insurance. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and variable universal life subaccounts, utilizing multiple custodial platforms and third-party tools to support portfolio construction and ongoing management.

Edwin Padilla is a financial advisor with Eagle Strategies (NY Life) based in Maitland, FL, holding Series 63 and Series 66 licenses and with 16 years of industry experience. He has been with Eagle Strategies since 2016 and has worked with NYLIFE Securities LLC and New York Life Insurance Company since 2014. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory programs and emphasizes tailoring recommendations to client objectives, managing the majority of its assets on a non-discretionary basis through an integrated New York Life affiliate structure.

John Appleby is a CFP® professional with nine years of industry experience, currently serving at Schwab Wealth Advisory in Orlando, FL. His prior roles include positions at JPMorgan Chase Bank, Morgan Stanley, Fidelity, Merrill Lynch, and Bank of America. He also serves in the United States Army as a Psychological Operations Specialist. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering services such as annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, distinguishing its approach from many enterprise wealth managers.

Sean Allen is a CFP®-certified financial advisor with 14 years of industry experience. He has been with Truist Advisory Services and Truist Investment Services since 2016, following previous roles at SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver its investment solutions.

Matteo Liccardo is a CFP® professional with three years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. He has worked with Charles Schwab since 2022 and previously spent eight years at Erickson Living. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations using Schwab's research tools and standard asset allocation models.

Alexander Liedberg is a financial advisor at Schwab Wealth Advisory with four years of industry experience. He holds a Series 66 designation and has previously worked at Fisher Investments and Mass Mutual Life Insurance Co. Outside of financial services, he worked in the parking and retail sectors earlier in his career. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools to deliver investment recommendations without discretionary authority.

Leandro Velazquez is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and four years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2022 and previously held roles at JRM Truck Parking, the University of Central Florida, Orange Lake Resort, and Osceola High School. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on individual clients rather than institutional accounts.

Michael Tuazon is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has been with Schwab Wealth Advisory and Charles Schwab since 2015. Outside of his advisory role, Tuazon serves as a trustee for an irrevocable life insurance trust. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, delivering recommendations based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Charles Schwab ecosystem, focusing on individualized wealth management without discretionary trading authority.

James Hassell is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 66 registrations and bringing 28 years of industry experience. His prior experience includes over two decades at Fidelity Brokerage Services, followed by a role at Fidelity Personal and Workplace Advisors before joining Schwab. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services such as annual financial reviews and investment recommendations using Charles Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem, offering advice without discretionary trading authority and is paid by Charles Schwab under a cost-and-expense arrangement rather than directly charging clients.

Byron Westerfield is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been with Charles Schwab and its affiliated entities since 1995, including roles at Schwab Private Client Investment Advisory and Charles Schwab Investment Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services such as annual financial reviews, retirement planning discussions, and investment recommendations using Schwab’s proprietary research tools and standard asset allocation models.

Nicholas Perrone is a financial advisor with Ameritas Advisory Services, LLC, holding Series 65 and Series 63 licenses and has two years of industry experience. He is also the owner of Estate and Business Planning LLC and involved with the Estate and Business Planning Group, focusing on financial services and life insurance. Prior to his advisory career, Perrone worked in retail and education roles. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an Investment Committee and third-party partners.

Carlos Solano Monestel is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Schwab Wealth Advisory and has previously worked at firms including Citigroup and JPMorgan. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, utilizing Charles Schwab & Co.’s asset allocation models and research tools. The firm focuses on annual financial reviews, retirement planning, and investment recommendations, leaving final trading decisions to clients.

Gregory Mikesell is a financial advisor with Schwab Wealth Advisory, holding Series 63, 65, and 66 licenses and bringing 16 years of industry experience. He has been with Charles Schwab and Schwab Wealth Advisory since 2015. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice through standard asset allocation models and Schwab research tools, while leaving final trading decisions to clients.

T Royer is a financial advisor with Brookstone Capital Management LLC, holding a Series 65 designation and 16 years of industry experience. He has been involved with Group 10 Financial since 1988, where he serves as CEO overseeing insurance and annuity sales. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base including individuals, retirement plans, corporations, charitable organizations, other registered investment advisers, and institutional clients such as sovereign wealth funds and banking institutions.