Lucy Cisneros is a financial advisor at Frost Investment Services with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across various Frost entities since 2014, including Frost Brokerage Services and Frost Bank. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a combination of proprietary and third-party model portfolios through the Fidelity Managed Account Xchange platform.

Jason Leal is a financial advisor at Forum Financial Management, LP with six years of industry experience. He holds a Series 65 designation and has prior experience at Eaglestone Holdings, LLC, Centage, Xenex Disinfection Services, Valero Energy Corporation, and Bechtel Corporation. Outside of his advisory role, Leal serves as a non-paid board member and advisor to Kinetic Kids, Inc., a non-profit organization providing sports and education programs to children with disabilities. Forum Financial Management, LP offers fee-based wealth management, financial planning, qualified plan services, and educational workshops to individual and institutional clients. The firm also serves as a sub-advisor and turnkey asset management platform for other independent RIAs, implementing portfolios primarily with DFA institutional mutual funds and ETFs following a Modern Portfolio Theory approach.

Christopher Walsh is a financial advisor with Frost Investment Services in San Antonio, TX. He holds a Series 66 designation and has 29 years of industry experience, including 16 years at Citigroup Global Markets and more recent work at Frost Brokerage Services, Inc. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a combination of model portfolios and third-party managers through the Fidelity Managed Account Xchange platform.

John Rizzo is a CFP® professional with 18 years of experience currently serving at Alamo Advisors, LP since 2007. Prior to joining Alamo, he operated his own CPA firm, John J. Rizzo, Jr. CPA PC, for 26 years. Alamo Advisors, LP provides investment advisory services primarily to high-net-worth individuals and charitable organizations, focusing on manager selection and oversight while managing client assets on a non-discretionary basis. The firm emphasizes due diligence, customized portfolio solutions, and offers accounting and tax preparation services alongside its investment advisory work.

Ida Benfanti is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with USAA and its affiliated entities since 2015, including roles at USAA Life Insurance Company and USAA Financial Advisors, Inc. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm supports retirement planning through its Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a referral intermediary rather than a portfolio manager.

Victor Ayala is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. His prior roles include positions at Charles Schwab and TD Waterhouse Investor Services. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing the Fidelity Managed Account Xchange platform and combining model portfolios with third-party managers and tax and ESG overlay services.

Christine Castillo is a financial advisor with USAA Investment Services Company in San Antonio, TX, holding a Series 66 designation and 21 years of industry experience. She has worked with USAA Investment Services Company since 2005 and has also been affiliated with USAA Financial Advisors, Inc. and USAA Life Insurance Company. Outside of her advisory role, she operates an online business selling handmade craft items and is involved in personal coaching, authoring, blogging, speaking, and podcasting. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members, offering a Retirement Income Strategy Report and referring clients to Charles Schwab for investment products and account services. The firm functions mainly as a retirement-advice intermediary rather than a portfolio manager.

Amy Rowe Stahl is a financial advisor with Frost Investment Services, holding a Series 66 designation and 14 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and multiple BBVA entities, where she worked from 2013 to 2021. Frost Investment Services serves individuals, trusts, estates, charitable organizations, and business entities with discretionary portfolio management, comprehensive financial planning, and various managed account programs. The firm employs a multi-disciplinary investment process and offers tax and ESG overlay services, operating as a subsidiary of Frost Bank within the Cullen/Frost Bankers group.

Austin Kroll is a financial advisor at 1900 Wealth with 11 years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at Frost Investment Services, Frost Brokerage Services Inc, and Frost Bank. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension and profit-sharing plans, trusts, estates, corporations, and other entities. The firm emphasizes strategic asset allocation and uses low-cost ETFs and mutual funds to build diversified portfolios, often managing accounts on a discretionary basis and offering family office services.

Scott Branson is a financial advisor with Titleist Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Prior to joining Titleist Asset Management in 2023, he was affiliated with Titleist Capital, LLC and Wells Fargo Clearing. Outside of his advisory role, he co-owns Promised Land Farm in Blytheville, Arkansas, where he manages contracts and crop proceeds. Titleist Asset Management, LLC is an SEC-registered multi-advisor wealth manager serving individuals, trusts, estates, and retirement plans. The firm implements client-specific asset allocation strategies overseen by an investment committee and employs a Rules Based Investing Total Return System incorporating global benchmarks, macro-driven portfolio adjustments, and a diversified investment approach.

Veronica Payne is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and with 22 years of industry experience. She has worked with Frost National Bank and Frost Brokerage Services, Inc. since 2008 and joined Frost Investment Services in 2017. Frost Investment Services serves individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management through a multi-advisor enterprise platform managing approximately $3.7 billion in assets. Its affiliation with a banking institution and a compensation model based primarily on assets under management distinguish the firm's operating structure.

Deshonna Mckinney is a financial advisor with Frost Investment Services in San Antonio, TX. She holds a Series 66 designation and has been with the Frost organization since 2018, including roles at Frost Bank and Frost Brokerage Services. Mckinney's experience in the industry spans approximately one year as a registered advisor. Frost Investment Services provides investment advisory and portfolio management to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform with 179 advisors and approximately $3.7 billion in client assets, distinguished by its affiliation with a banking institution and a compensation model based primarily on assets under management.

Adrian Sotelo is a financial advisor at Frost Investment Services with 24 years of industry experience. He has held roles at Frost Brokerage Services, PNC Investments, and BBVA-affiliated firms, including BBVA Wealth Solutions and BBVA Securities. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a multi-manager platform with fundamental, technical, and cyclical research.

Keary Castleberry is a financial advisor at Snowden Capital Advisors LLC with 32 years of industry experience. He holds a Series 63 designation and has worked at Snowden Lane Partners since 2018, with previous roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and institutional clients, offering portfolio management, investment consulting, and financial planning. The firm combines multi-team scale with institutional capabilities, utilizing customized model portfolios and third-party managers while serving a broad client base including governmental and ERISA clients.

Katherine Jaskinia is a CFP® professional with six years of experience in financial advising. She currently works at Forvis Mazars Wealth Advisors, LLC and has prior experience with FORVIS Wealth Advisors, BKD Wealth Advisors, Frost Investment Services, and Frost Bank. Forvis Mazars Wealth Advisors, LLC is an SEC-registered investment adviser serving individuals, families, retirement plans, institutions, and nonprofits. The firm manages approximately $12 billion in assets and offers integrated financial planning, discretionary investment management, retirement plan consulting, and family-office style services, supported by its affiliation with a national accounting and professional services firm.

Jamie Johnson is a financial advisor with Global View Capital Management LLC, holding a Series 66 credential and 11 years of industry experience. His prior work includes roles at Transamerica Financial Advisors, World Financial Group, and Cetera Advisors. Outside of his advisory work, he serves as treasurer for a local Business Networking International chapter and manages an insurance agency. Global View Capital Management provides discretionary investment management and financial planning to individuals, trusts, corporations, and retirement plans. The firm employs a quantitative, model-driven investment approach using algorithmic research and offers various managed account options including ETFs, SMAs, and third-party manager access.

Alma Alcoser is a financial advisor at Frost Investment Services with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors. Outside of her advisory role, she assists with bookkeeping at Ace Oilfield Deliveries in San Antonio. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing the Fidelity Managed Account Xchange platform and a combination of fundamental, technical, and cyclical research in its investment process.

Leigh Coughran is a financial advisor at Frost Investment Services with 14 years of industry experience. He holds a Series 63 designation and has worked with Frost Brokerage Services since 2002 and Frost National Bank since 2000. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using a combination of in-house model portfolios and third-party managers, with additional services including tax and ESG overlays.

Roxanne Salinas is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing 11 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and JPMorgan Chase. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a blend of fundamental, technical, and cyclical research through the Fidelity Managed Account Xchange platform.

Berry Burkhart is a financial advisor at Wealth Watch Advisors, INC with eight years of industry experience. He holds the Series 65 designation and has worked at Wealth Watch Advisors since 2019. Burkhart is also a CPA and president of Burkhart, Peterson & Company, PLLC, a tax preparation and accounting firm he has been involved with since 2001. Additionally, he is part owner of BPC Insurance Agency, LLC. Wealth Watch Advisors serves individual and high-net-worth clients as well as institutional accounts, offering portfolio management, financial planning, and access to third-party model portfolios. The firm uses a model-driven investment approach primarily implemented through approved third-party sub-advisors and SAM programs, focusing on mutual funds, ETFs, and select option strategies.