Joshua Gonzalez is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He specializes in working with small business owners and families to develop customized investment strategies and provide guidance on exit planning. As a Personal Investment Advisor (PIA) holding a Certified Exit Planning Advisor® designation, Joshua manages discretionary investment portfolios incorporating Merrill’s model portfolios and third-party strategies. With a Bachelor's degree from the University of the Incarnate Word and an Accredited Certificate from the Exit Planning Institute, he combines his academic credentials with practical experience. Joshua draws upon his background as a former business owner and Certified Fitness Trainer to apply a disciplined, goal-driven approach to wealth management. Joshua actively participates in community organizations, serving as an officer on Bank of America's Board of Community Volunteers and as a board member of HOLA, supporting Hispanic leadership. He is also involved with local groups such as St. Anthony Claret CYO and Windsong UMC. Outside of his professional commitments, Joshua enjoys basketball, boxing, football, golfing, music, running marathons, volleyball, and spending time with his family.

Clay Calderon is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and eight years of industry experience. He has worked at various J.P. Morgan entities since 2015. Outside of his advisory role, he works as a part-time food delivery contractor for Uber Eats. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations to deliver a range of advisory and brokerage services.

Robert Alaniz is a financial advisor with Raymond James Financial Services Advisors, Inc. in San Antonio, TX, holding a Series 66 credential and 20 years of industry experience. He has been associated with Raymond James and related entities, including Security Service Investment Group and Security Service Federal Credit Union, since 2016. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual and institutional clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs including municipal and public-finance advisory services.

Justin Carmouche is a financial advisor at J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 65 licenses with one year of industry experience. His prior roles include positions at Increase Financial and I9 Sports Organization. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Alejandro Diez is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding a Series 66 designation and six years of industry experience. His prior positions include roles at Bank of America, Merrill, Citigroup, and MassMutual Texas Gulf Coast. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party databases.

Lauren Martinez is a financial advisor with J.P. Morgan Securities in San Antonio, TX. She holds a Series 66 designation and has one year of industry experience. Prior to her current role, she worked at JPMorgan Chase Bank, N.A. and Equitable. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Michael Johnston is a CFP® and ChFC® with 20 years of industry experience. He is currently a financial advisor at Raymond James Financial Services Advisors, Inc. in San Antonio, TX. Prior to this, he held positions at JPMorgan Chase Bank, J.P. Morgan Securities, and USAA Financial Planning Services. Outside of advising, Johnston works as an independent contractor driver for Uber. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance services through a unique municipal advisor affiliation.

Dionisio Saenz is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked previously at several financial institutions, including Lone Star National Bank, LPL Financial, and Wells Fargo. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services program, offering customized investment consulting and advisory services that combine quantitative asset-allocation modeling with centralized manager due diligence.

Steven Jenkins is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Edward Jones. Before entering the financial sector, his background includes roles in various industries such as energy and food service. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Peter Olivo is a financial advisor with J.P. Morgan Securities LLC, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Jason Rice is a CFP® with 25 years of experience in the financial services industry. He has worked with Wells Fargo Clearing since 2016 and has been affiliated with Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. since 2008. Outside of his advisory role, he holds an inherited interest in an estate planning real estate partnership. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Xavier Villasenor Jr. is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds the Series 66 designation and has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. Its approach includes quantitative asset-allocation modeling combined with centralized due diligence and an ESG eligibility framework when recommending investment strategies.

Edward Callahan is a financial advisor at Merrill with a Series 66 designation and no prior industry experience. His background includes service in the United States Navy from 2018 to 2024 and roles in education and hospitality before joining Merrill. He is based in San Antonio, TX. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jack Putnam is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Fidelity Investments and JPMorgan Chase Bank, N.A., as well as experience outside finance in the food and beverage sector. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers non-discretionary advice through a select group of Wealth Advisors.

Blas Catalani II is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. He previously worked at Hilltop Securities Inc. for 15 years before joining Wells Fargo Clearing in 2022. Catalani serves on the advisory board for Methodist Healthcare Ministries and is an investment committee member for Endeavors, both based in San Antonio. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Bodo Knochenhauer Jr. is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding a Series 63 designation and 34 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his advisory role, he is involved in managing rental property in Port Aransas, TX. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Robert Heim is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds a Series 66 designation and has been with J.P. Morgan Securities since 2014. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its investment recommendations and delivers services on a non-discretionary basis.

Fe Aida Tiemann is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has previously worked at New York Life Insurance and multiple financial services firms. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

George Marin Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. His career includes 18 years at Citi Personal Wealth Management before joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A. in 2026. He is also a co-owner of a rental property in Lawndale, California, shared with his siblings. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Ivan Valadez is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm integrates large institutional advisory operations with brokerage, distribution, and investment management capabilities.