Steven Livitz is a financial advisor at Waterloo Capital with 19 years of industry experience. He has held positions at Ironclad Strategies LLC, Kestra Financial Securities, Inc., and SII Investments. Outside of his advisory role, Livitz is a managing member and fractional CFO at Ironclad Strategies Consulting, LLC, where he provides business consulting services. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm builds customized portfolios with a long-term, buy-and-hold approach, offering a range of investment tools and comprehensive financial planning services.

Jack West is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 65 credentials and with 36 years of industry experience. He has been with Kestra Private Wealth Services and Kestra Investment Services since 2015. West is also president of J.C. West & Associates, Inc., where he provides financial and wealth management consulting services, including retirement and financial planning. Kestra Private Wealth Services, LLC offers investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients with approximately $13.45 billion in assets under management. The firm supports a broad range of investment products and platforms, providing both discretionary and non-discretionary services.

Steven Shorley is a financial advisor with Transce3nd LLC and holds Series 63 and Series 66 licenses. He has seven years of industry experience and has worked at firms including Madison Avenue Securities, AE Wealth Management LLC, and Kalos Capital. Outside of advisory roles, Shorley operates a photography business and offers voluntary benefits for employees through a tax and accounting firm he is involved with. Transce3nd LLC serves a wide range of clients including individuals, foundations, and retirement plans, providing investment management, financial planning, and consulting services. The firm uses a strategic asset allocation approach and incorporates third‑party models and risk profiling tools in its investment process.

Brett Grau is a CFP® with 17 years of experience in the financial industry. He is currently with Root Financial Partners and has held previous roles at Charles Schwab and its affiliated entities. Outside of financial advising, he manages a vacation rental property in Tennessee as an Airbnb Superhost and provides administrative assistance to a family friend's law practice. Root Financial Partners offers investment management and comprehensive financial planning to individuals, trusts, estates, small businesses, and retirement-plan clients. The firm emphasizes broadly diversified, passive portfolios tailored to clients’ needs and incorporates specialized strategies and educational programming as appropriate.

Kelli Mastel is a financial advisor at 49 Financial in Austin, TX, holding the Series 65 credential and beginning her career in 2026. Prior to joining 49 Financial, she worked at HOMAKER and Stone Co Climbing and has experience in education and community involvement, including a five-year tenure with the YMCA and operating a coffee business. 49 Financial serves both individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management with a focus on disciplined, long-term diversified asset allocation and behavioral coaching. The firm provides tiered fractional family office services and utilizes proprietary model portfolios alongside third-party managers.

William Warrenburg is a Series 65-licensed advisor with Waterloo Capital in Austin, TX. He joined the firm in 2025 and has held various roles prior to his current position, including work in landscaping, senior living, and utility contracting. His industry experience is currently limited. Waterloo Capital is a multi-team SEC-registered advisory firm serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm manages approximately $2.26 billion across 51 advisors, offering customized portfolios with a long-term, buy-and-hold investment approach supplemented by access to third-party sub-advisers and a broad range of investment tools.

Jack Breen is a financial advisor at 49 Financial with Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and TMF Group. Breen is also a licensed insurance agent, providing and implementing insurance strategies for clients. 49 Financial serves individual and institutional clients, offering financial planning, retirement-plan consulting, and investment management. The firm employs a disciplined, long-term diversified asset allocation strategy and provides tiered fractional family office services alongside access to third-party managers.

Trenton Milner is a financial advisor at 49 Financial with one year of industry experience. He holds a Series 65 designation and previously worked at Starbucks and East Texas Baptist University. Milner is also a licensed insurance agent. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management, emphasizing diversified asset allocation and behavioral coaching. The firm offers tiered fractional family office services and uses a combination of proprietary and third-party investment models.

Logan Gilland is a CFP® with five years of industry experience, currently advising at BlueSpring Wealth Management, LLC. His prior experience includes roles at Kestra Financial Inc. and Joule Financial, as well as a year at GE Aviation. Vector serves individuals, business owners, trusts and estates, and retirement plans with investment management, financial planning, and consulting services. The firm employs a customized investment approach overseen by an Investment Committee and offers specialized strategies including option overlays and hedging for concentrated positions.

Adam Lublin is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX, holding Series 63 and Series 66 designations and 18 years of industry experience. He previously worked at Edward Jones for 13 years before joining Kestra. Outside of his advisory role, he is involved in managing real estate properties and owns an independent financial business entity. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm offers a broad range of investment products and platforms, overseeing advisor recommendations within its approved menu.

Sierra Baker is a financial advisor with Kestra Private Wealth Services, LLC, holding a Series 66 designation and five years of industry experience. Prior to joining Kestra, she worked at Bank of America and Merrill Lynch from 2020 to 2024. In addition to her advisory role, she serves on the board of a local welfare organization and owns SMB Financial Holdings, LLC for tax management purposes. Kestra Private Wealth Services, LLC offers investment advisory services through independent advisors and multi-advisor teams to individual and institutional clients. The firm manages approximately $13.45 billion in client assets and provides access to a wide range of investment products and platforms, with a focus on both discretionary and non-discretionary account management.

Caleb Killpatrick is a financial advisor at 49 Financial with a Series 65 designation and one year of industry experience. Prior to joining 49 Financial, he held various roles including positions at Texas A&M University and multiple church organizations. 49 Financial serves a diverse client base ranging from individuals to institutions, offering financial planning, retirement-plan consulting, and investment management. The firm’s investment strategy centers on diversified asset allocation and incorporates fundamental, cyclical, technical, and behavioral analysis.

William Milby is a Certified Financial Planner (CFP®) affiliated with Kestra Private Wealth Services, LLC, with 40 years of experience in the financial industry. His prior roles include positions at Merrill and Bank of America, where he worked for over two decades combined. Outside of his advisory work, he is the founder and owner of REDOOS INC., a private ride share software company, and he also serves as founder, CEO, and CIO of Campus Private Wealth, an insurance-related firm. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams to individuals and institutions. The firm manages approximately $13.45 billion in client assets and offers a broad range of investment products and specialized services, including annuity subaccount management and 529 plan services.

Kristin Griffin is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 66 licenses with seven years of industry experience. Her prior roles include positions at Oakwood Capital Securities, Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and AXA Advisors. In addition to her advisory duties, she is involved in client operations and compliance management at Alongside, LLC. 49 Financial serves a diverse client base including individuals, trusts, corporations, and retirement plans, offering financial planning, advanced retirement-plan consulting, and discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation strategy influenced by Modern Portfolio Theory and provides tiered fractional family office services alongside access to third-party managers.

Nazneen Kaka is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX. She holds a Series 66 designation and has four years of industry experience. Prior to Kestra, she worked at Bank of America and Merrill. Kaka is also involved in holistic financial planning through her role with Attain Wealth Partners. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm manages over $13 billion in client assets and offers access to a wide range of investment products and platforms within an approved menu.

Robert Bartenstein is a financial advisor with Kestra Private Wealth Services, LLC in Austin, TX, holding Series 63, 65, and 66 designations and bringing 28 years of industry experience. He has been affiliated with Kestra Investment Services, LLC since 2014 and with Kestra Private Wealth Management, LLC since 2011. Outside of his advisory role, he serves as a trustee on the Board of Hargrave Military Academy. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams, serving individuals and institutional clients. The firm offers a broad range of investment products and specialized services, including annuity subaccount management and 529 plans, with an emphasis on advisor-managed accounts and third-party platforms.

Lillian Cheesar is a financial advisor at 49 Financial in Austin, TX, holding a Series 65 designation with less than one year of industry experience. Her prior roles include positions in arts administration and retail. She has also been employed in educational settings during her academic years. 49 Financial serves individual and institutional clients, including high-net-worth individuals and retirement plans, offering financial planning, investment management, and tiered fractional family office services. The firm uses a disciplined, long-term diversified asset allocation approach incorporating fundamental, cyclical, technical, and behavioral analysis.

Will Crenshaw III is a financial advisor with 49 Financial in Austin, TX, holding a Series 65 license and two years of industry experience. Prior to joining 49 Financial, he worked at Builders FirstSource for three years and has held roles at various organizations including Austin Stone Community Church and the University of Texas at Austin. Crenshaw is also licensed as a fixed insurance agent. 49 Financial serves individual and institutional clients with financial planning, retirement-plan consulting, and investment management, including tiered fractional family office services. The firm employs a disciplined, long-term diversified asset allocation approach grounded in a derivative of Modern Portfolio Theory.

Bruce Wehner is an investment adviser representative at Transce3nd LLC with 18 years of industry experience. He has worked at several firms, including Kalos Capital and National Planning Corporation, and has been involved with E3 Wealth since 2007. Outside of his advisory role, he hosts a podcast titled "The Money Advantage," which focuses on business structuring and cash flow strategies. Transce3nd LLC serves a diverse client base, including individuals, foundations, trusts, and employer-sponsored retirement plans. The firm employs a strategic asset allocation process supported by fundamental, technical, and quantitative analysis, often utilizing third-party model managers through AE Wealth Management’s platform.

Gregory Rosner is a financial advisor with 9 years of industry experience, currently practicing at 49 Financial in Austin, TX. He holds a Series 66 designation and has prior experience with firms including Oakwood Capital Securities, Purshe Kaplan Sterling Investments, and AXA Advisors. Outside of his advisory work, he owns Ranch Water Pool Co., a pool maintenance and repair company in Texas. 49 Financial serves a diverse client base including individuals, trusts, estates, corporations, and retirement plans, offering financial planning, advanced planning, retirement-plan consulting, and discretionary investment management. The firm employs a disciplined, long-term diversified asset allocation strategy incorporating multiple analytical approaches and provides tiered fractional family office services along with access to third-party managers.