Hayden Whetstone is a Certified Financial Planner (CFP®) with five years of industry experience. He is currently with Morgan Stanley, having previously worked at Bank of America, Merrill Lynch, and Stephens Inc. He also serves in the United States Army Reserve. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools to develop customized plans.

Ryan Williams is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Sagepoint Financial, Inc. for seven years. Williams is also an independent insurance agent. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services supported by various platforms, asset-allocation tools, and third-party money managers.

Michael Turlington is a financial advisor with Cambridge Investment Research Advisors in Mobile, AL, holding Series 63 and Series 65 credentials and 14 years of industry experience. His prior experience includes roles at Voya Financial Advisors, MML Investors Services, MassMutual, and New York Life Insurance Company. Outside of his advisory work, he owns Epiphany Gulf Coast LLC, where he works as a DJ, and is involved with Epiphany Wealth Strategies LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions including proprietary and third-party model strategies, with both discretionary and non-discretionary options tailored to client objectives.

David Chaffe is a CFP®-certified financial advisor with Raymond James & Associates in Mobile, Alabama, where he has worked for 13 years. He has 14 years of industry experience. Chaffe is a founding non-managing member and part-owner of Coastal Workplace Benefits, LLC, a company he helped establish prior to joining Raymond James and occasionally assists with bookkeeping. Raymond James & Associates is a large, dually registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and public entities, offering financial planning, investment consulting, and municipal advisory services supported by a broad nationwide adviser network.

Charles Griffith is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 13 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank from 2011 to 2024 before joining Wells Fargo Clearing in 2024. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Brant White is a financial advisor at Wells Fargo Clearing with a Series 66 designation and three years of industry experience. His prior work includes roles at Navy Federal Investment Services, Bank of America, Merrill, and Wells Fargo Bank. Before entering financial services, he worked for nine years at Enterprise Rent-A-Car. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

James Williams is a financial advisor with Stifel, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Outside of his advisory role, Williams serves on investment committees for the Archdiocese of Mobile’s Retired Priests Fund and Catholic Foundation and is involved in timberland management and a local hunting club. Stifel serves a diverse client base including individuals and institutional clients, offering brokerage and advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Nicholas Myers is a financial advisor at L&L Financial Services, LLP with one year of industry experience. He holds a Series 65 designation and previously worked at Sunbelt Rentals and The University of Alabama. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm emphasizes long-term investment strategies based on Modern Portfolio Theory and integrates financial planning with accounting and tax services through an affiliated accounting practice.

Brian Driskell is a financial advisor with L&L Financial Services, LLP in Mobile, Alabama, holding 26 years of industry experience. He has been with L&L Financial Services since 1999 and is also president of Lawrence & Lawrence, PC, a CPA firm where he provides tax preparation and accounting services. Additionally, he is a partner in Three Sixteen, LLP, a partnership involved in various business interests. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm emphasizes long-term portfolio construction guided by Modern Portfolio Theory and integrates its advisory services closely with an affiliated accounting practice.

Christopher Patterson is a financial advisor at L&L Financial Services, LLP with 23 years of industry experience. He has been with L&L Financial Services since 2001 and also maintains a long-standing role at Lawrence & Lawrence, PC, a CPA firm where he prepares individual and business tax returns. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on long-term portfolio construction guided by Modern Portfolio Theory and collaborates closely with an affiliated accounting practice, integrating investment advisory with accounting and tax services.

Calvin Nettles is a financial advisor with L&L Financial Services, LLP in Mobile, Alabama, holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He has been with L&L Financial Services since 2014. Outside of his advisory work, Nettles serves as a vestry representative board member for St. Lukes Episcopal School and as a vestry member of St. Lukes Episcopal Church. L&L Financial Services serves individual and high-net-worth clients, pension and profit-sharing plans, trusts, estates, and business entities. The firm focuses on long-term portfolio construction guided by Modern Portfolio Theory and commonly uses third-party managers and institutional-share mutual funds to implement strategies.

George Davis is a Series 65-licensed financial advisor with L&L Financial Services, LLP, where he has worked since 1999. He has 26 years of industry experience and is also a partner at Lawrence & Lawrence, PC, a CPA firm providing individual and business tax return preparation. Davis is additionally a partner in Three Sixteen, LLP, a business partnership involved in accounting. L&L Financial Services serves individual and high-net-worth clients, as well as pension and profit-sharing plans, trusts, estates, and business entities. The firm emphasizes long-term investment strategies based on Modern Portfolio Theory and integrates closely with its affiliated accounting practice, with many advisors holding CPA credentials.

Jacob Baker is a financial advisor at L&L Financial Services, LLP with eight years of industry experience. He is also a CPA and supervisor at Lawrence & Lawrence, PC, where he provides tax-related accounting services. L&L Financial Services serves individual and high-net-worth clients, as well as pension plans, trusts, estates, and business entities, managing approximately $9.5 million in discretionary assets. The firm emphasizes long-term portfolio construction informed by Modern Portfolio Theory and integrates investment advisory services with accounting and tax expertise through its affiliation with Lawrence & Lawrence, PC.