Robert Howard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides goals-based wealth management services, assisting clients with asset management, planning needs, and access to lending solutions from Bank of America. Robert's approach emphasizes achieving above-average risk-adjusted returns while recognizing that life and legacy goals require personalized strategies beyond industry benchmarks. Robert has been in financial services since graduating from the University of Georgia, continuing a family tradition spanning five generations in the field. He specializes in family wealth management strategies, legacy planning, and personal retirement planning. He holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). He has been recognized on the Forbes | SHOOK® "Best-in-State Wealth Advisors" list from 2018 through 2026. Robert has been involved in various professional and community organizations such as the Hancock Day School Board of Trustees, Leadership Georgia, Leadership Savannah, Savannah Estate Planning Council, Savannah Philharmonic, St. John's Church, St. Joseph's/Candler Foundation, The Rotary Club of Savannah, and serves as a Troop 57 Committee Leader for the Boy Scouts of America. His personal interests include boating, golfing, hiking, reading, running, skiing, spending time with family, tennis, and traveling.

Bryan Smith is a financial advisor with LPL Financial based in Savannah, GA, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Savannah Wealth Group, Commonwealth Financial Network, MML Investors Services, and MassMutual Life Insurance Co. Outside of finance, he serves as a basketball coach at Calvary Day School. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of financial planning and asset management solutions, utilizing both proprietary research and third-party strategies.

Ashley Brothers is a CFP® and Series 66-licensed financial advisor with 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment options through a nationwide network of over 23,700 advisors.

James Guzman is a financial advisor with J.P. Morgan Securities in Savannah, GA, holding Series 63 and Series 66 licenses and 16 years of industry experience. He has been with J.P. Morgan in various capacities since 2013. Outside of his advisory role, Guzman is an owner and partner of a real estate rental business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory process employs centralized due diligence and combines quantitative and qualitative research to deliver written asset allocation advice and customized reporting, with clients retaining final decision-making authority.

Gary Spencer is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2009. Outside of his advisory role, he owns a tax preparation business, S&P Financial Group, Ltd. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service that combines written recommendations with ongoing annual advice focused on income sources and tax-aware withdrawal strategies.

Robert Campbell is a CFP®-designated financial advisor with 11 years of industry experience. He is currently with LPL Financial and co-owns Savannah Wealth Group, a private entity facilitating securities, advisory, and insurance services. His prior experience includes roles at Commonwealth Financial Network and MassMutual Investors Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, and access to third-party asset managers while supporting advisors with a range of investment and operational tools.

Marie Zahner is a Series 66 licensed financial advisor with 26 years of industry experience. She has been with Merrill since 2009 and is also affiliated with Bank of America, N.A. Outside of her advisory role, she is a co-owner of family rental properties in Hilton Head Island and Bluffton, South Carolina. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutional investors.

Lloyd Childs is a financial advisor with Morgan Stanley in Savannah, GA, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2020, he worked for six years with the Fulton County School System. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services directly and through Corporate Financial Planning agreements.

Thomas Conlon is a financial advisor with Morgan Stanley in Hilton Head Island, SC, holding Series 66 and Series 63 licenses and 14 years of industry experience. He previously worked at Betterment LLC for three years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through direct client engagements and corporate financial planning agreements.

Roger Wible is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and possessing 46 years of industry experience. He has been with Merrill since 1980 and has worked with Bank of America, N.A. since 2017. Outside of his advisory role, he is involved in a family-owned LLC that operates a cricket farm and bakery producing cricket bars. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Linda Hill is a financial advisor with Merrill, holding a Series 66 credential and 13 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2012. Outside of her advisory role, she is a notary public and is involved part-time as a sales assistant at Forsythe Jewelers. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Gregory Viventi serves as a Senior Financial Advisor at Merrill Lynch Wealth Management on Hilton Head Island. Since joining the firm in 2000, he has specialized in investment management and developing income strategies tailored for individuals and families. His approach focuses on clients' goals and concerns, utilizing personal wealth analysis and current market assumptions to construct customized portfolio strategies. He leverages Merrill Lynch's investment resources alongside Bank of America's banking services to help clients achieve financial objectives, with an emphasis on capital growth, increased income, retirement planning, and wealth transfer. Gregory holds the Chartered Retirement Planning Counselor™ designation awarded by The College for Financial Planning Institutes Corp. He earned a bachelor's degree from The College of Wooster in Wooster, Ohio, where he majored in economics and minored in biology. He has engaged in community service through various leadership roles, including serving on Hilton Head Island advisory boards, acting as a past president of a school booster club, chairing the United Way of the Low Country - Hilton Head, and chairing the Hilton Head Island School Improvement Council. Currently, he serves as a church elder and supports local nonprofit organizations. Outside of his professional work, Gregory enjoys outdoor activities such as beach walks with family. He holds a private pilot's license and has served on the Beaufort County Airport Advisory Board for four years. He draws a parallel between piloting and financial advising by emphasizing the importance of focusing on the present rather than the past.

William Hannan is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Wells Fargo since 2016, following a 12-year tenure at Merrill. His outside activities include occasional assistance with a family-owned business in Savannah, Georgia. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs more than 14,000 advisors and manages approximately $671 billion in assets, offering both brokerage and advisory solutions.

Craig Gilmour is a CFP® with 12 years of industry experience, currently affiliated with Raymond James & Associates since 2013. He holds the Series 66 designation and is based in Bluffton, SC. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Morgan Carter is a financial advisor with Wells Fargo Clearing in Savannah, GA, holding a Series 66 designation and six years of industry experience. He has been with Wells Fargo Clearing since 2017 and previously worked with Junior Achievement of Georgia for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Kerri Kanoy is a financial advisor with Wells Fargo Clearing in Savannah, GA, holding a Series 66 designation and 23 years of industry experience. She worked at Truist Investment Services, Inc. for 12 years before joining Wells Fargo in 2016. Kanoy serves as an administrator for her father's estate. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to support its investment approach and operates with more than 14,000 financial advisors managing approximately $671 billion in assets.

Frederick Gaskin is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 65 credentials. Prior to joining Charles Schwab in 2019, he worked at J.P. Morgan Institutional Investments Inc. and Jpmorgan Investment Management Inc. from 2011 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios alongside a formal alternative-investment onboarding and placement process.

Sissy Levy is a financial advisor with Stifel in Savannah, GA, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. She has been with Stifel since 2015. Outside of her advisory role, she serves in multiple leadership positions including president, vice president, treasurer, and secretary of the Oceanview Owners Association in Tybee Island, GA. Stifel serves a broad client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and planning analyses to support client decisions.

Christopher Brennan Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior experience includes roles at Bank of America, N.A. and Ameriprise. He is based in Savannah, GA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alex Wren is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. He has worked at Wells Fargo Clearing Services LLC since 2018 and previously spent two years at UBS Financial Services Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and manages approximately $671 billion in assets across more than 14,000 financial advisors.