Brett Lathrup is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Blankinship & Foster, LLC since 2024. His prior roles include positions at Creative Money LLC, White Raven Financial Services, and LPL Financial. Outside of finance, he has experience working with Dixon Golf. Blankinship & Foster is a nine-advisor SEC-registered firm managing approximately $940 million for individuals, high-net-worth clients, trusts, estates, small businesses, charitable organizations, and retirement plans. The firm follows an asset-allocation-driven investment approach supported by a documented process that includes goal-setting, portfolio construction, and ongoing monitoring, utilizing a diverse range of securities and emphasizing cost-effective mutual fund share classes.

Daniel Cotamagana is a financial advisor at JRS Investments and Wealth Preservation, LLC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Merrill, Bank of America, LPL Financial LLC, and other firms. JRS Investments and Wealth Preservation, LLC provides discretionary portfolio management to individuals, trusts, and small business entities, serving both non-high-net-worth and high-net-worth clients. The firm employs a fundamental investment approach with macroeconomic review to build customized portfolios aligned with clients' goals and risk tolerance.

Scott McClatchey is a CFP® with 19 years of industry experience, currently serving as a Senior Wealth Advisor at Ballast Rock Private Wealth. He previously worked at WWM Financial and LPL Financial. Outside of his advisory role, he is the Treasurer of the Carlsbad Rotary Foundation, where he manages the investment account in accordance with the foundation’s Investment Policy Statement. Ballast Rock Private Wealth offers tailored portfolio management and financial planning services to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm employs a combination of fundamental analysis, modern portfolio theory, and quantitative methods to construct long-term portfolios guided by documented client risk tolerance and objectives.

Thomas Ohanesian is a financial advisor at Intelligence Driven Advisers, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at Intelligence Driven Advisers since 2018, previously practicing at Labrum Wealth Management from 2015 to 2019. Outside of advisory work, he is active as an insurance agent through an affiliated insurance agency. Intelligence Driven Advisers is an SEC-registered multi-team firm managing approximately $882 million for individual and institutional clients, including retirement plans, trusts, estates, and Native American sovereign entities. The firm employs a model-driven investment approach focused on low-cost institutional funds, risk management, and fundamental analysis, and offers services including financial planning, discretionary investment management, and retirement plan solutions.

Mark Myers is a financial advisor with American Money Management, LLC, holding Series 63 and Series 65 licenses and 22 years of industry experience. He has worked at American Money Management since 2019 and previously held roles at Credit Union Financial Solutions and Horter Investment Management. Outside of his advisory role, he owns Myers Financial Services, where he acts as a life insurance agent specializing in fixed and fixed-indexed annuities. American Money Management, LLC is a multi-office team firm managing several hundred million dollars for individuals, pension plans, trusts, and corporations. The firm offers discretionary portfolio management with tailored asset-allocation strategies and incorporates fundamental, cyclical, economic, and technical analysis, as well as alternative investments, into its investment process.

Olivia Gliege is a CFP® and Series 66-licensed financial advisor with four years of industry experience. She currently serves at FINANCIAL FOCUS LLC and OSAIC Wealth, Inc. Prior to this, she held positions at Eiger Wealth Management, LLC and Charles Schwab. FINANCIAL FOCUS LLC is a five-advisor team providing investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, businesses, and retirement plans. The firm utilizes discretionary asset management through model portfolios and offers retirement-plan consulting and fiduciary services, including a wrap fee program that integrates management and transaction coverage.

Crystal Colbert is a CFP® with nine years of industry experience, currently serving as a financial advisor at Financial Sense Advisors, Inc. in San Diego, CA. Her career includes multiple roles at Financial Sense Securities, Inc. and Bfsg, LLC over the past several years. Financial Sense Advisors, Inc. is a registered investment adviser managing approximately $836 million for about 588 clients, including individuals, retirement plans, and trusts. The firm employs a combination of fundamental and technical analysis to pursue client-directed investment objectives, offering a range of strategies from conservative fixed-income to aggressive equity portfolios.

Emily Brillo is a financial advisor with Potentia Wealth in Escondido, CA, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at LPL Financial and Mariner Independent. She is involved in operational, compliance, and business transition duties related to LPL Financial. Potentia Wealth provides discretionary portfolio management, financial planning, and selection-of-other-advisor services for individuals, pension plans, charitable organizations, and businesses. The firm customizes portfolios based on client objectives and risk tolerance, using a combination of fundamental, technical, and top-down analysis, and offers both wrap and non-wrap account options primarily custodied at LPL.

Ryan Preiss is a financial advisor at Financial Sense Advisors, Inc. with six years of industry experience. He holds Series 63, 65, and 66 licenses and has worked previously at ThePARTNERS Wealth Management and Puplava Securities, Inc. In addition to his advisory role, he provides small business financial and operational consulting through Mission Consulting. Financial Sense Advisors, Inc. serves individuals, retirement plans, trusts, and other entities, managing approximately $836 million for about 588 clients. The firm offers discretionary portfolio management, comprehensive financial planning, and retirement-plan consulting, employing both fundamental and technical analysis to implement client-directed investment strategies.

Dane Jensen is a Series 65 licensed advisor with seven years of industry experience. He is currently with Drive Wealth Advisers and has previously worked at Beacon Pointe Insurance Services, Beacon Pointe Advisors, Ailsa Capital inc, Mountain West Advisors, and Stryker. Outside of advisory roles, he is also an insurance agent specializing in life, health, and accident products. Drive Wealth Advisers serves individuals, including high-net-worth clients, as well as pension plans, trusts, estates, and business entities. The firm focuses on customized, goals-based asset allocation with ongoing monitoring and offers a broad range of investment strategies alongside comprehensive financial planning and family office services.

Cory Large is a financial advisor at Anchor Bay Capital, Inc. with one year of industry experience. He holds a Series 65 designation and has previously worked with the NAU Investment Club, Coastal Media Management, and Coast VBC. Anchor Bay Capital, Inc. provides investment management, financial planning, and retirement-plan services to individuals, business entities, and pension/profit-sharing plans. The firm manages approximately $216.2 million in discretionary assets and constructs diversified portfolios using fundamental analysis and independent research, tailored to client risk profiles and investment policy statements.

Dana Morgera is an advisor at Bull Oak Capital, LLC with a Series 65 designation and one year of industry experience. Prior to joining Bull Oak, Morgera held positions at The Upper Deck Company, San Diego Seals, Dutchess Day School, Battery Park City Authority, and Soccer Stars. Bull Oak Capital serves individual and high-net-worth clients, providing comprehensive financial planning and discretionary portfolio management. The firm emphasizes broad diversification using primarily exchange-traded funds and tailors portfolios to clients’ goals, risk tolerance, and time horizon.

John Gorlow is the sole advisor at Cardiff Park Advisors with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has led Cardiff Park Advisors since 2003. Outside of his advisory role, he is involved in a technology services business focused on business development. Cardiff Park Advisors offers integrated wealth management services for high-net-worth individuals, families, trusts, and foundations. The firm employs an evidence-based, globally diversified investment approach using low-cost mutual funds and ETFs, emphasizing tax-aware rebalancing and coordination with outside professionals to align legal and tax strategies with portfolio management.

Adam Stewart is a financial advisor at Peak American Investment Advisors, Inc. He holds a Series 63 designation and has experience in the financial services industry since 2016, including roles at Northwestern Mutual and Select Quote Auto and Home. Stewart is based in Escondido, California. Peak American Investment Advisors serves individual and high-net-worth clients by providing discretionary wealth management, comprehensive financial planning, and retirement tax strategy. The firm combines technical and fundamental analysis in constructing portfolios and integrates tax and insurance coordination into its retirement and income planning.

Scott Hinkle is a CFP® with 14 years of industry experience, currently serving at Alden Investment Group. His career includes long-term work at Westhem Grant Group and roles with World Equity Group and Hinkle Insurance Services. Alden Investment Advisors offers discretionary and non-discretionary portfolio management and fee-based financial planning to individuals, retirement plans, nonprofit, and institutional clients. The firm emphasizes customized asset allocations using proprietary and third-party strategies and integrates technology platforms to provide unified household reporting and comprehensive fiduciary services for employer plans.

Colin Summers is a CFP® affiliated with Bull Oak Capital, LLC and has one year of experience in financial advising. Before joining Bull Oak Capital, he worked at the City of San Diego for six years and at Starbucks Corporation for six years. Bull Oak Capital serves individual and high-net-worth clients with comprehensive financial planning and discretionary portfolio management. The firm manages approximately $261.6 million in discretionary assets across about 125 client relationships, using a broadly diversified approach centered on exchange-traded funds tailored to clients' goals and risk tolerance.

Scott Preece is a financial advisor at Packerland Brokerage Services, Inc. with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Packerland since 2018. His prior experience includes six years at Foresters Equity Advisory and Foresters Equity Services, Inc. Outside of his advisory work, he is involved in insurance sales, serves as a substitute teacher, and participates as a wrestling referee. Packerland Brokerage Services, Inc. serves individual and institutional clients through a network of 178 advisors, offering financial planning, portfolio management, and retirement-plan consulting. The firm utilizes both direct management and third-party money managers via the Hilltop-cleared Envestnet platform, providing a range of account structures and investment strategies.

Kevin Bendix is a financial advisor at Diversify Advisory Services, LLC with two years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Kirkland & Ellis LLP for twelve years. Bendix is also affiliated with DFPG Investments, LLC and has been involved with the University of California since 2022. Diversify Advisory Services, LLC provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, pension and profit-sharing plans, trusts, medical professionals, and small business owners. The firm employs a tactical diversification investment approach utilizing a range of internal models and third-party solutions across multiple platforms.

James King is a financial advisor with Coppell Advisory Solutions LLC, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Coppell Advisory Solutions since 2014 and previously with Ken Stern & Associates Inc for nine years. Mr. King is also licensed for fixed insurance and long-term care. Coppell Advisory Solutions LLC is part of Fusion Investment Advisors, which manages discretionary portfolios and financial planning services for individuals, retirement plan participants, trusts, estates, charitable organizations, and business entities. The firm uses an open-architecture platform with tailored investment strategies, employing both fundamental and technical analysis across a broad range of investment products.

Kelsey Anderson is a CFP® professional with nine years of industry experience, currently serving as a wealth manager at The AmeriFlex Group. Prior to joining AmeriFlex, Kelsey worked extensively at Charles Schwab Bank and Charles Schwab & Co., Inc. in various roles over eight years. Outside of her advisory work, she holds a committee member position at the Country Club of Rancho Bernardo. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting, delivering customized strategies via model allocations, discretionary and non-discretionary manager relationships, and multiple wrap programs.