Kari Cierley is a financial advisor at Edward Jones with nine years of industry experience. She holds the CFP® designation as well as Series 63 and Series 66 licenses. Prior to joining Edward Jones in 2017, she worked at Executive Business Services, Inc. from 2015 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

John Burg is a financial advisor with Ameriprise in Temecula, CA, holding Series 63 and Series 65 designations and 39 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he is involved in winemaking as a hobby. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendations. The firm operates as a large institutional provider delivering advisory, brokerage, and insurance solutions through affiliated entities.

John Fountain is a financial advisor with Palomar Advisors Inc. in Temecula, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with Palomar Advisors since 2016 and also serves as President and CEO of Creative Wealth Group, where he oversees sales and operations of fixed insurance products. Palomar Advisors provides discretionary investment management, financial planning, and retirement-plan consulting to individuals, pension and profit-sharing plans, charitable organizations, and corporations. The firm offers tailored portfolios actively managed across a broad range of securities and emphasizes services for sponsored retirement plans, including fiduciary support and participant education.

Cletus Emeziem is the principal advisor at CME Strategic Wealth Management in Temecula, CA, holding Series 63 and Series 65 licenses with 30 years of industry experience. He has led CME Strategic Wealth Management since 2016 and is also involved with TradingBlock since 2015. Outside of advisory services, he owns and operates a tax preparation business and is engaged in a resort/vacation sharing marketing role. CME Strategic Wealth Management serves approximately 20 clients, including individuals, high-net-worth clients, charities, and business entities, managing about $549,166 in client assets. The firm offers financial planning, non-discretionary portfolio management, third-party adviser selection, and seasonal tax preparation, using a strategic asset allocation approach with tactical adjustments across various investment vehicles.