Luke Pitcher is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors LLC, TGA Sports, and held roles at various educational and country club establishments. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Rachel Maria Jeffries is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise, she worked at Plant Factory Interiors LLC and Prosper Insurance. Outside of her advisory role, she serves as a brand ambassador for Chix Event Services, LLC, participating in local music festivals to provide samples and promotional materials. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement who meet specific asset criteria. The firm employs a centralized consulting team to deliver non-discretionary, research-driven recommendations that incorporate tax efficiency and adaptive withdrawal strategies, primarily focusing on assets managed within Ameriprise.

Kelly Janzen is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She previously worked at Raymond James and Associates, Inc. for 13 years and has experience assisting with retail restock and recovery at SPARC Group LLC/Aeropostale. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Jernigan is a financial advisor with Raymond James Financial based in Virginia Beach, VA, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He also leads The Pinnacle Group as CEO and President, a business he has owned since 2005. Jernigan has worked at Raymond James Financial since 2009 and has extensive experience managing regional advisory operations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal advisory services, along with specialized consulting programs such as SIMPLE IRA Employer Advisory & Consulting Services.

Scott Matheson is a CFP®-certified financial advisor at Ameriprise with 32 years of industry experience. He has worked at Ameriprise since 2017 and previously held roles at Wells Fargo Advisors from 2009 to 2017. He serves on the Board of Directors for the Southeastern Virginia Community Foundation. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides clients with written reports and ongoing advice focused on income planning and tax-aware withdrawal strategies.

Jordan Ramirez is a Series 66-licensed financial advisor with six years of industry experience, currently practicing at Raymond James Financial in Virginia Beach, VA. He has held advisory roles at TowneBank and Raymond James Financial Services Advisors, Inc. since 2017. Ramirez is also involved in support activities related to Towne Wealth Management. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and corporations. The firm uses tailored, non-discretionary planning with risk profiling and analytical modeling and supports municipal finance work through unique affiliations.

Cassie Arture is a Planning Consultant at Fidelity Investments, where she collaborates with clients to develop personalized financial plans aimed at achieving their goals. She works closely with clients to create roadmaps tailored to their financial objectives and provides them with knowledge about the tools and resources available through Fidelity. Cassie has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Relationship Manager before becoming a Planning Consultant in 2023. Her experience spans various aspects of client relationship management and financial planning within the company.

David Christianson is a CFP®-certified financial advisor with 40 years of industry experience. He is currently with LPL Financial and previously worked at Next Financial and Osaic FA, Inc. Outside of his advisory work, he is an artist and musician and volunteers with a nonprofit focused on shellfish harvesting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory services including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kristine Joyce Salvador is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds a Series 66 designation and has worked at multiple Morgan Stanley entities since 2011, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured planning tools and emphasizes advisory roles without providing individual security recommendations as part of standalone plans.

Hunter Johnson is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., Merrill Lynch, Pierce, Fenner & Smith Incorporated, and Christopher Newport University. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools, offering planning services without individual security recommendations as part of the standalone program.

Sharon Hishok is a financial advisor with Ameriprise in Virginia Beach, VA, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its affiliated entities since 2003. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver customized, non-discretionary recommendations through a centralized consulting team.

Tyler Campbell is a financial advisor with Edward Jones in Virginia Beach, VA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2023, he worked at Keller Williams Town Center and served six years in the United States Navy. He has also worked as a referral agent in real estate. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of financial advisors. The firm offers a range of investment advisory programs and maintains affiliated capabilities including trust services, mutual funds, and securities-based lending.

Michael Brooks is a CFP® and CFA® with 21 years of experience in the financial services industry. He is currently affiliated with Raymond James Financial Services Advisors Inc. and has previously worked at Truist Advisory Services, BB&T Securities, and UBS Financial Services. Brooks serves as a director on the board of the Hampton Roads Estate Planning Council. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and employs advanced analytical tools to support client goals, while also maintaining a municipal advisor affiliation that supports public finance work.

Stephen Noffsinger is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at firms such as CUNA Brokerage Services, Davenport & Company LLC, and Wells Fargo Advisors. Outside of his advisory work, he is employed part-time with Integrity Energy Solutions in Portsmouth, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced operational and research tools.

James Joynes is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been associated with Morgan Stanley and its affiliated entities since 2007, and his career also includes time at IA Dean Witter Reynolds Inc. since 1981. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a planning process that uses firm-approved tools and modeling techniques to support client decision-making.

Heiner Kessler is a financial advisor with LPL Financial in Virginia Beach, VA, holding Series 63 and Series 65 credentials and 18 years of industry experience. His prior roles include positions at ABNB Federal Credit Union, CUSO Financial Services, PNC Investments, and PNC Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Nicholas Parr is a financial advisor at OSAIC with eight years of industry experience. He holds a Series 66 designation and previously worked for Lincoln Financial Advisors for seven years. Before his career in financial advising, he spent 11 years involved with Parr Funeral Home and Crematory. Outside of his advisory role, he is actively involved in managing rental real estate through several limited liability companies. OSAIC serves a wide range of retail and institutional clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, employing various asset-allocation tools and third-party managed account solutions to construct diversified portfolios.

Jason Caldwell is a financial advisor at Wells Fargo Advisors in Virginia Beach, VA. He holds a Series 66 credential and has been with Wells Fargo Advisors since 2026. Prior to joining the firm, he held various roles including several years affiliated with James Madison University and work experience in the hospitality industry. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and planning tools to develop customized recommendations.

Gregory Gleason is a financial advisor with Edward Jones in Virginia Beach, VA, holding a Series 66 designation and 18 years of industry experience. He has been with Edward Jones throughout his career, starting in 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kevin Paasch is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has been with MML Investors Services, Inc. and Mass Mutual Financial Group since 2005. Outside of his advisory role, he is involved in life and health insurance sales through Choice Insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements using firm-approved analytical tools and supports clients with educational seminars and a range of investment programs.