Andrea Trudeau is a ChFC® and financial advisor with 37 years of industry experience. She has worked with firms including OSAIC since 2024, ABD Insurance & Financial Services (now Newfront) since 2012, and Foothill Securities from 1999 to 2016. In addition to advisory roles, she serves as an executive vice president at Newfront, a benefits consulting firm, where she assists employers in designing employee benefits programs. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through an extensive network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a focus on diversified portfolios constructed using advanced asset-allocation tools and risk assessments.

Marcela Garcia Dungy is a financial advisor with Charles Schwab in Los Gatos, CA, holding Series 63 and Series 65 credentials and 23 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009. Outside of her advisory role, she manages rental properties in Hawaii and California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by proprietary research and alternative investment options.

Angeline Turcan currently serves as Vice President and Branch Leader at Fidelity Investments, a role she has held since 2023. In this capacity, she collaborates closely with the Branch Leader to build and lead a strong team focused on delivering results and maintaining high levels of client satisfaction. She applies leadership principles to help associates perform at or above their full potential and ensures supportive accountability through regular and individualized meetings. Prior to her current role, Angeline gained extensive experience in wealth management and brokerage services. She was a Wealth Group Executive at Citibank from 2019 to 2023, Regional Brokerage Manager at Wells Fargo from 2013 to 2019, and Market Director at JPMorgan Chase from 2009 to 2013. She holds a California Insurance License. Outside of her professional responsibilities, Angeline is interested in fitness activities including running and swimming, and she is an instrumentalist.

Michael Mosher is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 credentials. His prior roles include positions at Ameriprise Financial Services, Portsmouth Financial Services, NB Wealth Management, and NB Securities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and utilizes analyses such as Secular Return Estimates and Monte Carlo simulations to model outcomes.

Cliff Ahn is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. He has previously worked at Bank of America, Fidelity Investments, and held academic appointments at the University of California, Berkeley. He was also the owner of Context Switch LLC, a personal and professional coaching business that is currently being closed. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Raney is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 66 and Series 63 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019. Prior to joining J.P. Morgan, he held positions at Bond Pavement and Willard Hicks Grill. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Dongyong Zhou is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at Charles Schwab. His prior experience includes roles at Edward Jones, JP Morgan Chase Bank, CUSO Financial Services, and Powell Financial Group. Outside of his advisory work, he manages two rental properties. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies, supported by a centralized operational structure.

Savada Kong is a financial advisor at Fidelity with six years of industry experience. Her prior roles include positions at Edward Jones and New York Life Insurance Company. Outside of her advisory work, she manages a dog vlog channel where she edits and posts videos featuring her dog. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Mark Gerber is a CFP® professional with five years of industry experience currently serving at OSAIC since 2025. Prior to joining OSAIC, he worked at Edward Jones from 2021 to 2025 and held roles outside finance including service with the Santa Cruz County Sheriff’s office. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm employs a range of investment services and advisory platforms, utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios comprising various asset classes.

Aaron Brandt is a financial advisor at Edward Jones with 16 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies through a nationwide network of more than 23,700 financial advisors.

Galaham Zuanich is a financial advisor with Morgan Stanley in Santa Cruz, CA, holding a Series 66 designation and 24 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015. Outside of his advisory role, Zuanich serves as a lead instructor for investment and retirement courses at Cabrillo College. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides planning services through its Financial Advisors and Estate Planning Strategies Group.

Jacob Whitaker is a financial advisor at LPL Financial with five years of industry experience. He holds a Series 66 designation and has worked at several firms, including Mariner Independent Advisor Network and THE Financial Services NETWORK. His professional background also includes roles outside the financial sector, such as positions at GT Auto Lounge and Capitol Advocacy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting, supported by research from LPL Research and third-party subadvisors.

Lisa Odsander Gronowski is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and has been with UBS since 2017. Prior to UBS, she worked with the Swedish American Chamber of Commerce and the Swedish School of Silicon Valley. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides tailored financial planning and portfolio management using proprietary research and model-based asset allocations.

Paige Rexrode is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and Hilltop Securities Inc. She was also involved with Soroptimist International of Capitola by the Sea from 2016 to 2019. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework for investment recommendations.

Hung Vu is a financial advisor with Ameriprise in Gilroy, CA, holding a Series 63 designation and 35 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1990. Outside of his advisory role, he has provided a personal loan to a long-term friend. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

Avni Dubey is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. Prior to joining Schwab, Avni's background includes roles at Nordstrom and periods focused on full-time education. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers investment guidance via multi-asset model portfolios and alternative investment options.

Dan Hogan is the Vice President and Branch Leader at Fidelity Investments, a role he has held since 2025. In this capacity, he leads a team of financial professionals, focusing on delivering a world-class experience for clients and upholding Fidelity's Standards of Care. His professional experience spans several positions in the financial services industry, including Financial Consultant at Charles Schwab from 2022 to 2025, and various roles at Ameriprise Financial from 2013 to 2022, such as Branch Manager, Regional Sales Manager, and Financial Advisor. Dan holds a California Insurance License. Outside of his professional responsibilities, Dan's personal interests include art, cars, music, pets, snowboarding, and traveling.

Mai Le is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining OSAIC in 2023, Mai spent 14 years at Sagepoint Financial, Inc. She is also involved in mortgage loan origination and health insurance services in addition to her advisory role. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and platforms, offering integrated brokerage, investment advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios, and supports discretionary and non-discretionary account management with various investment options.

Christopher Koyama is a Financial Consultant currently with Fidelity Investments, where he has worked since 2021. Prior to this, he held the position of Financial Consultant at E*TRADE Financial from 2018 to 2021, and served as a Private Client Advisor at Bank of the West from 2015 to 2018. Christopher holds a California Insurance License, supporting his work in wealth planning and financial consulting. His professional approach centers on building transparent relationships tailored to client priorities, leveraging his team's dedication and Fidelity's network to develop customized strategies. Outside of his professional role, Christopher is engaged in family activities, parenthood, and caring for pets.

Duncan Eng is a financial advisor with OSAIC in Los Gatos, CA, holding a Series 63 designation and 31 years of industry experience. He worked at Lincoln Financial Advisors Corporation for 27 years before joining OSAIC in 2025. Outside of his advisory role, he is licensed to offer various insurance products including accident and health, disability, fixed and traditional life insurance, as well as health savings accounts and indexed annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and a range of investment options, and supports multiple advisory platforms and third-party money managers.