James Neligan is a financial advisor with Wells Fargo Clearing in Charlottesville, VA, holding a Series 63 designation and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sean Van Etten is a financial advisor at Stifel with three years of industry experience. He holds a Series 66 designation and has previously worked at Western Governors University, Cellular Sales, and TELICS. Stifel serves a wide range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment analysis uses a proprietary methodology developed by its Investment Strategy Group, combining forward-looking capital market assumptions with probabilistic modeling to support asset allocation and financial planning.

Jacob Conley is a CFP®-designated financial advisor based in Charlottesville, VA, with nine years of industry experience. He currently works with LPL Financial and Sonder Wealth Group, having previously been affiliated with Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by proprietary research and a broad network of investment adviser representatives.

Joseph Antonelli Jr. is a CFA® charterholder with 38 years of industry experience. He is currently a financial advisor at Cetera and has previously worked at firms including Private Advisor Group, Wilkinson Wealth Management, LPL Financial LLC, The Capital Management Corporation, Mass Mutual Investors Services, and Flippin Bruce & Porter Inc. Outside of his advisory work, he serves as secretary for the Stone Ridge Condominium Association. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to multiple program structures and third-party managers.

David Wall is a CFP® and ChFC® with 16 years of experience in financial advising, all of which have been with Edward Jones since 2010. He holds the Series 66 license and is based in Waynesboro, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high- and non-high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Erik Jenbury is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. His prior work includes roles at the University of Virginia and various national parks, including Arches National Park. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Daniel Buckman is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at several firms including Truist Investment Services and Buckman & Company. Buckman serves as a board member for both the Spotsylvania Education Foundation and the Lloyd F. Moss Free Clinic. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and consulting to client goals and supports a broad network of advisors with specialized offerings, including municipal finance and employer advisory programs.

John Dean is a CFP® professional with 30 years of experience in financial advisory. He has been with Raymond James Financial since 2009 and worked previously at Dean & Masloff Financial Group. Dean is a co-owner of Dean-Reichard, LLC, a support company affiliated with Clarity Wealth Partners LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Susan Owens is a CFP® professional with 16 years of experience in financial advising. She is currently with Mass Mutual Investors Services and MassMutual Life Insurance Company, having held prior roles at firms including USAA Financial Advisors and First Command Advisory Services. Owens also co-owned Night Water Industries, LLC from 2017 to 2022. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that focus on goal analysis and written recommendations.

Joseph Carlson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Wells Fargo Clearing Services and Wells Fargo Bank, as well as a lengthy tenure at Old Navy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Mark Catron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 34 years of industry experience. He previously worked at SunTrust Advisory Services and SunTrust Investment Services, Inc. Outside of his advisory role, he owns Southern Sulky Cart and Harness, a business based in Shipman, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Scott Patterson is a financial advisor at Merrill with 24 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2001, concurrently working at Bank of America since 2009. Outside of his advisory role, he serves as Committee Member and Alumni Association Membership Chair for the US Naval Academy Alumni Association Chapter and is a Chief Staff Officer in the US Navy Reserve, providing synthetic training for deploying combat forces. Merrill serves a wide range of clients including individuals, retirement plans, corporations, and institutional clients, offering managed account programs, third-party manager selection, discretionary portfolio management, brokerage execution, and custody services. The firm utilizes multiple Program Strategy types and an extensive roster of manager-constructed strategies, with investment management overseen by its Chief Investment Officer and platform governance.

John Thornton is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Truist Investment Services. He is also involved as an owner of a real estate rental business in Charlottesville, VA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Joseph Feola is a financial advisor with Ameriprise in Charlottesville, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Feola is involved in business ownership through OFG LLC, where he serves on the executive, investment, and marketing committees. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets, providing detailed, written recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Kristen Hardy is a financial advisor at Ameriprise with 26 years of industry experience and holds the Series 66 designation. She has worked with Ameriprise since 2001 in various capacities. Outside of her advisory role, Hardy is a co-owner and Chief Operations Officer of OFG, LLC, and serves as a high school softball coach for Albemarle County Public Schools. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes a written Recommendation Report and ongoing annual advice focused on reliable income sources and tax-aware withdrawal strategies.

Bruce Hatter is a financial advisor with Cetera who holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 28 years of industry experience, including long-term roles at Concourse Financial Group Securities Inc and operating under Weaver Insurance & Financial Advisors. Outside of his advisory work, he serves as a board member for the Waynesboro YMCA, chair of his church council, president of a local homeowners association, and is involved with the Rotary Club. Cetera Investment Advisers LLC is a nationally registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, financial planning, and access to a broad range of investment programs and third-party managers.

Derek Blair is a financial advisor with Charles Schwab & Co., Inc. in Charlottesville, VA, holding Series 63 and Series 65 licenses with two years of industry experience. His prior roles include positions at Bernstein Private Wealth Management, LPL Financial, and Petrichor Wealth Management. Blair has experience in financial advisory services across multiple firms since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a large scale and integrated operational structure.

Bryan Vides is a Financial Advisor based in Charlottesville, Virginia, affiliated with Merrill Lynch Wealth Management. He has more than 17 years of experience within the financial industry, including ten years serving in Merrill's downtown Los Angeles market and international division in San Diego, California. Prior to his current role, Bryan worked with ultra-high net worth clients at Wells Fargo Advisors in Beverly Hills. Born and raised in Los Angeles, California, Bryan spent three years in Central America before attending California State University Los Angeles, where he earned a bachelor's degree in Business with a major in Finance. He holds Series 7 and Series 66 FINRA registrations, state insurance licenses, and a Real Estate Broker license, which has supported his work advising clients in commercial real estate alongside financial investments. Bryan enjoys spending time with his wife Ana, their three children, and their pets. He is an avid cyclist, runner, and collector of classic cars. He volunteers at the Church of Incarnation, where he provides baptism classes to parents.

Eric Wagner Jr. is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with Morgan Stanley, having worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2023. His prior experience includes roles at Bank of America, N.A. and Merrill. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Glenn Bannan is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Charlottesville, Virginia. He has over 25 years of experience in the financial services industry, including more than 15 years with Merrill. Glenn specializes in delivering personalized financial guidance and comprehensive wealth management strategies for individuals and families. His approach begins with a thorough discovery process that considers investments, retirement and college savings, insurance, healthcare planning, estate strategies, and tax considerations to develop tailored financial plans aligned with clients' goals and values. Glenn began his career in 1997 with UBS in Atlanta, followed by a role as Vice President at Deutsche Bank, where he assisted families transitioning from private business ownership to holding restricted stock in public companies. After moving to Charlottesville in 2008, he joined Merrill's local office and has since served the community and surrounding areas. He holds a Bachelor's Degree from West Virginia University and has earned several professional certifications, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Investment Management Analyst® (CIMA®), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Glenn is a member of the Central Virginia Estate Planning Council and has been involved in community service, including serving on the board of the United Way of Greater Charlottesville from 2013 to 2015 and leading financial literacy programs for middle school students with the Boys & Girls Clubs of Central Virginia. Outside of his professional responsibilities, he enjoys playing pickleball, tennis, and golf, and values spending time attending his son's soccer, squash, and golf events.