David Neal is a CFP® with 31 years of industry experience, currently serving with Mercer Global Advisors Inc. since 2025. Prior to this, he led D. Scott Neal, Inc. for 30 years. Outside of advisory work, he is a partner in a real estate partnership that owns an office property in Lexington, KY. Mercer Global Advisors serves individuals, families, and institutions including small business owners and non-profits, offering a range of advisory, planning, and investment services. The firm employs a globally diversified, risk-appropriate investment approach grounded in Modern Portfolio Theory, utilizing ETFs, index funds, separate accounts, and private funds.

Lafe Wheeler Jr. is a financial advisor with Commonwealth Financial Network in Lexington, KY, holding a Series 66 designation and over 20 years of industry experience. He has been with Commonwealth since 2020 and has prior experience at Avantax Insurance Agency, Avantax Advisory Services, and Avantax Investment Services. Outside of advisory work, he spends significant time on tax preparation, accounting, payroll, and bill pay services through Wheeler Financial Services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform with discretionary and nondiscretionary managed-account programs and access to third-party asset managers, serving individual and institutional clients.

John Turcotte is a financial advisor with Stratos Wealth Partners, Ltd who holds the ChFC® designation and a Series 63 license, bringing 41 years of industry experience. He has previously worked at LPL Financial, First Heartland Consultants, and Osaic FA. Turcotte also manages Turcotte Wealth Management as a DBA under Stratos Wealth Partners. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisory firm with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and institutional clients, offering customized portfolio management, financial planning, third-party manager programs, and outsourced CIO solutions through an open-architecture platform integrating multiple third-party managers.

Christopher Segebarth is a financial advisor with PNC Wealth Management, holding a Series 66 designation and 11 years of industry experience. He has worked at PNC Investments since 2020 and previously spent six years with Edward Jones. PNC Wealth Management offers retail brokerage and advisory services, including a model-based digital discretionary account available by invitation to employees with PNC Bank online banking credentials. The firm’s approach combines algorithm-driven risk assessment with investment implementation through approved model strategies managed by PNC or third parties.

Allen Garner Jr. is a CFP® professional with over 51 years of experience in financial services. He is currently with Sanctuary Advisors, LLC and has held prior roles including a 17-year tenure at UBS Financial Services Inc. Outside of advisory work, he is a partner in an environmental venture focused on planting and maintaining native deciduous trees in Kentucky and serves as an advisor to endowment funds for St. Peter's Episcopal Church and the Episcopal Diocese of Lexington. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse client base that includes individuals, corporations, pension plans, and charitable organizations. The firm supports a broad range of investment strategies through a network of over 400 independent advisers and offers portfolio management, financial planning, and retirement consulting with a fiduciary standard.

Brian Krause is a financial advisor at PNC Wealth Management in Lexington, KY, with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has been with PNC Investments since 2013. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account pilot that uses algorithmic risk assessment and third-party-managed strategies implemented with mutual funds and ETFs.

Scott Theis is a financial advisor with PNC Wealth Management in Lexington, KY, holding a Series 66 designation and 20 years of industry experience. He has been with PNC since 2016. Outside of his advisory role, he is an owner of rental properties. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only digital discretionary model account for employees. The firm utilizes approved model strategies managed internally or by third parties, with investments executed via mutual funds and ETFs.

David Wood is a financial advisor with Osaic Advisory Services, LLC, holding the ChFC® designation and a Series 63 license, with 33 years of industry experience. His prior firms include Arbor Point Advisors, Securities America, Inc., and Lincoln Financial, among others. Wood is also involved with CTM Financial Group in advisory and insurance sales capacities. Osaic Advisory Services, LLC serves a broad client base including individuals, pension plans, corporations, and charitable organizations, offering investment management, financial planning, and retirement plan consulting. The firm utilizes multiple advisory program models and provides access to alternative investments and affiliated services through its platform network.

Larry Botts is a financial advisor with Eagle Strategies (New York Life) based in Lexington, KY, holding Series 63 and Series 65 credentials and bringing 53 years of industry experience. He has worked with New York Life since 1967 and has operated his own firms, including Generation Strategies, LLC and Wealth Coach of Kentucky DBA Larry Botts and Associates. Outside of advising, he serves as a board member for the Boyer Building Business Condominiums Council of Co-Owners and holds passive investments in various ventures including digital advertising and medical devices for the Thoroughbred horse industry. Eagle Strategies serves individual and institutional clients through a broad network of affiliated advisers, offering financial planning, investment management, and retirement plan advisory services. The firm emphasizes tailored solutions across multiple program types and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Daniel Crockett is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. His prior employment includes roles at LPL Financial, Wells Fargo Clearing Services, and J.P. Morgan Securities. Independent Advisor Alliance serves a diverse client base, including individuals, small businesses, charitable organizations, and retirement plans, providing asset management, financial planning, and retirement consulting. The firm employs a network model with independent advisory representatives and integrates technology platforms to support portfolio management and estate planning.

Margaret Daniels is a financial advisor with TIAA-CREF in Lexington, KY, holding Series 63 and Series 66 licenses and 18 years of industry experience. She has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, and small retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management, operating within a vertically integrated structure that includes affiliated funds and a donor-advised fund.

Clayton Toner is a financial advisor with Osaic Advisory Services, LLC, holding a Series 66 credential and one year of industry experience. His career background includes roles at Osaic Wealth, Legacy Advisory Group, and non-financial positions such as at College Movers & Junk Hauling and Doordash. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement consulting, and related services through various program models, utilizing proprietary and third-party platforms.

John Hill is a Series 66-licensed financial advisor with 16 years of industry experience. He has been with Principal Financial Services since 2016 and also maintains a role at Principal Life Insurance Company. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel stationed outside the United States. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed accounts.

Sarah Green Robinson is a financial advisor at Osaic Advisory Services, LLC with 23 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Securities America, Inc. and FSC Securities Corporation. Outside of her advisory role, she serves as an assistant coach for the girls' basketball team at Westridge Elementary and provides bookkeeping support for her family’s farm. Osaic Advisory Services, LLC is an SEC-registered investment adviser serving a broad range of clients, including individuals, pension plans, corporations, and charitable organizations. The firm offers comprehensive investment management and financial planning services through multiple program models, utilizing both proprietary and third-party platforms.

James Schenck is a financial advisor with TIAA-CREF in Lexington, KY, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining TIAA-CREF, he worked at Edelman Financial Engines and Vanguard Advisers, Inc. He has diverse work experience including roles outside finance such as at Merrick Inn Restaurant and Bluegrass Community and Technical College. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm separates point-in-time planning from ongoing management, providing both model and customized portfolios under a fiduciary standard.

Rolland Blair III is a financial advisor with Bankers Life Advisory Services, Inc. in Lexington, KY, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. He has worked in various roles within Bankers Life and its affiliates since 2008. Outside of advisory work, he owns Blair Farm, where he is involved in logging, tree planting, and developing new fields. Bankers Life Advisory Services, Inc. primarily serves mass-affluent and high-net-worth individuals through discretionary portfolio management and investment consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management based on client goals and risk tolerances.

Sean Richmond is a financial advisor at Fifth Third Securities, Inc. in Lexington, KY, holding Series 63 and Series 65 licenses with three years of industry experience. His prior work includes roles at Fifth Third Bank and Prime Communications. Outside of finance, he participates in ministry work as a part-time preacher. Fifth Third Securities serves individual and institutional clients through investment advisory and brokerage services, offering various managed account programs and investment strategies via its Passageway platform. The firm is a wholly owned subsidiary of Fifth Third Bank and supports a broad client base that includes high-net-worth individuals, corporations, and trusts.

Matthew Burlew is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Truist Advisory Services. His prior experience includes roles at Merrill and BB&T Securities. He is also an advisory board member of the Downtown Lexington Partnership, a nonprofit focused on economic development in Lexington, KY. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a mix of discretionary and non-discretionary manager relationships supported by advanced research tools and inter-affiliate integration.

Christopher Cox is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 65 designation and has three years of industry experience. Prior to his current role, he held positions at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. Outside of advisory services, Cox works as an insurance sales representative, providing a range of insurance solutions including life, long-term care, and Medicare-related products. Bankers Life Advisory Services, Inc. offers discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm focuses on customized asset allocation, tax efficiency, and employs a combination of fundamental, technical, and cyclical analysis in managing client portfolios.

Gary Graham is a financial advisor with Brookstone Capital Management LLC in Lexington, KY, holding a Series 65 credential and bringing 14 years of industry experience. He has been with Brookstone since 2016 and also owns Graham Incorporated of NC, where he serves as an independent agent. Graham Incorporated has been active since 1998. Brookstone Capital Management provides fee-based asset management and financial planning to a diverse client base that includes individuals, retirement plans, corporations, trusts, and other business entities. The firm employs strategic and dynamic asset-allocation models and offers discretionary portfolio management through a turnkey asset management platform and wrap-fee program.