Brian Frost is a financial advisor at LPL Financial with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Lincoln Financial Advisors, Sorrento Pacific Financial, LLC, and Morgan Stanley. Outside of his advisory role, he serves as a board member of West County Net Inc., a for-profit organization in Santa Rosa, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Stephen Jang is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Morgan Stanley and its affiliates since 2007, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured processes and advanced modeling techniques.

Zachary Parreira is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked across several roles including officiating soccer games at the youth, high school, and college levels. Outside of finance, he operates a photography sole proprietorship offering services and photo art sales. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Daniel Rosaschi is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at Wells Fargo Clearing, Wells Fargo Bank NA, Wells Fargo Advisors LLC, and U.S. Bancorp Advisors before joining Morgan Stanley. Outside of his advisory work, he serves as president of the board for the Demeo Teen Club, a nonprofit focused on youth development. Morgan Stanley Wealth Management offers advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach involves structured planning tools and a range of investment-related activities, including work with private funds and principal trading.

Henry Pak is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Erica Minor is a financial advisor with Morgan Stanley in Santa Rosa, CA, holding Series 63 and Series 65 designations and 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Genaro Fernandez is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2012, with prior experience at JP Morgan Securities and JP Morgan Chase Bank. Outside of his advisory role, Fernandez is involved in entrepreneurial activities, including ownership of a Baskin-Robbins franchise in Napa, CA, and serving as a notary public. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary when providing investment advice and offering a broad range of financial product options.

Christopher Nolan is a financial advisor with Raymond James & Associates in Healdsburg, CA, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He previously worked at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting through various advisory programs and institutional solutions.

Olivia Foppiano is a financial advisor at Edward Jones with five years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Edward Jones in 2021, she worked at Charles Schwab & Co., Inc. and SoFi, among other roles. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including diverse client segments from non-high-net-worth households to corporate and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Stefan Matwijiw is a financial advisor at Edward Jones in Santa Rosa, CA, holding a Series 66 designation with four years of industry experience. His prior work history includes roles at Pond Robinson & Associates and Partner Engineering & Science, Inc. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, tax-efficient services, and affiliated investment products through a large nationwide network of advisors and branch offices.

Michael Veit is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at various J.P. Morgan entities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside brokerage, distribution, and investment management capabilities.

Michael Defazio is a financial advisor with LPL Financial holding Series 63 and Series 66 licenses and has 19 years of industry experience. He has worked at Redwood Credit Union since 2007 and was associated with Cuso Financial Services, L.P. for 17 years before joining LPL Financial in 2024. Defazio is also involved with Redwood Wealth Management, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by operational and research tools.

Joseph Sobolewski is a financial advisor at Edward Jones in Healdsburg, CA, with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operates under a fiduciary standard, and manages approximately $1.01 trillion in assets.

Keith Nguyen is a financial advisor with Wells Fargo Clearing in Santa Rosa, CA. He holds Series 65 and Series 63 licenses and has 15 years of industry experience. Nguyen has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Jacob Peaty is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He has been with LPL Financial since 2017 and previously worked at RCU Auto Services. Outside of his advisory role, he is involved with CPS Insurance Services as an insurance producer. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with advanced research tools and a broad range of financial services.

Conveasna Ouch is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill, Target, and Verizon Wireless. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, tailoring services to plan objectives, demographics, and risk tolerances while acting as an ERISA fiduciary.

Douglas Wulbrecht is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has worked at Raymond James & Associates since 2018, following prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of advising, he owns and manages rental real estate properties. Raymond James & Associates is a large dually registered broker-dealer and investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting through various programs while providing access to a broad range of portfolio management styles and affiliated research.

David Wachter is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been establishing his practice since 1978, focusing on helping clients develop and maintain long-term financial plans through varying market cycles. His approach emphasizes working one-on-one with clients to create personalized financial strategies that align with their individual goals. David's expertise includes college education planning, legacy planning, liquidity management, managing new wealth, personal retirement planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. He holds the Certified Investment Management Analyst (CIMA) designation and the CERTIFIED FINANCIAL PLANNER (CFP) certification. His educational background includes a Bachelor's Degree from the United States Military Academy at West Point and a Master's Degree in Business from the University of Oklahoma's Price Business School. Additionally, he has completed coursework at the Wharton School of Business. Outside of his professional work, David is married with two adult children and five grandchildren. He has an interest in genealogy, photography, reading, and spending time with his family. He also participates in community volunteering in line with Merrill's tradition of community involvement.

Thomas Dobransky is a financial advisor with LPL Financial in Santa Rosa, CA, holding Series 63 and Series 65 credentials and totaling 44 years of industry experience. He has been with LPL Financial since 1982 and operates Thomas J. Dobransky & Associates, where he acts as trustee for the firm’s Section 401(k) plan. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions, offering financial planning, model portfolios, third-party asset management, and institutional platforms. The firm supports advisors with proprietary research and technology while operating one of the largest advisory networks in the industry.

Matthew Miller is a financial advisor at Ameriprise with 19 years of industry experience. He holds the CFP® designation and Series 66 and Series 63 licenses. His prior work includes roles at Helios Quantitative Research and a previous tenure at Ameriprise Financial Services INC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement-income service focused on dependable income sources and tax-aware withdrawal strategies for clients near or in retirement. The firm’s approach integrates proprietary research, third-party data, and algorithmic tools within a managed account framework.