Michael Little Jr. is a CFP® with 22 years of industry experience. He has worked at Waverly Advisors, LLC since 2025 and was previously with Grant/GrossMendelsohn, LLC for 14 years. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual clients, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-market allocations and offers both discretionary and non-discretionary portfolio management.

Mark Bauer Jr. is a Series 65-licensed financial advisor with six years of industry experience. He currently works at Waverly Advisors, LLC and previously spent six years at GGM Wealth Advisors. Outside of his advisory roles, he has experience with the University of Maryland College Park and the Jones Family Farm. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individuals, retirement plans, and pooled investment vehicles. The firm employs a blend of traditional and alternative investment strategies and provides services including portfolio management, financial planning, retirement consulting, and multi-family office solutions.

Daniel Dent is a CFA® charterholder with 36 years of industry experience. He has been with D.F. Dent and Company, Inc. since 1976. D.F. Dent and Company provides discretionary investment management and financial planning to a diverse range of individual and institutional clients. The firm employs a disciplined portfolio construction approach across equity and fixed-income strategies, managing mutual funds and serving various client types, including registered investment companies, municipal entities, and wrap/UMA programs.

Jason Bogaczyk is a financial advisor with Arkadios Wealth Advisors, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at LPL Financial LLC, Kestra Financial Services, Sandy Spring Investment Services, PNC Wealth Management, and Truist Investment Services. Outside of his advisory work, he is involved with B.A.M. Consulting LLC, a home-based business entity for tax and investment purposes. Arkadios Wealth Advisors is an SEC-registered, multi-team advisory firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm provides customized investment plans utilizing a range of portfolio management strategies and combines fundamental, technical, and cyclical investment analysis.

John Kalendek is a financial advisor with Chelsea Advisory Services, Inc. and holds Series 63 and Series 65 licenses. He has 35 years of industry experience, including over 30 years leading Kalendek Financial Group and seven years with Chelsea Financial Services. Outside of advisory work, he is an independent insurance agent involved in the sale of fixed insurance products. Chelsea Advisory provides financial planning, investment advisory, and consulting services to individuals, trusts, and some corporate clients, with a focus on long-term, fundamental investment strategies and diversified portfolios. The firm integrates advisory services with an affiliated broker-dealer and custody platform, managing potential conflicts through disclosure and oversight.

William Hufnell is a CFP® professional with 13 years of industry experience. He currently works at Modera Wealth Management, LLC and previously spent 29 years at Annapolis Financial Services, LLC/Bay Point Wealth. Modera Wealth Management, LLC provides fiduciary, fee-only advisory services to a diverse client base, including individuals, pension plans, trusts, and charitable organizations. The firm employs an allocation-driven investment approach based on Modern Portfolio Theory, using diversified portfolios supplemented by independent managers, private placements, and optional ESG integration.

Robert Wooden is a financial advisor with StoneX Advisors Inc. based in Glen Burnie, MD, holding a Series 66 designation and bringing 22 years of industry experience. His professional background includes roles at StoneX Securities Inc., Wrp Investments, Inc., and Guardian Life. Outside of his advisory work, Wooden serves as president of Wooden Financial Group, Inc., focusing on insurance sales and service, and holds leadership and volunteer roles in local sports and community organizations, including serving as head coach and president of the Baltimore Baseball Club and as a board member of the Anne Arundel County Sports Hall of Fame. StoneX Advisors Inc. provides portfolio management, financial planning, ERISA plan consulting, and related services to individuals, corporations, retirement plans, and charitable organizations. The firm utilizes a range of advisor-managed portfolios, proprietary models, and third-party managers across multiple platforms, offering clients customizable investment solutions with periodic reviews and due diligence.

David Hart is a CFP® professional with 25 years of experience in the financial services industry. He is affiliated with Great Valley Advisor Group, LLC and has previously worked at Maryland Financial Group, Inc. and LPL Financial, LLC. Great Valley Advisor Group is a multi-team SEC-registered investment adviser serving individuals, retirement plans, trusts, and other entities. The firm focuses on individualized portfolio construction and ongoing oversight, utilizing a combination of in-house strategies and third-party managers across various platforms.

Andrew Kelly is a CFP® with five years of industry experience, currently with Continuum Advisory, LLC. He has worked previously at Kelly Financial Advisors and Wealth Management Associates. Outside of his advisory role, he is involved in insurance sales through Kelly Insurance & Investments, Inc. and Kelly Risk Management. Continuum Advisory serves both individual and institutional clients, providing financial planning, consulting, and portfolio management. The firm integrates multiple professional services and utilizes a range of investment vehicles, including mutual funds, ETPs, and separately managed accounts.

Zachary Furshman is a financial advisor at Continuum Advisory, LLC with 10 years of industry experience. He has previously worked at Osaic Wealth, Inc., Triad Advisors, Morgan Stanley & Co., LLC, and Bank of New York Mellon. He holds Series 63 and Series 65 licenses and serves as Treasurer on a community HOA board. Continuum Advisory is a multi-team SEC-registered investment adviser serving individuals, trusts, corporations, and retirement plans with financial planning, consulting, and portfolio management. The firm manages over $1.4 billion in assets and integrates affiliated implementation resources and institutional services, including licensed attorneys and CPAs among its professionals.

Steven Hannigan is a CFA® charterholder with 13 years of industry experience. He is currently an advisor at Waverly Advisors, LLC and previously worked for nine years at Grant/GrossMendelsohn, LLC. Waverly Advisors is a multi-team registered investment adviser managing portfolios for individual clients, retirement plans, and pooled investment vehicles. The firm integrates traditional equity and fixed-income strategies with alternative and private-markets allocations and offers a range of financial planning and retirement consulting services.

Jonathan Gimperling is a CFP® with 27 years of industry experience. He has worked at Lincoln Financial Advisors Corp since 2003 and previously at Scarborough Capital Management, Inc. from 1999 to 2003. Outside of advising, he owns rental property managed by a third party. KCD Financial, Inc. is a multi-team registered investment adviser with 38 advisors and approximately $202 million in regulatory assets under management. The firm serves individuals, including high-net-worth clients, corporate pension and profit-sharing plans, and charitable organizations, offering asset management, financial planning, and portfolio appraisal services using various investment strategies and third-party management programs.

Woodrow Willey Jr. is a CFP® and PFS™ with 29 years of experience in the financial industry. He is currently with A.G.P. / Alliance Global Partners and has held roles at Arete Wealth Management LLC and Sherwood Associates Inc., where he also serves as Vice President overseeing tax return preparation and tax planning. Additionally, he is a licensed fixed life insurance agent. A.G.P. / Alliance Global Partners is a multi-team platform comprising approximately 131 advisors who manage nearly $3 billion for over 7,000 clients. The firm employs an open-architecture investment model combining internally managed strategies with co- and sub-advisory relationships, offering a range of portfolio management, financial planning, brokerage, and insurance services.

Jon Gasior II is a Series 65 licensed financial advisor at Integrity Advisory Solutions with one year of industry experience. He has been involved with Sinclair Prosser Gasior since 2013 and also owns and operates Gasior Law, LLC, an estate planning law firm. His work includes preparing estate plans and providing investment advice to estate planning clients. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of approximately 100 independent advisors and manages around $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services using a range of investment strategies and third-party platforms.

Robert Berg III is a Series 65-licensed advisor at Vicus Capital, Inc. with one year of industry experience. His prior roles include positions at Heritage Financial Advisors, USAA, and Messiah University. Outside of financial advising, he has experience working with Mad Dog Lacrosse and Santa Fe Christian Schools. Vicus Capital provides investment management and financial planning services to individuals, businesses, trusts, and employee benefit plan sponsors. The firm employs a combination of fundamental and technical analysis and offers a range of strategies including core-satellite, momentum, ESG, and faith-based allocations, with an emphasis on retirement-plan consulting and fiduciary services.

Michael Morrill is a financial advisor at D.F. Dent and Company, Inc. in Baltimore, MD, with 28 years of industry experience. He holds a Series 63 designation and has worked at D.F. Dent since 2005, following a 17-year tenure at Foreside Fund Services, LLC. Morrill serves as a volunteer board member for the Baltimore Chesapeake Bay Outward Bound School. D.F. Dent and Company provides discretionary investment management and financial planning to a diverse client base, including high-net-worth individuals, institutional clients, and municipal entities. The firm employs disciplined portfolio construction across various equity and fixed-income strategies and manages a family of mutual funds while also serving as a sub-adviser and providing models for UMA/wrap programs.

Lauren Krieger is a CFA® charterholder and investment advisor with 14 years at 1919 Investment Counsel, LLC in Baltimore, MD. She has 10 years of industry experience. 1919 Investment Counsel provides discretionary and non-discretionary investment management and wealth-planning services to a diverse client base, including high-net-worth individuals, institutions, and public entities. The firm constructs customized portfolios emphasizing mid- and large-cap equities and investment-grade fixed income, supported by proprietary and third-party research and technology, and maintains operational relationships with Stifel Financial Corp. affiliates.

Kirk Rogers is a financial advisor with Portfolio Medics, LLC, holding a Series 65 designation and three years of industry experience. He has worked at several firms, including KSR Wealth Management and Nautica Asset Management LLC. Outside of advising, he is an independent insurance agent and an insurance instructor, providing education to agents through Enterprise Insurance Training Inc. Portfolio Medics is an SEC-registered advisory firm managing approximately $552.7 million for around 3,700 clients through a team of 75 advisors. The firm serves both non-HNW and high-net-worth individuals, offering investment management, financial planning, and consulting services with a blend of strategic and tactical approaches.

Edwin Reynolds Jr. is a financial advisor with Lombard Advisers Incorporated, holding Series 63 and Series 65 licenses and bringing 54 years of industry experience. He has worked with Lombard Advisers and its affiliated entities since the early 1990s. Lombard Advisers provides personalized investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs both discretionary and non-discretionary management strategies, utilizing a range of analytical approaches and offering access to various wrap and separately managed program options.

Thomas O'Neil Jr. is a CFA® charterholder with 36 years of industry experience. He has been with D.F. Dent and Company, Inc. in Baltimore, MD since 1985. D.F. Dent and Company provides discretionary investment management and financial planning to individual and institutional clients, including high-net-worth individuals, retirement plans, charitable institutions, and municipal entities. The firm employs a disciplined portfolio construction process across equity and fixed-income strategies and manages a family of mutual funds while serving other advisors and wrap/UMA programs.