Lloyd Layton is a financial advisor with Realta Investment Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. His prior roles include positions at Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. He has been with Realta since 2018. Realta Investment Advisors offers discretionary and non-discretionary investment advisory services and financial planning to individuals, pension and profit-sharing plans, and institutional clients. The firm emphasizes personalized advice and employs a diversified investment approach across multiple asset classes, utilizing both in-house and third-party management platforms.

William Chao is a financial advisor at Navy Federal Investment Services, LLC with 27 years of industry experience. He holds Series 63 and Series 66 credentials. His prior roles include positions at Morgan Stanley, Steward Partners, TIAA-CREF, Raymond James Financial Services, and Wells Fargo Clearing. Outside of advising, he coaches youth soccer and operates a goldfish breeding business. Navy Federal Investment Services serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing portfolio management, financial planning, and retirement-plan fiduciary services. The firm primarily utilizes third-party portfolio managers on the Envestnet platform and offers both managed advisory programs and automated investment options.

Christopher Vanderkolk is a CFA® charterholder with 15 years of industry experience. He is currently with HUB Investment Partners, LLC, having joined in 2023, and previously worked at AFS Financial Group, Commonwealth Financial Network, Pi Analytics, and Mass Mutual Investors Services. Outside of his advisory role, he is involved in managing a short-term rental property jointly owned with his wife. HUB Investment Partners serves a diverse client base including institutional and individual investors, offering both discretionary and non-discretionary portfolio management alongside retirement and financial planning services. The firm employs a combination of active and passive investment strategies and maintains specialized service lines for banking and municipal clients.

Cody Hobelmann is a CFP® with nine years of industry experience and is currently affiliated with EverSource Wealth Advisors, LLC. His prior roles include positions at Turning Point Financial, LPL Financial, LLC, Northwestern Mutual Investment Services LLC, and Wilmington Trust. Hobelmann is also a licensed insurance agent, selling non-variable insurance as an independent activity. EverSource Wealth Advisors serves a diverse client base, including individuals, families, estates, trusts, charitable foundations, broker-dealers, retirement plans, and other RIAs. The firm offers comprehensive wealth management, financial planning, and investment advisory services, utilizing multiple investment programs and platforms to address clients’ risk, tax, and values considerations.

Steven Collins is a financial advisor at XML Financial Group, holding Series 63, Series 65, and Series 66 licenses with 31 years of industry experience. He has been with XML Financial, LLC since 2019 and with XML Securities, LLC since 2016. XML Financial Group is a multi-advisor wealth management firm overseeing approximately $3.3 billion in client assets. The firm serves around 2,890 clients with tailored portfolio management, financial planning, retirement plan advisory, and access to alternative investments through various platforms and affiliated managers.

Robert Obraitis is a financial advisor with Summit Financial, LLC, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Inc. from 2014 to 2025. Outside of his advisory work, he serves as CEO of the O'Braitis Family Charitable Foundation. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets for about 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services tailored to client needs.

Paul Pourreza Jourshari is a financial advisor with Mutual of Omaha Investor Services, Inc., holding a Series 65 designation and seven years of industry experience. He has worked with Mutual of Omaha and its investor services division since 2019. In addition to his advisory role, he owns an online retail business called Paul Pourreza and is also licensed as an insurance agent specializing in life, health, and accident insurance. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm works primarily through platforms like Envestnet and emphasizes model portfolios and third-party manager relationships.

Christopher Bishop is a financial advisor with Summit Financial, LLC, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Cambridge Investment Research Advisors and Cambridge Investment Research, Inc. Mr. Bishop also operates a business in insurance, benefits, and human resources and offers insurance products through multiple companies. Summit Financial, LLC is a multi-team SEC-registered advisory firm managing approximately $26.35 billion in assets for around 17,800 clients. The firm provides a range of investment advisory and portfolio management programs, financial planning, and retirement plan advisory services, combining discretionary and consultative approaches tailored to client needs.

Jeffrey D. Smith is a financial advisor with Private Client Services, LLC in Rockville, MD, holding the ChFC® designation and Series 63 and 65 licenses. He has 23 years of industry experience and has worked at Private Client Services since 2020, with previous roles at Bright Futures Wealth Management, Cetera Advisors, and Brightline Financial. Outside of his advisory work, he serves as treasurer for a girls’ competitive gymnastics team parent association and acts as an expert witness for a legal firm. Private Client Services is a multi-team advisory firm serving individuals, families, high-net-worth clients, trusts, estates, charitable organizations, pension plan sponsors, and businesses. The firm offers financial planning, consulting, and portfolio management through a network of approximately 50 advisors and employs a structured discovery and risk-profiling process to develop customized investment strategies.

Edward Skelly is a financial advisor with ValMark Advisers, Inc. in Ashburn, VA, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 36 years of industry experience, including 15 years at ValMark Advisers and ValMark Securities. Skelly serves as a partner and owner of W3 Wealth Management, LLC, and is a board member of the Loudoun Symphony Association. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm employs diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and comprehensive back-office services.

Jeffrey Maged is a CFP®-certified financial advisor with 28 years of industry experience, currently affiliated with Summit Financial, LLC. His prior roles include positions at Purshe Kaplan Sterling Investments and Cambridge Investment Research Advisors. He serves on the board of the Healing Hearts Respite Foundation and is a citizen representative on the Loudoun County OPEB Board. Additionally, he is the managing member of Jaskol Asset Advisors, LLC, a fee-for-service business succession planning firm. Summit Financial, LLC is a multi-team SEC-registered advisory firm managing approximately $26.35 billion in assets and serving around 17,800 clients. The firm offers a blend of discretionary and consultative investment management, financial planning, retirement plan advisory, and access to alternative investments and variable annuities.

Dawn Wright is a CFP® and Series 65 licensed advisor with four years of industry experience. She is currently with Apollon Wealth Management, LLC and previously worked at CIC Wealth, LLC and Knollwood Investment Advisory. Outside of her advisory role, she manages a farming property. Apollon Wealth Management, LLC is a multi-team SEC-registered adviser overseeing approximately $11.56 billion in client assets with a network of about 145 advisors across 67 offices. The firm serves individuals, high-net-worth families, family offices, trusts, estates, and various institutional clients, combining centrally managed strategies with locally managed portfolios and utilizing fundamental analysis, tactical allocations, ESG risk models, and technology tools including generative AI in its investment process.

Vincent Mccarron is a financial advisor at Merit Financial Advisors with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Purshe Kaplan Sterling Investments, Triad Advisors, Inc., and National Planning Corporation. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, high-net-worth clients, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm emphasizes a long-term, diversified asset allocation strategy managed through centrally overseen model portfolios, supporting both discretionary and non-discretionary accounts.

Patrick Brosnan is a financial advisor with Capitol Securities Management, Inc., holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been affiliated with Capitol Securities Management since 2012 and also operates Patrick T. Brosnan & Associates, LLC, providing tax preparation and accounting services. Additionally, he is involved in insurance sales, offering life, disability, health, and long-term care insurance. Capitol Securities Management serves individual investors, institutional clients, retirement plans, trusts, and small businesses by providing portfolio management, financial planning, consulting, and various wrap fee programs. The firm operates as both a broker-dealer and registered investment adviser with a focus on IAR-managed programs, separately managed accounts, and third-party money managers.

Daniel Pessagno is a financial advisor at Apollon Wealth Management, LLC with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including CIC Wealth, LLC, Nationwide Investment Advisors, and Cadaret Grant. Outside of advising, he is involved with a business that offers group benefits to business owners. Apollon Wealth Management is a multi-team SEC-registered investment adviser managing approximately $11.56 billion in client assets. The firm serves a diverse client base including individuals, high-net-worth families, family offices, and retirement plans, combining centrally managed strategies with locally managed portfolios and employing a range of investment approaches and technologies.

Cynthia Perini is a financial advisor with Capital Analysts, holding Series 63 and Series 65 licenses and possessing 33 years of industry experience. Her career includes positions at Lincoln Investment Planning, Inc. since 2006, Sovereign Bank since 2004, and Raymond James Financial Services from 1999 to 2004. Outside of her advisory work, she serves on several nonprofit boards, including the Magnolia Foundation and MedSource Community Services, and participates in community fundraising and philanthropic initiatives. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations, providing portfolio management, custom and model portfolios, and retirement plan advice. The firm combines discretionary and non-discretionary investment management supported by an in-house research team and partners with institutional platforms such as Lincoln Investment and Pershing/BNY.

Jonathan Wright is a financial advisor at IP Financial Advisory Services LLC with 11 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including Transamerica Financial Advisors, Inc., Innovation Partners LLC, and his own firm, Jonathan Wright LLC. Outside of his advisory work, Wright leads All Can Thrive LLC, a business education company for entrepreneurs, and serves as a trustee at First Mount Zion Baptist Church, providing guidance on church property management. IP Financial Advisory Services LLC primarily serves individual retail clients and offers services such as portfolio management, financial planning, and consulting. The firm employs a range of analytical approaches to construct personalized portfolios and works with third-party managers to provide discretionary investment programs, focusing mainly on non-high-net-worth retail investors and retirement plan participants.

Todd Jorgenson is a financial advisor with United Brokerage Services, Inc. He holds the Series 66 designation and has three years of industry experience. His prior work includes roles at Citigroup, New York Life Insurance Company, and State Farm. United Brokerage Services provides investment advisory services to individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm emphasizes strategic and tactical asset allocation, use of mutual funds and ETFs, third-party research, model portfolios, and tax-aware overlays, typically offering advice on a non-discretionary basis.

Steven Switlick is a financial advisor with Lombard Advisers Incorporated, holding Series 63 and Series 65 designations and bringing 48 years of industry experience. He has been with Lombard Advisers since 2000 and Lombard Securities since 1999. Lombard Advisers provides personalized investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs both discretionary and non-discretionary programs and uses a combination of fundamental, technical, charting, and cyclical analysis to construct and monitor portfolios.

Keith Mayhew is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Choreo, LLC since 2022. Prior to joining Choreo, he worked at RSM US Wealth Management LLC for 22 years. Choreo provides investment and advisory services to a diverse client base including individual investors, family offices, endowments, foundations, retirement plans, and corporate clients. The firm’s investment approach focuses on strategic asset allocation and diversified model portfolios managed by a centralized team and overseen by an Investment Committee.