Herbert Findeisen III is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at Sagepoint, Next Financial Group, Inc., and Commonwealth Financial Network. He is also a notary public and the owner of Baker Street Financial Services LLC. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization tools, and a complex affiliate network that includes broker-dealer and RIA relationships.

James Battle IV is a CFP® with 14 years of industry experience, currently advising at Cetera in Rockville, MD. His prior roles include financial planning and consulting with several organizations focused on federal employee benefits. Outside of his advisory work, he is involved in educational consulting and provides general education on federal benefits through multiple independent contracting roles. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Roni Murshed is a financial advisor at Wells Fargo Advisors with 24 years of industry experience. He holds the Series 66 designation and has previously worked at Morgan Stanley Private Bank and Morgan Stanley. Outside of his advisory role, he owns AML Capital Advisors, LLC, a separate investment-related business. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad array of planning options including retirement, education, and specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with various financial product offerings and referral channels.

Tracy Bush is a financial advisor with LPL Financial in Frederick, MD, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. Prior to joining LPL Financial in 2025, Bush worked at Grove Point Investments, LLC and Grove Point Advisors, LLC from 2021 to 2025, and at H. Beck, Inc. from 2002 to 2021. Bush also has an ongoing temporary employment with the Buffalo Bills since 2019. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of investment adviser representatives. The firm supports individuals, retirement plan participants, banks, trust companies, and institutions with a range of financial planning and investment management solutions.

Kristopher Cotton is a Financial Consultant currently working at Fidelity Investments since 2024. He has held financial advisory roles since 2016, including positions as Partner and Financial Advisor at Clarity Wealth Plan (2022-2024) and Financial Advisor at North Florida Wealth Advisors (2016-2022). Cotton focuses on understanding his clients' priorities and assisting them in developing tailored financial plans. Outside of his professional work, he has interests in food, football, hiking, motorcycles, outdoor adventures, and traveling.

Analili Kilroy is a financial advisor at Raymond James Financial with a Series 66 designation and five years of industry experience. Her career includes roles at Raymond James affiliates since 2020 and prior positions in the hospitality sector at The Ritz Carlton Hotel, Mandarin Oriental DC, and Marriott International. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutional entities. The firm uses comprehensive risk profiling and modeling tools to tailor non-discretionary planning and encourages implementation through various advisory programs, supporting a wide network of advisors and specialized services such as municipal advising and SIMPLE IRA consulting.

Andre Mcdonald is a financial advisor with LPL Financial in Urbana, MD, holding a Series 66 designation and 25 years of industry experience. He has worked at LPL Financial since 2009, following roles at Citigroup Global Markets and Legg Mason Wood Walker, Incorporated. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with tools such as machine learning for operational and research assistance.

John Gracyalny is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 35 years of industry experience. His prior roles include long-term positions at Financial Advantage Associates, Inc., and Securian Financial Services. He is also a partner at Financial Advantage Tax LLC, an accounting firm. Cetera Investment Advisers LLC is a national SEC-registered adviser that serves individual, retirement plan, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform featuring affiliated and third-party managers.

Kelli Waclawski is a financial advisor at Charles Schwab with 10 years of industry experience and holds Series 63 and Series 66 licenses. Her prior roles include positions at BancWest Investment Services, Bank of the West, and TD Ameritrade. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Kenneth Root is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 licenses, and has 38 years of industry experience. He has been with RBC Capital Markets Corporation since 2009. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs featuring discretionary and non-discretionary portfolio management, tailored to each client’s risk profile and utilizing a combination of in-house and third-party investment managers.

Emaida Avenilla is a financial advisor at Edward Jones in Germantown, MD, holding the CFP® and Series 63 designations with five years of industry experience. Prior to joining Edward Jones in 2021, she worked at EMA Insight LLC and Kaiser Permanente. She has also engaged in audit testing and potential tax preparation through Integrity Audit & Tax, LLC. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Madison Lilly is a financial advisor at Edward Jones in Frederick, MD, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, Madison worked in roles at Iron Rooster and the University of Maryland College Park. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory programs with approximately $1.01 trillion in assets under management. The firm is notable for its extensive network of financial advisors and branch offices, as well as a variety of discretionary and non-discretionary investment strategies and affiliated financial services.

Mark Corbett is a CFA® charterholder with the Series 66 designation and has 10 years of industry experience. He has been with Edward Jones in Gaithersburg, MD since 2015. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Alexander Groff is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he served as a Financial Consultant from 2019 to 2022 and as an Investment Consultant from 2018 to 2019, all within Fidelity Investments. In his role, Alexander works closely with clients to develop customized financial plans tailored to their unique family needs. He emphasizes forming strong client relationships and aims to be a primary trusted advisor by maintaining trust, reliability, and competency. Further information about his education, credentials, personal interests, or community involvement was not provided.

Kevin Gallagher is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and having 20 years of industry experience. Prior to joining LPL Financial in 2025, he spent 18 years at Lincoln Investment Planning Inc. He is also the author of the publication *IS YOUR FINANCIAL ADVISOR FAILING YOU?* LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and technology tools.

Jason Turnbull is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 20 years of industry experience. He has previously worked at firms including Cetera, Merc-Capital, Richmond Financial Group, and Raymond James Financial Services Advisors. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning, as well as specialized services like business-owner transition and special-needs analysis. Advisors use Wells Fargo research and tools to develop tailored recommendations, with implementation options available through the firm's brokerage or advisory programs.

Annie Davis is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. She holds the Series 66 designation and previously worked at Merrill for 18 years before joining Wells Fargo Advisors in 2020. In addition to her advisory role, she is a co-trustee for the Davis Wealth Management LLC 401(k). Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce, with tailored recommendations developed using proprietary research and planning tools.

Debra Russell is a financial advisor at Morgan Stanley with 32 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 certifications. Outside of her financial career, she is an author of a young adult novel titled *The Eye of the Goddess*. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved planning tools.

Robert Buttarazzi is a financial advisor at Stifel with 34 years of industry experience. He has held his current position at Stifel Nicolaus since 2008. Outside of his advisory role, he serves as Golf Chairman for the Lido Civic Club, where he organizes an annual golf tournament to raise funds for scholarships. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, offering brokerage and investment advisory services. The firm utilizes a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

Samuel De La Cruz is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Grove Point Advisors, H. Beck, and Alexander Capital, among others. Outside of his advisory role, he is involved with Medallion Financial Group and Safe Money Concepts LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and various advisory tools.