Jason Scarborough is a financial advisor at Empower Advisory Group with 28 years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Empower Advisory Group, he worked for T. Rowe Price Investment Services for 16 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders, offering services integrated with Empower’s recordkeeping and administrative platforms.

Sucharu Arora is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has been with SunTrust Advisory Services and related affiliates since 2013. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs both discretionary and non-discretionary approaches, leveraging third-party platforms and AI-enabled research tools to support manager selection and investment oversight.

Earl Choi is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 registrations and has five years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, Merrill Edge, Merrill, and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The service is tailored to individual investors and households with retirement goals and includes telephone access to advisors supported by an interactive online planning tool.

Skyler Hutcheson is a financial advisor at CWM, LLC with five years of industry experience. He holds a Series 65 credential and previously worked at FAI Wealth Management and Carson Group. Outside of his advisory role, Hutcheson serves as a board member of the Central Maryland Chamber of Commerce. CWM, LLC is an SEC-registered investment adviser that serves a diverse client base including individuals, high-net-worth families, foundations, and institutions. The firm employs a discretionary investment approach using model portfolios, combining fundamental and technical analysis with third-party sub-advisors and customization tools.

Frances Makino is a financial advisor at Independent Financial Group, LLC with 38 years of industry experience. She holds Series 63 and Series 66 credentials and previously worked at Commonwealth Equity Services, Inc. for 33 years. Makino also teaches a personal finance course through Howard County Parks & Recreation. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a nationwide network of Investment Adviser Representatives.

Jean Espinosa Barrientos is a financial advisor with Bankers Life Advisory Services, Inc. in Gaithersburg, MD. She holds Series 63 and Series 65 registrations and has two years of industry experience. Prior to joining Bankers Life Advisory, she worked at Merrill and Raymond James & Associates, Inc., among other firms. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to create tailored asset allocations and manage portfolios across various securities.

Benjamin Hostetler is a financial advisor at Integrity Alliance, LLC with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Lion Street Financial, Commonwealth Financial Network, and Virtus Wealth Solutions. Hostetler is also the owner of Hostetler Financial LLC, a financial advisory firm. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers portfolio management, financial planning, and various program options, utilizing multiple platforms and investment approaches to support a broad client base.

Sergio Gutierrez Carballido is a financial advisor at T. Rowe Price Advisory Services, Inc. with six years of industry experience. He holds Series 63 and Series 66 credentials. His prior work history includes roles at Fis and ClearOne Advantage, LLC. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The service is designed for individual investors and households with investable assets generally starting at $250,000 and includes ongoing financial plans and annual reviews.

Isaac Lee is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining T. Rowe Price, he worked in positions at Chubby Cattle and &Pizza. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management, serving individual investors and households with an emphasis on proprietary mutual funds and ETFs.

Christopher Riolo is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds the Series 66 designation and previously worked at Austin Pharmacy and Medical Supplies and Johnston & Murphy. Riolo has been with T. Rowe Price since 2021. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households. Their approach uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning, retirement income projections generated with Monte Carlo simulations, and tax-aware portfolio management.

Danielle Szikman is a Series 65-licensed advisor with Mariner, where she has worked since 2026. Prior to joining Mariner, she held roles at T. Rowe Price and Allegis Group. She has experience connected to University of Maryland Hillel and involvement with educational institutions. Mariner serves a broad mix of clients, including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement consulting, and coordinated tax and family office services. The firm utilizes discretionary, customized portfolios supported by in-house research and third-party managers, with a notable integration of tax and accounting services uncommon for firms of its size.

Harrison Malone is a financial advisor with PNC Wealth Management, holding a Series 66 designation and two years of industry experience. Prior to joining PNC Investments LLC in 2025, he worked at Equitable Advisors and has held various roles outside the financial sector, including positions at a middle school, a country club, and a butcher shop. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution that uses algorithm-driven risk assessment and manages investments via mutual funds and ETFs.

James Williamson is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily at T. Rowe Price, with a one-year tenure at The Marshall Financial Group LLC. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management, primarily serving individual investors and households. The firm uses model allocations invested in proprietary T. Rowe Price mutual funds and ETFs, applying asset-location logic, tax-aware rebalancing, and Monte Carlo simulations in their planning approach.

William Sterling III is a financial advisor with Commonwealth Financial Network in Columbia, MD, holding a Series 66 designation and 25 years of industry experience. His prior work includes 13 years at PNC Investments Inc. and three years at Cypress Wealth Management. Outside of his advisory role, he is the owner of Sterling III Capital, LLC, a commercial real estate management entity. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and manages about $212.7 billion in client assets. The firm provides a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, third-party asset manager access, and custody and clearing services.

Charles Beal is a ChFC® credentialed financial advisor with 29 years of industry experience. He has been with Truist Advisory Services since 2016, having previously worked at SunTrust Investment Services. Truist Advisory Services offers investment consulting and advisory services to individuals, business clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary manager relationships and utilizes third-party platforms and AI-enabled research tools to support its investment approach.

Lauren Rathsack is a financial advisor at Wealthspire Advisors with a Series 65 designation and one year of industry experience. Prior to joining Wealthspire Advisors in 2025, she worked at Janney Montgomery Scott and InFocus Financial Advisors. She is involved with the Baltimore Estate Planning Council. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, nonprofits, and trustees, offering wealth management, financial planning, and trust administration services. The firm employs a customized, relationship-driven approach with institutional-style asset allocation and utilizes a variety of investment vehicles and third-party platforms to manage client portfolios.

Daniel Chukwu is a financial advisor at T. Rowe Price Advisory Services, Inc. with two years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining T. Rowe Price, he worked at TEKsystems and has experience in education at Morgan State University and Parkdale High School. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households, emphasizing model portfolios and electronic client engagement.

Kristopher Kell is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has worked with T. Rowe Price entities since 2007, including his current role at T. Rowe Price Advisory Services starting in 2026. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm employs tax-aware strategies and an online planning tool with Monte Carlo simulations to support client goals.

Mitchell Le Page is a financial advisor at Creative Planning with a Series 66 designation and one year of industry experience. His prior roles include positions at T. Rowe Price and Wells Fargo Bank. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that combines low-cost indexing and buy-and-hold strategies with selective private market exposure, managing approximately $295.6 billion in client assets.

Louis Glantz is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Commonwealth Financial Network since 2010, including his current role starting in 2026. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, supported by extensive operations, technology, and compliance infrastructure.