Thomas Semanek is a financial advisor with PNC Wealth Management in Lancaster, PA, holding a Series 66 designation and 15 years of industry experience. He has been with PNC Investments since 2011. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only, employee pilot digital discretionary account that uses algorithm-driven risk assessment and invests via approved model strategies managed by PNC or third-party strategists.

Justin Kratzer is a financial advisor with Integrity Alliance, LLC, holding a Series 65 designation and seven years of industry experience. He has operated Kratzer Advisory Group, LLC since 2017 and serves as a Reserve Artillery Officer in the United States Marine Corps. Integrity Alliance supports a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing a variety of portfolio strategies and custodial platforms.

Trysten George is a financial advisor with Commonwealth Financial Network in Lancaster, PA. He holds the Series 66 designation and has two years of industry experience. His prior work includes roles at The Vanguard Group, Inc., LPL Enterprise, LLC, and The Prudential Insurance Company of America. Outside of finance, he has experience operating a lawn care business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a range of managed-account programs, access to third-party asset managers, and custodial services, with portfolios implemented through both in-house and outsourced strategies.

Jean Good is a financial advisor with Janney Montgomery Scott in Lancaster, PA, holding a Series 66 license and 18 years of industry experience. She has been with Janney Montgomery Scott since 2007. Outside of her advisory role, she manages rental properties through an LLC. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, providing brokerage services, financial planning, consulting, and a variety of advisory programs.

Hugh Hoke III is a financial advisor at Janney Montgomery Scott with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets Corporation and City National Bank prior to joining Janney Montgomery Scott in 2026. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a range of brokerage services, financial planning, consulting, and advisory programs.

Paul Mulholland is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Private Advisor Group, LLC. His prior experience includes a 25-year tenure at The Vanguard Group and a period at LPL Financial. In addition to his advisory role, he is an assistant professor teaching accounting, economics, corporate finance, and personal finance at Lancaster Bible College. Private Advisor Group, LLC manages over $41 billion across more than 135,000 client relationships, offering portfolio management, financial planning, and retirement plan consulting to individuals, trusts, estates, charitable organizations, and corporate clients. The firm employs a variety of investment strategies and supports access to third-party asset managers and technology platforms.

Donald Thomas is a financial advisor at Janney Montgomery Scott with 34 years of industry experience. He has held his current position since 2008 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the oversight committee of National Ambucs, Inc., a nonprofit supporting physical and occupational therapy. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

John Lauer II is a financial advisor with Equitable Advisors in Lancaster, PA, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has worked at Equitable Advisors since 1999 and previously spent 11 years at Karr Barth Financial Planning, Inc. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party asset managers and LPL programs. The firm operates a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Michael Gillett is a CFP® and Series 66-registered financial advisor with Edward Jones in Lancaster, PA, where he has worked since 2008. He has 17 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Price is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entity since 2005. Outside of his advisory role, he has involvement in real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficient strategies to produce written recommendation reports. The firm’s approach includes algorithmic automation with oversight and emphasizes the use of affiliated investment products.

Kanon Ream is a financial advisor at OSAIC with six years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2025, Ream was associated with Good Life Advisors, LLC and LPL Financial LLC. Outside of OSAIC, Ream serves as a Senior Financial Strategist for Faithward Advisors. OSAIC provides services to a broad range of clients, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes various advisory platforms and tools to construct diversified portfolios across multiple asset classes, offering both discretionary and non-discretionary management options.

Scott Long is a financial advisor with OSAIC who holds a Series 66 designation and has 14 years of industry experience. His prior roles include positions at SagePoint Financial, American Wealth Strategy Group, Securian Financial Services, and The Prudential Insurance Company of America. In addition to his advisory work, he is the owner of American Wealth Strategy Group, a fixed insurance business. OSAIC serves a diverse client base ranging from individual investors to institutional clients, offering integrated brokerage and advisory services with a focus on asset allocation and portfolio construction using tools such as risk tolerance assessments and automated rebalancing.

Jennifer Lowden is a financial advisor with LPL Financial in Quarryville, PA, holding a Series 66 designation and 16 years of industry experience. She has been with LPL Financial since 2017 and previously worked at Joann Fabric and Craft. In addition to her advisory role, she is a Notary Public who notarizes forms for clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large national network. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with research and technology support.

Peter Kelly is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including PNC Investments, Truist, Prudential Insurance Company of America, and White Rose Wealth Management. Kelly is based in Harrisburg, PA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.

Kelly Trach is a financial advisor with Morgan Stanley in Lancaster, PA, holding the CFP® and Series 66 designations and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010 and Morgan Stanley Private Bank, National Association since 2015. Outside of financial advising, Trach is a partner in Harper London Enterprise, an infrared fitness studio in Denver, Pennsylvania. Morgan Stanley Wealth Management provides a wide range of advisory and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by advanced modeling tools and offers both retail and institutional investment solutions.

James Reinhart Jr. is a financial advisor at RBC Capital Markets with 15 years of industry experience. He holds a Series 66 designation and has been associated with RBC Capital Markets since 2008, with an additional role at City National Bank since 2021. He serves on the Board of Directors for the Warwick Education Foundation, where he is involved in strategic planning and prospecting activities. RBC Wealth Management, a division of RBC Capital Markets, provides a wide range of advisory and brokerage services to individual investors, institutions, corporations, and charitable organizations, offering customized portfolio management through various programs and leveraging both in-house and third-party investment resources.

Davis Smith IV is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following three years at Wells Fargo Advisors LLC. Outside of his advisory role, he has operated Detailing Professional Services since 2001. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical among large institutional advisers.

Douglas Shank is a financial advisor with Morgan Stanley in Lancaster, PA, holding a Series 63 designation and 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been affiliated with Morgan Stanley Smith Barney and Citigroup Global Markets since 2009 and 2006, respectively. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide array of advisory programs including tailored financial planning. The firm employs a structured planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Jorge Gonzalez Jr. is an International Wealth Advisor at Merrill Lynch Wealth Management. He specializes in providing tailored financial strategies to clients, focusing on their individual goals, time horizons, and risk tolerance. His work includes portfolio and liability management with an emphasis on tax-efficient lifetime retirement income. Jorge serves high-net-worth families through all phases of wealth accumulation, preservation, and transfer. He holds a Bachelor's degree with double majors in finance and marketing from the University of Florida. Jorge also earned the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute, taught in conjunction with the Yale School of Management. Additionally, he holds the Certified Exit Planning Advisor (CEPA) and Personal Investment Advisor (PIA) designations. Outside of his professional responsibilities, Jorge participates in community civic organizations including Be the Light, Habitat for Humanity, and Kiwanis. He is active in his alumni associations and enjoys a range of personal interests such as baseball, biking, boating, camping, golfing, scuba diving, and traveling.

Brian Beversluis is a financial advisor with Raymond James Financial in Lancaster, PA, holding Series 63 and Series 66 credentials and 10 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Bank. Outside of his advisory work, he is involved with CatScratch Reader, an activity he has engaged in since 2020. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored non-discretionary planning and analytical tools to support client goals and maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.