Sheryl Oswald is a financial advisor at Janney Montgomery Scott with 10 years of industry experience. She holds the CFP® and Series 66 credentials and has worked at Janney since 2020. Prior to that, she was with Morgan Stanley and Morgan Stanley Private Bank from 2016 to 2020. Outside of her advisory role, she owns a business called The Gold Gathering and serves as a board member of the Rotary Club of Paradise, in addition to participating in the Christian Women's Club in Lititz. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients and provides brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Kilie Smith is a financial advisor at Savant Wealth Management with three years of industry experience. Smith holds a Series 65 designation and has worked at Savant Wealth Management since 2023, previously employed at Domani Wealth. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, retirement plan consulting, and family office services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates, supported by affiliated entities offering accounting, legal, and trust services.

Jonathan Lipshutz is a CFP® professional with two years of industry experience, currently affiliated with Savant Wealth Management in Lancaster, PA. His prior experience includes roles at Relaxing Retirement Coach, Inc., Cambridge Bancorp, US Bancorp, and Ranstad. Savant Wealth Management serves a diverse client base including individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm’s investment approach combines evidence-based, model-driven asset allocation with actively managed strategies and sub-advised mandates, supported by centralized resources and affiliated entities providing accounting, legal, and trust services.

Laura Jacobs is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and six years of industry experience. She has worked at Janney Montgomery Scott in multiple periods since 2017 and has prior work experience at firms including Stifel Nicolaus and various roles outside the financial sector. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, and institutional sponsors, offering brokerage, financial planning, and advisory services through a combination of in-house and third-party portfolio management.

Kevin Worm is a financial advisor with Truist Advisory Services, holding Series 66, Series 63, and Series 65 licenses and four years of industry experience. His prior work includes roles at Truist Bank and Citizens Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and employs technology-driven research alongside supervisory oversight for manager selection and portfolio reviews.

Jessica Malone is a Series 66-licensed financial advisor with five years of industry experience. She is currently with TLG Advisors, Inc. and has held roles at The Leaders Group Inc., Raymond James Financial Services Advisors, Inc., and Fulton Insurance Group. Malone also serves as a Senior Vice President Wealth Advisor at Fulton Bank and Fulton Insurance Services Group. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, providing investment supervisory and portfolio management, financial and estate planning, and ERISA fiduciary services.

Thomas Semanek is a financial advisor with PNC Wealth Management in Lancaster, PA, holding a Series 66 designation and 15 years of industry experience. He has been with PNC Investments since 2011. PNC Wealth Management provides retail brokerage and advisory services through several model-based programs, including an invitation-only, employee pilot digital discretionary account that uses algorithm-driven risk assessment and invests via approved model strategies managed by PNC or third-party strategists.

Justin Kratzer is a financial advisor with Integrity Alliance, LLC, holding a Series 65 designation and seven years of industry experience. He has operated Kratzer Advisory Group, LLC since 2017 and serves as a Reserve Artillery Officer in the United States Marine Corps. Integrity Alliance supports a diverse client base including individuals, charitable organizations, corporations, and retirement plans through a network of 164 independent advisers. The firm provides continuous asset management, financial planning, retirement plan consulting, and access to third-party manager programs, employing a variety of portfolio strategies and custodial platforms.

Trysten George is a financial advisor with Commonwealth Financial Network in Lancaster, PA. He holds the Series 66 designation and has two years of industry experience. His prior work includes roles at The Vanguard Group, Inc., LPL Enterprise, LLC, and The Prudential Insurance Company of America. Outside of finance, he has experience operating a lawn care business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm provides a range of managed-account programs, access to third-party asset managers, and custodial services, with portfolios implemented through both in-house and outsourced strategies.

Jean Good is a financial advisor with Janney Montgomery Scott in Lancaster, PA, holding a Series 66 license and 18 years of industry experience. She has been with Janney Montgomery Scott since 2007. Outside of her advisory role, she manages rental properties through an LLC. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plans, charitable organizations, and municipal clients, providing brokerage services, financial planning, consulting, and a variety of advisory programs.

Hugh Hoke III is a financial advisor at Janney Montgomery Scott with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets Corporation and City National Bank prior to joining Janney Montgomery Scott in 2026. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients through a range of brokerage services, financial planning, consulting, and advisory programs.

Donald Thomas is a financial advisor at Janney Montgomery Scott with 34 years of industry experience. He has held his current position since 2008 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he serves on the oversight committee of National Ambucs, Inc., a nonprofit supporting physical and occupational therapy. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse range of clients including individuals, families, trusts, corporate and retirement plans, and charitable organizations, offering brokerage, financial planning, consulting, and various advisory programs.

John Lauer II is a financial advisor with Equitable Advisors in Lancaster, PA, holding Series 63 and Series 65 designations and 27 years of industry experience. He has worked at Equitable Advisors since 1999 and was also affiliated with AXA Advisors, LLC for 21 years. From 2010 to 2021, he was associated with Karr Barth Financial Planning, Inc. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset management programs, utilizing both proprietary and third-party investment solutions delivered through a network of Investment Adviser Representatives.

Michael Gillett is a CFP® and Series 66-registered financial advisor with Edward Jones in Lancaster, PA, where he has worked since 2008. He has 17 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment options, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ryan Price is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entity since 2005. Outside of his advisory role, he has involvement in real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service targeted at individuals near or in retirement who meet certain asset criteria, combining research, modeling, and tax-efficient strategies to produce written recommendation reports. The firm’s approach includes algorithmic automation with oversight and emphasizes the use of affiliated investment products.

Lisa Mc Henry is a CFP®-credentialed financial advisor with 11 years of industry experience. She is currently with Cetera and has previously worked with Everence Trust Company and Concourse Financial Group Securities Inc. Outside of her advisory role, she serves as a notary public in Mount Joy, Pennsylvania, and holds power of attorney responsibilities for a family member. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, utilizing both affiliated and unaffiliated managers across numerous program structures.

Kanon Ream is a financial advisor at OSAIC with six years of industry experience and holds a Series 66 designation. Prior to joining OSAIC in 2025, Ream was associated with Good Life Advisors, LLC and LPL Financial LLC. Outside of OSAIC, Ream serves as a Senior Financial Strategist for Faithward Advisors. OSAIC provides services to a broad range of clients, including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm utilizes various advisory platforms and tools to construct diversified portfolios across multiple asset classes, offering both discretionary and non-discretionary management options.

Scott Long is a financial advisor with OSAIC who holds a Series 66 designation and has 14 years of industry experience. His prior roles include positions at SagePoint Financial, American Wealth Strategy Group, Securian Financial Services, and The Prudential Insurance Company of America. In addition to his advisory work, he is the owner of American Wealth Strategy Group, a fixed insurance business. OSAIC serves a diverse client base ranging from individual investors to institutional clients, offering integrated brokerage and advisory services with a focus on asset allocation and portfolio construction using tools such as risk tolerance assessments and automated rebalancing.

Jennifer Lowden is a financial advisor with LPL Financial who holds a Series 66 designation and has 16 years of industry experience. She has been with LPL Financial since 2017. Outside of her advisory work, she is a licensed notary public and notarizes forms for clients. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management services, including access to third-party asset managers and institutional platforms, supporting a broad range of investment strategies.

Peter Kelly is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including PNC Investments, Truist, Prudential Insurance Company of America, and White Rose Wealth Management. Kelly is based in Harrisburg, PA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers these services alongside affiliated brokerage, distribution, and investment management capabilities.