Gavin Flowers is a financial advisor at OSAIC with one year of industry experience. He holds the CFA® designation and the Series 66 license. Prior to joining OSAIC and Wealth Management Services, Inc., he worked at J.P. Morgan Chase & Co. for several years. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and investment advisory services with access to multiple advisory platforms and third-party money managers. The firm employs advanced asset-allocation tools and supports both discretionary and non-discretionary portfolio management.

David Edwards is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 44 years of industry experience, including prior roles at LPL Financial, Cadaret, Grant & Co., Inc., Hancock Capital Management, Inc., and Princor Financial Services Corporation. He is also president of David M Edwards & Associates Financial Services, Inc. and serves as a board member of the Brownstone Masonic Temple in Hershey, PA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individual investors, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, using a range of portfolio management approaches and both proprietary and third-party strategies.

Todd Martin is a CFP® with 20 years of experience in the financial services industry. He currently works at OSAIC and has prior experience with American Portfolios Financial Services Inc, Commonwealth Financial Network, and Videre Wealth Management. In addition to his advisory role, he is involved with Teacher Benefit Strategies, where he performs paraplanning and operational support tasks. OSAIC serves a diverse client base including individual, high-net-worth, pension, and corporate clients through a large network of financial advisers. The firm offers a range of investment advisory and brokerage services, utilizing asset-allocation tools and third-party solutions to manage portfolios across multiple asset classes.

John Mccoy II is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes over a decade at Securities America Advisors and Securities America, Inc., as well as running his own advisory business for 30 years prior to joining LPL Financial. He is also a commissioned notary in the state of Pennsylvania. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual investors, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and institutional solutions, providing both discretionary and non-discretionary portfolio management supported by model portfolios and research.

Sheila Stotler is a financial advisor with MassMutual Investors Services in Lancaster, PA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She previously worked at Brinker Capital Securities, Inc. for 21 years before joining MassMutual in 2021. Outside of her advisory role, she serves as an executor of an estate and works as a structured settlement insurance agent. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, using firm-approved software tools to support collaborative, annual planning engagements.

Michael Dieter is a financial advisor with LPL Financial in Lancaster, PA, holding a Series 66 designation and 23 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing research from LPL and third-party subadvisors to support diversified investment strategies.

Peyton Reider is a financial advisor at Ameriprise with three years of industry experience. He holds the Series 66 credential and previously worked at Equitable Advisors. Outside of finance, he has experience in the restaurant industry and has been involved with C&S Towing and Recovery since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Patrice Hoenninger is a CFP® certificant with 26 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. since 2009. Hoenninger is also associated with Fulton bank and works as a financial advisor with Fulton Financial Advisors in Lancaster, PA. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients, using risk profiling and analytical tools for tailored, non-discretionary advice. The firm supports a broad advisor network and has unique affiliations in municipal advisory and specialized retirement plan consulting.

David Bender is a financial advisor at Primerica Advisors with seven years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica since 2018. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliates of Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and separately managed account options to individual and high-net-worth clients, structured as a wrap-fee solution rather than institutional plan management.

Robert Balasavage is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Kenneth Shedleski is a financial advisor with LPL Financial in Elizabethtown, PA, holding a Series 63 designation and 38 years of industry experience. His prior roles include positions at Grove Point Investments, Grove Point Advisors, and H. Beck, Inc. He is also involved with Aspen Home Improvements, an outside business unrelated to investment advisory. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and a variety of technology-driven investment strategies.

Kevin Parker is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory work, he is involved in an entertainment-related activity started in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Alex Bardales is a financial advisor with Thrivent Investment Management in Lititz, PA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at Thrivent Financial, Equity Services Inc, National Life Group, Eagle Strategies (NY Life), and New York Life insurance company. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of advisors, focusing on goal-based analyses and broad planning topics without including implementation. The firm offers an integrated option combining planning with managed accounts, while maintaining separate services and not serving institutional portfolio management or adviser selection mandates.

Brandi Eager is a financial advisor at RBC Capital Markets with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has been with RBC Capital Markets since 2008. Outside of her advisory role, she serves on the board of a local dog park association, focusing on fundraising activities. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers tailored investment programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services.

Jonathan Heller is a financial advisor at RBC Capital Markets with 27 years of industry experience and holds a Series 66 designation. He has worked at RBC Capital Markets since 2008 and has also been affiliated with City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a broad client base including individual investors, institutional clients, and charitable organizations. The firm offers multiple advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Audrey Myer is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Raymond James Financial Services Advisors since 2025. Her prior experience includes roles at Cetera and Masland & Barrick Advisory. She is a board member and investment committee member for a nonprofit organization and acts as a trustee for a family trust. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using advanced analytical tools and supports clients through advisory programs and institutional consulting.

John Phillips is a financial advisor at Raymond James Financial with 20 years of industry experience. He holds the Series 66 designation and has been with Raymond James Financial Services since 2006. Phillips is also a 20% equity partner in DDMP Investment Advisors, a separate support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and supports its clients through a broad network of advisors and affiliated firms.

Stephen Stackhouse is a CFP®-certified financial advisor with LPL Financial, where he has worked for 15 years. He has 30 years of industry experience. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Trent Crider is a financial advisor at Morgan Stanley in Lancaster, PA, holding a Series 66 credential with five years of industry experience. Prior to joining Morgan Stanley, he worked at MML Investors Services and Mass Mutual Life Insurance Company. Outside of his advisory role, he is a partner in Eminent Fitness 87, a wholesale distribution business. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery processes and model-based planning tools.

Anthony Essis is a financial advisor with Ameriprise in Lancaster, PA, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Essis serves on the boards of CPN Breakthrough, Greystone Manor Therapeutic Riding Center, and Lancaster Catholic High School. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining proprietary research, modeling, and tax-efficient strategies to deliver personalized recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.