Richard Schwarz is currently serving as Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2025. He has over 25 years of experience in the financial services industry, including roles as Vice President, Financial Consultant at Fidelity Investments from 2015 to 2025, Account Executive at Fidelity Investments from 2010 to 2015, Financial Consultant at Chase Investment Services from 2007 to 2010, and Financial Consultant at WM Financial Services from 1999 to 2007. Prior to his financial career, he served as a Naval Officer. Throughout his career, Richard has focused on providing clients with straightforward answers and prudent guidance to support their financial peace of mind. He holds insurance licenses in Arkansas and California.

Anthony Cisneros is a financial advisor with Wells Fargo Advisors in Fort Collins, CO, holding a Series 66 designation and 15 years of industry experience. His prior firms include LPL Financial and Waddell & Reed, Inc. He has also been involved with community organizations such as the United Way of Larimer County and the Hope for Children Foundation. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options including retirement, education, and wealth-transfer planning. The firm uses proprietary research and planning tools to develop tailored recommendations delivered through both meetings and written summaries.

Ralph Shinn is a financial advisor with Equitable Advisors in Fort Collins, CO, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked at Clear Path Advisors and AXA Advisors. Outside of his advisory role, he serves as treasurer for The Fort Recovery, Inc., a nonprofit organization. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a variety of investment programs, including third-party managers and proprietary models, to tailor solutions based on clients’ risk tolerance and needs.

Austin Kelly is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 21 years of industry experience. He previously worked at Triad Advisors Inc. and Cosner Financial Group, LLC. Kelly is also an Associate at The Compass Wealth Group in Fort Collins, CO. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and organizations. The firm uses tailored, non-discretionary planning supported by analytical tools and maintains unique municipal and public-finance affiliations.

Kevin Dunnigan is a CFP® professional affiliated with LPL Financial in Loveland, Colorado, with 42 years of industry experience. He worked at Investment Centers of America, Inc. for 31 years before joining LPL Financial in 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Alexander Fridley is a financial advisor at LPL Financial in Fort Collins, CO, holding a Series 66 designation with two years of industry experience. His prior work includes roles at Broadridge, Rocket Mortgage, and US Bank. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Hayden Lowry is a financial advisor with LPL Financial who holds Series 63 and Series 66 designations and has eight years of industry experience. He has worked at LPL Financial since 2015 with additional experience at OppenheimerFunds and Points West Community Bank. Lowry also produces a blog and newsletter focused on basic personal finance education. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a range of customizable investment strategies and operational tools.

Oscar Maldonado is a financial advisor at J.P. Morgan Securities with a Series 66 designation and three years of industry experience. He has been associated with J.P. Morgan Securities since 2022 and has a longer tenure with JPMorgan Chase Bank dating back to 2007. Outside of his advisory role, Maldonado is involved in real estate as an owner and partner in multiple investment properties. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Haynes Worthen is a Financial Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he gained experience within the same company as an Investment Consultant from 2022 to 2023, a Planning Consultant in 2022, and a Financial Representative from 2021 to 2022. Before joining Fidelity Investments, Worthen worked at Mountain America Credit Union as a Loan Officer from 2017 to 2019 and as a Teller in 2017. His professional focus is on building meaningful and trusting relationships to assist clients in creating financial plans that support their personal goals. Worthen's background encompasses various facets of financial services, including investment consulting, financial planning, and lending. Outside of his professional work, Worthen has interests in baseball, camping, family activities, football, golf, and outdoor adventures.

Jose Cabrera Jr. is a financial advisor at Edward Jones with 16 years of industry experience. He holds the CFP® designation and Series 66 license and has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory strategies, tax-efficient services, and affiliated investment products through a nationwide network of over 23,700 advisors.

Jonathan Mintle is a CFP® and holds a Series 66 license, with 11 years of industry experience. He has been with Edward Jones since 2015, working in their Fort Collins, CO office. Outside of his advisory role, he maintains rental properties in Colorado Springs and Fort Collins. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management and a nationwide network of more than 23,000 financial advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Tyler Dellinger is a financial advisor at Raymond James Financial with one year of industry experience. He holds the Series 66 designation and previously spent 12 years at Loveland Classical School. He is also involved with Dellinger Wealth Management, where he supports back office, compliance, and investment-related activities. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, institutions, and charitable organizations. The firm uses analytical tools and tailored strategies to align with client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Phillip Hansen is a financial advisor at Primerica Advisors with 19 years of industry experience. He holds the Series 63 and Series 65 designations and has been associated with Primerica Financial Services and PFS Investments, Inc. since 2007. Hansen also owned and operated Phil Hansen Studio LLC from 2007 to 2024. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-based investment strategies and discretionary portfolio management supported by third-party managers and custodians.

Aaron Henrichsen is a Financial Consultant at Fidelity Investments, where he works directly with clients to develop comprehensive financial plans and guide them in achieving their financial goals. As a Certified Financial Planner (CFP®), he emphasizes planning, coaching, and education in his professional practice. He began his role at Fidelity Investments in 2023. Aaron holds a California Insurance License, which supports his work in financial consulting. Outside of his professional activities, Aaron engages in personal interests such as board games, hiking, military service, parenthood, reading, and running.

Bradford Kidd is a financial advisor with LPL Financial in Fort Collins, CO, holding a Series 66 designation and 11 years of industry experience. His prior experience includes roles at Waddell & Reed, Inc and various insurance carriers associated with W&R Insurance Agencies. He is also a partner in CPA Group of The Rockies, a tax preparation and accounting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Chris Roach is a Financial Consultant I at Fidelity Investments, where he collaborates with clients and their families to develop comprehensive financial plans that align with their priorities. In his current role, he focuses on building relationships grounded in trust, transparency, and ongoing collaboration to support informed decision-making and help clients work towards their financial goals. Chris has been with Fidelity Investments since 2015, gaining experience in various positions such as Managed Solutions Consultant, Senior Portfolio Specialist, Workplace Planning Consultant, Investment Solutions Representative, High Net Worth Financial Representative, and Financial Representative. These roles have contributed to his expertise in financial planning and portfolio management. Outside of his professional career, Chris has interests in fitness, golf, parenthood, pets, snowboarding, and traveling.

Jeffrey Losh is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and bringing 21 years of industry experience. He has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2004. Outside of his advisory role, he serves as an assistant JV baseball coach at Loveland High School. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on broad financial planning topics without portfolio management or discretionary trading authority. Their approach includes holistic, goal-based analyses and offers an option to combine planning with managed accounts under a consolidated billing program called “WealthPlan.”

Matthew Markle is a CFP® professional with 11 years of industry experience, currently serving at Edward Jones since 2015. He is based in Fort Collins, CO. Outside of his advisory role, he has an affiliation with The Steamboat Grand, a real estate business in Steamboat Springs, CO. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a nationwide network of financial advisors and branch offices.

Trevor Fielder is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked for Geronimo Productions as an independent contractor providing seasonal freelance video production and editing. His earlier career includes six years with Hirschbach Motor Lines and several roles connected to Oklahoma State University and its athletics department. Fidelity’s Strategic Advisers LLC division offers investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also provides fund advisory services and manages model portfolios delivered through intermediary platforms.

Patrick Bell is a financial advisor with Edward Jones in Loveland, Colorado, holding a Series 66 designation and having 10 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm has a nationwide network of financial advisors and branch offices, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products under a fiduciary standard.