Ronald Dobro is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 credential. He has 38 years of industry experience and has been with Cambridge Investment Research Advisors since 2005. He also has experience with Oak Park Advisors-College Consultants and Cambridge Investment Research, Inc. Outside of his advisory role, he is an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing multiple custody platforms and both proprietary and third-party investment strategies.

Russell Spitz Jr. is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank since 2015, as well as at Citigroup Global Markets since 1994. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market simulations.

Dante Abbas is a financial advisor at Edelman Financial Engines with a Series 65 designation and one year of industry experience. His prior work includes roles at First Energy Corporation and the Ohio Public Employees Retirement System. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios and serves a large client base through advisor-led and online platforms.

Douglas Shodd Jr. is a financial advisor with Ameriprise in Canfield, OH, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2019, he held positions at Trivium Packaging, Exal Corporation, Arconic Inc., and Alcoa. Outside of his advisory role, Shodd is the sole owner of Shodd CPA LLC and serves on the Board of Directors for Salem Regional Medical Center. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Douglas Thorpe is a financial advisor at Stifel with 32 years of industry experience. He has been with Stifel since 2009 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved in community service as a member of the Boardman Rotary Club finance committee and serves on the board of the Salvation Army, where he currently holds the position of president. Stifel serves a broad range of clients, including individuals, institutional investors, and nonprofit organizations, providing brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group. The firm offers fee-based financial planning and engages in municipal-market activities alongside affiliated trust companies and banks.

Spencer Smith is a financial advisor at Cetera with a Series 66 credential and one year of industry experience. Prior to joining Cetera, he worked at Duncan Financial Group and has diverse experience including roles in education and retail. He is also a basketball coach for the Boardman Local School District. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and third-party managers.

Carl Garrison is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Chase Bank since 2015, joining J.P. Morgan Securities LLC in 2023. Prior to his current roles, he was involved in property management from 2008 to 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Diane Ross is a financial advisor with Ameriprise in Canfield, Ohio, holding a Series 66 designation and 19 years of industry experience. She previously worked at Stifel and UBS Financial Services before joining Ameriprise. Outside of her advisory role, she manages a personal maintenance and business expenses company, Dangico LLC. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research and modeling to deliver tailored, tax-efficient withdrawal strategies and income recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.

Hannah Ritchie is a financial advisor at Ameriprise with a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, she worked in education roles at Warren City Schools and Canton City Schools, and attended Youngstown State University. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

John Chahine is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 25 years of industry experience. His prior roles include positions at Merrill and Bank of America. He serves on the advisory board of St. Maron Catholic Church in Youngstown, Ohio. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Hayden Dattilio is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Youngstown State. Outside of finance, he is involved in the restaurant industry as a server and bartender at Belleria Pizza and Restaurant. Equitable Advisors serves a broad range of clients including individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of advisers, utilizing both proprietary and third-party investment solutions.

Megan Schmucker is a financial advisor with Morgan Stanley in Canfield, Ohio, holding a Series 66 designation and three years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Progressive Casualty Insurance Company, First National Bank, Schroedel Scullin & Bestic LLC, and Youngstown State University. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research, managing approximately $2.74 trillion in client assets.

Diane Evans is a financial advisor with Edward Jones in Minerva, Ohio, holding a Series 63 designation and 21 years of industry experience. She has been with Edward Jones since 2004. Outside of her advisory role, she is a part owner of a rental property, which is managed by her husband. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including various types of households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Kurt Hurdley is a financial advisor with Morgan Stanley in Canfield, Ohio, holding a Series 66 designation and six years of industry experience. His career includes roles at Morgan Stanley Private Bank and MassMutual, among others. Morgan Stanley Wealth Management serves both individual and institutional clients, offering various advisory programs and tailored financial planning services supported by structured tools and modeling techniques.

Sandra Baylor is a financial advisor with Cetera, holding a Series 63 designation and 23 years of industry experience. She has worked at Cetera since 2006 and is also president of Baylor Services, Inc., a tax and accounting firm founded in 2014. Outside the financial sector, she owns Sandolay, Inc., a business specializing in small crafts and handmade novelty items, and is a member of the Youngstown Warren Regional Chamber. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors. The firm serves individual and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Elizabeth Van Dyke is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation and seven years of industry experience. She has worked with Ameriprise since 2018 and previously held roles at The Ohio State University and Intellectual Wealth Group. Van Dyke is a member of the Hudson Garden Club Planning Committee, where she assists with organizing fundraising events to support community beautification and scholarships. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, notable for its Ameriprise Premier Retirement Income service, which provides personalized retirement-income planning through a centralized team using proprietary research and tools.

Howard Hargate III is a Senior Financial Advisor and Senior Portfolio Manager at Merrill Lynch Wealth Management. He began his career in financial services in 2013 and has developed a practice centered on disciplined, goal-oriented wealth management. Howard specializes in building diversified portfolios aligned with client objectives, balancing growth, income, and capital preservation with an emphasis on risk management and flexibility. He holds a Bachelor's degree with a double major in Finance and Accounting from Youngstown State University, where he served as President of the Student Investment Club. Howard also earned an MBA in Finance from Nova Southeastern University. His professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC), reflecting his expertise in fiduciary oversight and retirement planning. Howard is qualified to manage client assets on a discretionary basis through personalized investment strategies incorporating equities, fixed income, Merrill model portfolios, and third-party strategies. Outside of his professional work, he resides in Canfield, Ohio with his family and enjoys activities such as working out, golf, and hunting.

John Messina is a CFP®-credentialed financial advisor at Edward Jones with 28 years of industry experience, including 26 years at Edward Jones. He is based in Alliance, Ohio. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Valerie D'apolito is a financial advisor with Edward Jones, holding a Series 63 license and bringing 24 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices, offering a range of discretionary and non-discretionary investment strategies and affiliated investment products.

Howard Vari is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 45 years of industry experience. He previously worked for Wells Fargo Advisors Financial Network LLC for 10 years before joining LPL Financial in 2019. Vari is also a notary public in Poland, Ohio. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, using a combination of discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.