Nicole Opie is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. She worked at UBS Financial Services from 2017 to 2020 before joining Ameriprise in 2020. Outside of her advisory role, she sells personally taken stock landscape photography online. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm’s approach involves a centralized service team and integrates investment research and algorithmic tools, operating within a product ecosystem that includes affiliated sub-advised options.

Tyson Toner is a financial advisor at Edward Jones with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley/E*TRADE Capital Management, Toner Financial LLC, and Fidelity Investments. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

David Burns is a financial advisor with Edward Jones in Farmington, UT, holding Series 63, Series 65, and Series 66 credentials and 32 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Julio Valdez Rodriguez is a financial advisor at Fidelity with four years of industry experience. He holds a Series 66 designation and has worked at Fidelity Investments since 2021. Prior to his advisory career, he was involved with Rosa's Pupuseria y Taqueria for seven years. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

James Smith is a financial advisor with Ameriprise Financial Services LLC in Ogden, Utah, holding Series 63 and Series 66 credentials and bringing 23 years of industry experience. Prior to joining Ameriprise in 2026, he worked at Raymond James Financial and Christofferson & Palmer, among other firms. He is also the owner of J. Scott Smith Inc., a support company based in Ogden. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Ralph Allen is a financial advisor at OSAIC with 40 years of industry experience. He holds the ChFC® designation alongside Series 63 and Series 65 licenses. His prior roles include positions at Woodbury Financial Services INC, Securities America Advisors, Inc., and Sunset Financial Services, Inc. In addition to advising, he is involved in insurance services through his agency roles at Whittenburg Wealth Management and Keystone Strategies. OSAIC serves a diverse client base, including retail and institutional investors, offering a range of brokerage and advisory services supported by a model-based investment process. The firm is notable for its scale, multi-affiliate structure, and comprehensive platform capabilities.

Tyson Cave is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. His career includes roles at JPMorgan Chase Bank, N.A. from 2011 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria within a structured framework.

Skyler Hardman is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior roles include positions at SVB Wealth, Silicon Valley Bank, and Key Bank. He is also involved with Legacy Financial Strategies in Layton, Utah, where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and utilizes analytical tools to support client goals, with services that include municipal and public finance advisory work.

Dan Johnston is a Series 66-licensed financial advisor with Edward Jones in Clinton, UT, where he has worked for 13 years. His experience is solely with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a large national network of advisors and branch offices.

Rebecca Kussee is a financial advisor with Primerica Advisors in Layton, Utah, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has been with Primerica Advisors since 2011 and has prior experience with the Davis County Health Department. Kussee is also involved with Crusader Training Centers, Inc., serving as owner and vice president. Primerica Advisors offers a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery investment strategies supported by third-party asset managers and custodial services.

Diane Allen is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 39 years of industry experience. Her prior roles include positions at Fidelity Brokerage Services, Strategic Advisers, and CUSO Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, wrap and model portfolio programs, and access to third-party asset managers, supporting advisors with various investment strategies and technology tools.

Kevin Salvatierra Castillo is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His prior work includes roles at Bank of America, J.P. Morgan, and Wells Fargo. Outside of advising, he also works part-time as a delivery contractor for companies such as DoorDash, Uber, and Walmart’s Spark Driver service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Spencer Taggart is a financial advisor with LPL Financial, holding a Series 66 designation and bringing eight years of industry experience. Prior to joining LPL Financial in 2025, he worked for nine years at Cuso Financial Services, LP. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by a large network of investment adviser representatives.

Stanley Brown is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 45 years of industry experience. He has been associated with LPL Financial since 1989 and operates Brown Financial Services, which he founded in 1990. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Kade Johnson is a financial advisor with Edward Jones in Clinton, UT. He holds a Series 66 designation and has one year of industry experience. Prior to joining Edward Jones, he worked in pest control and had roles with Weber State University and the Utah Youth Soccer Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of managed strategies and advisory services, supported by a large nationwide network of financial advisors and branch offices.

Amy McKenzie is a financial advisor with LPL Financial in Layton, UT, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, she worked at BMO Bank N.A. for 18 years. She also serves as a notary in addition to her advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, and institutional platforms, supported by a large network of advisors and extensive operational tools.

Shannon Fowler is a financial advisor at OSAIC with 16 years of industry experience. She holds Series 63 and Series 66 designations and has previously worked at firms including Morgan Stanley, Ameriprise Financial Services, and MassMutual Life Insurance Company. Fowler serves as a director of the Ketenbrink Education Foundation, a nonprofit focused on training and improving standards in the metal building construction industry. OSAIC Wealth serves a broad range of clients including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of advisory and brokerage services supported by model-based asset allocation and portfolio optimization tools.