Kevin Kaminski is a financial advisor at Edward Jones in Flossmoor, Illinois, holding a Series 66 designation with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.

Brandi Restle is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, also working at JPMorgan Chase Bank since 2006. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Kenneth Youga is a financial advisor with Ameriprise who holds Series 63 and Series 65 credentials and has 36 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with significant investable assets. The firm provides written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies, using a combination of research, modeling, and algorithmic automation to support its advisory process.

James Mulkey is a financial advisor with Edward Jones in Munster, IN, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. He has been with Edward Jones since 1983. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a nationwide network of more than 23,700 financial advisors.

Gabriela Minotti is a financial advisor with OSAIC, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Woodbury Financial Services and the City of Chicago. Outside of her advisory work, she is president of a legal services corporation providing estate planning. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party solutions to manage portfolios across multiple investment types.

Howard Struble is a financial advisor at Stifel with 60 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2009. Outside of his advisory role, he serves as a board member of the Porter County Airport. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services based on proprietary investment analysis and allocation methodologies.

Eric Himmel is a financial advisor with Thrivent Investment Management, holding Series 65 and Series 63 licenses and bringing 14 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2012. Outside of his advisory role, he has served as a past president and board member of a Lions Club, engaging in community service and civic activities. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial plans without discretionary trading authority. The firm offers integrated planning combined with managed-account options under a consolidated billing program called WealthPlan.

Jeff Radivan is a financial advisor at Ameriprise with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Ameriprise and its affiliated entities since 2005. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored Recommendation Reports. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Jack Dehaven is a financial advisor with LPL Financial, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, he worked for AstraZeneca LP for 15 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by model portfolios and research.

Robert Heitz is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He has experience in various capacities within Fidelity, including Investment Consultant and Planning Consultant positions, demonstrating his involvement in multiple aspects of financial advising and client planning. Prior to joining Fidelity, he worked as a Financial Advisor Assistant at Heartland Investment USA from 2021 to 2023. Throughout his career, Robert has focused on guiding clients toward financial clarity and confidence by leveraging his knowledge and Fidelity's resources. He emphasizes building strong client relationships and fostering collaboration to help individuals and families make informed decisions, reduce financial stress, and work toward long-term prosperity. Outside of his professional work, Robert enjoys hiking, movies, museums, outdoor adventures, skiing, and table tennis.

Amber Gonsiorowski is a financial advisor with Thrivent Investment Management based in Crown Point, IN, holding a Series 66 credential and two years of industry experience. Her prior experience includes roles at Edward Jones, Modern Woodmen of America, and Thrivent Financial. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering goal-based analyses and planning without portfolio management or discretionary trading authority. Their services include a consolidated billing option that integrates planning with managed-account programs while maintaining them as separate engagements.

Patrick Hedge is a financial advisor at Edward Jones with 16 years of industry experience. He has been with Edward Jones since 2009 and holds a Series 66 designation. Outside of his advisory role, Hedge serves as a licensed Indiana High School Athletic Association basketball referee and is president of the Winfield Chamber of Commerce. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large national network of financial advisors and branch offices.

Paula Betts is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 28 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Thomas Van Dellen is a financial advisor with Cetera who holds a Series 66 designation and has 10 years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Waddell & Reed Inc. Outside of his financial career, he serves as president of the Kiwanis Club of Frankfort and vice president of the Frankfort Chamber of Commerce, and he has worked as a basketball official since 1993. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a variety of investment programs and portfolio management options, supporting more than 10,000 advisors and overseeing over $256 billion in assets.

Michelle Rachford is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on developing personalized wealth management strategies tailored to clients' individual financial goals and adapting to changing market conditions. Michelle leverages investment insights from Merrill and banking services from Bank of America to provide comprehensive financial solutions. She holds professional designations as a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Michelle earned a High School Diploma from Merrillville High School. In addition to her professional work, Michelle is engaged in community service and dedicates time to volunteering with local organizations, reflecting the Merrill tradition of community involvement.

Michael Barenie is a financial advisor with LPL Financial, holding a Series 66 credential and one year of industry experience. Prior to joining LPL Financial, he worked at firms including Edward Jones and TopBloc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting with both discretionary and non-discretionary management options.

Cory Lazart is a financial advisor at Stifel with 12 years of industry experience and holds a Series 66 designation. He has been with Stifel Nicolaus since 2013. Outside of his advisory role, he is an owner of MFOC, LLC, a rental property business. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes proprietary methodologies developed by its Investment Strategy Group to inform asset allocation and planning analyses.

Randall Minas is a CFP® with 50 years of industry experience, currently serving as a financial advisor at Stifel since 2017. Prior to joining Stifel, he worked at City Securities Corporation from 2009 to 2017. He serves as president of the Minas Foundation, a nonprofit organization, and holds multiple board roles at Indiana State University, including membership on the Board of Trustees and its finance and investment committees. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jeff Miller is a financial advisor with J.P. Morgan Securities in South Chicago Heights, IL, holding Series 63 and Series 66 licenses. He has 10 years of industry experience, including roles at JPMorgan Chase Bank, N.A. since 2013 and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a structured process that includes quantitative asset-allocation modeling, centralized manager due diligence, and an ESG eligibility framework. The firm delivers its services on a non-discretionary basis, with clients retaining final decision-making authority.

Kevin Ribordy is a Wealth Management Advisor with Merrill Lynch Wealth Management, having joined the firm as a Financial Advisor in 2014. Based in Northwest Indiana, he works with clients in the Chicagoland area to help them achieve their financial goals. Kevin provides objective advice to high-net-worth individuals and families, focusing on risk management and risk mitigation through portfolio construction as part of their financial planning. Kevin holds a Bachelor of Science degree in Mechanical Engineering from Purdue University. He is a CERTIFIED FINANCIAL PLANNER (CFP) certificant awarded by the Financial Planner Board of Standards, Inc., and also holds the Personal Investment Advisor (PIA) designation. His expertise includes family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income planning. In addition to his professional work, Kevin is actively involved in his community. He serves as President of Union Township Dollars for Scholars, Vice President of Family House of Valparaiso, and coaches for Union Township Robotics. His personal interests include camping, running, and woodworking.