David Grossnickle is a financial advisor with Ameriprise in South Bend, IN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior experience includes roles at LPL Financial and Old National Bank, where he worked for over a decade each. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized, algorithm-supported process to deliver tailored retirement income recommendations.

Thomas Polaski is a CFP®-designated financial advisor with Ameriprise in Mishawaka, IN, bringing 41 years of industry experience. He has been with Ameriprise and its predecessor firms since 1984. Outside of his advisory role, he is involved with Summit Resources, LLC, where he manages administrative and financial tasks. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven recommendations and tax-efficient strategies. The firm offers a broad array of advisory, brokerage, and insurance solutions through its institutional platform.

Bernard Packard II is a CFP® professional with 26 years of experience in the financial industry, currently serving at Raymond James & Associates since 2009. He participates on the finance and investment committee of the LaSalle Council BSA nonprofit and is the head coach for boys and girls cross country, as well as an assistant track coach for distance events, at South Bend Riley High School. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets. The firm offers wealth advisory planning, investment consulting, and institutional services to a diverse client base, including individuals, pension plans, corporations, and government entities.

Jonathan Hampton is a financial advisor with Edward Jones in South Bend, IN, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014 and also serves in public roles with the City of South Bend and the Indiana High School Athletic Association, where he officiates basketball games. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is notable for its large network of advisors and integrated financial services.

Greg Emmack is a financial advisor with Cetera, holding a Series 66 designation and bringing 22 years of industry experience. He has worked at Cetera and its affiliated entities since 2017 and previously was with KeyBank and Key Investment Services. Outside of his advisory role, he serves as a committee member on the Memorial Endowment Committee at Trinity Lutheran Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, supported by over 10,000 advisors and $256 billion in assets under management.

Robb Dejonge is a financial advisor with LPL Financial in South Bend, IN, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has worked with LPL Financial since 2018 and previously with Cetera Advisor Networks for five years. Dejonge also has a longstanding affiliation with Notre Dame Federal Credit Union since 2012. Outside of his advisory role, he is involved in tax preparation and accounting services as well as operating an insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options, leveraging research from multiple sources and various portfolio strategies.

Jason Coffman is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates, Inc. and Jhfn Sii. Outside of his advisory role, he operates a sole proprietorship focused on the sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual investors, pension plans, and corporations, offering integrated brokerage and advisory services along with financial planning and managed account solutions. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios tailored to clients' risk tolerances and investment preferences.

Jill Mchenry is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held positions at Morgan Stanley since 2018, previously working at Wells Fargo Clearing and Wells Fargo Advisors LLC. She holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to assist clients in financial decision-making.

Shirley Myers is a financial advisor at Ameriprise with 37 years of industry experience. She holds a Series 63 designation and has been with Ameriprise since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Matthew Urbanski is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Minnesota Life Insurance Company, Securian Financial Services, Shoemaker Financial, and Preusski, LLC. Outside of his advisory work, Urbanski serves on religious organization committees in South Bend, Indiana. Cetera Investment Advisers LLC operates as an SEC-registered multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial consulting services with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Matthew Kahn is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He joined Merrill in 1993 and specializes in strategies to assist high net-worth families and business owners in pursuing their financial goals while simplifying wealth complexities. His areas of expertise include family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, personal retirement planning, philanthropic planning, portfolio management services, as well as individual and corporate investment strategy and retirement income. Matthew earned his Bachelor's Degree from Indiana University. He holds the Certified Private Wealth Advisor® certification obtained in 2017 and the Certified Plan Fiduciary Advisor® certification achieved in January 2019. Over the years, he has been recognized on the Forbes "Best-in-State Wealth Advisors" list for seven consecutive years, including 2025, and as part of the Forbes "Best-in-State Wealth Management Teams" in 2023 through 2026 as a member of Kahn, Ruthrauff & Associates. He is engaged in his community and serves on several boards and committees such as the Civic Center Board of Managers, Downtown South Bend Inc, and South Bend Civic Theatre. Matthew is involved with local organizations including Stanley Clark School, South Bend Venue Parks and Arts, and Wellfield Botanical Gardens. He was born and raised in South Bend, attended Stanley Clark School, Clay High School, and Indiana University. Matthew and his wife, Janine, have one daughter. His personal interests include golfing, reading, skiing, surfing, tennis, and spending time with his family.

Scott Smith is a financial advisor with Ameriprise Financial Services, holding a Series 63 credential and over 34 years of industry experience. He has worked at Ameriprise Financial Service, LLC since 1991 and was with Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory practice, Smith serves on two nonprofit boards in Indiana. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Andrew Hyduk is a CFP® and holds a Series 66 license, with eight years of experience in the financial industry. He has worked at Edward Jones since 2018 and previously was involved with Legends Sales & Marketing, LLC, as well as operating as an independent contractor for 15 years. Outside of his advisory role, he serves as a referee and umpire for Indiana High School basketball, baseball, and football games. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with more than $1 trillion in assets under management. The firm offers a range of investment advisory programs and maintains a large nationwide network of advisors and branch offices.

Daniel Mceachern is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 19 years of industry experience. His prior roles include 12 years at JP Morgan Securities and one year at Ingnite Advisory Partners. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a diverse client base, including individuals, pension plans, corporations, and municipal entities, with a notable presence in municipal and public finance services.

Stephanie Heinze is a Financial Advisor at Merrill Lynch Wealth Management in South Bend, Indiana. She is a CERTIFIED FINANCIAL PLANNER® professional and Chartered Retirement Planning Counselor™ with over nine years of experience. Stephanie works with individuals, families, and business owners to develop personalized, goal-based wealth management strategies that focus on growing, protecting, and transferring wealth across generations. In her role, Stephanie specializes in designing and implementing customized retirement plans for business owners, aligning their business growth with employee financial well-being. She holds licenses in both investments and insurance, enabling a comprehensive approach that includes retirement planning, education funding, risk management, and legacy strategies. Prior to joining financial services, Stephanie served five years in the U.S. Army, including a tour in Iraq. Stephanie earned her bachelor's degree from Central Michigan University and her MBA from Auburn University. She lives in St. Joseph, Michigan with her two children and participates in community service through her active membership in the Women's Service League.

Nathan Fisher is a financial advisor at Osaic with 23 years of industry experience. He holds Series 63 and Series 65 registrations and has worked at Osaic since 2018, prior to which he was with Signator from 2002 to 2018. Outside of his advisory role, Fisher volunteers for a local political campaign. Osaic Wealth, Inc. serves a diverse clientele including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizes advanced asset-allocation tools, and provides access to multiple third-party money managers and managed account platforms.

Clayton Pyfer is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at LPL Financial, Notre Dame Federal Credit Union, and Wells Fargo affiliates. Outside of his advisory role, he is a partner at Pyfer Properties LLC. Morgan Stanley Wealth Management offers a wide array of advisory programs to individuals and institutional clients, focusing on tailored financial planning using structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Dane Blue is a financial advisor with Wells Fargo Advisors in Elkhart, IN, holding a Series 66 designation and seven years of industry experience. He has been with Wells Fargo in various capacities since 2009. Outside of his advisory role, he owns a go-kart racing team called Twin Turbo Racing LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services for business owners, sports and entertainment professionals, and other niche groups.

Austin Eakins is a financial advisor with Morgan Stanley in Mishawaka, IN, holding Series 63 and Series 66 licenses and two years of industry experience. His prior work includes positions at Old National Bank and Northwest Bank. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers a broad range of investment and planning services.

Kristen Jones is a financial advisor with Primerica Advisors in Elkhart, Indiana. She holds Series 63 and Series 65 licenses and has two years of industry experience. Prior to her current role, she worked at August Mack and TriZetto Provider Solutions, and earlier was employed at Indiana State University and Lindbergh High School. Outside of advising, she owns Jones-E & Associates LLC, an investment-related business serving Primerica purposes. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and a limited number of separately managed accounts to individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily on a percentage-based wrap fee structure.