Brett Hosney is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding a Series 66 designation and 17 years of industry experience. He has been with Citizens Securities since 2017 and previously worked at VOYA Financial Advisors and Voya Financial from 2014 to 2017. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Brandon Aglietti is a financial advisor with Bankers Life Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to his current role, he worked at Ameriprise and was employed at Wind Watch Golf and Country Club for four years. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals. The firm uses a combination of fundamental, technical, and cyclical analysis to provide tailored portfolio management and investment consulting.

Brendon Fausset is a financial advisor with Eagle Strategies (NY Life) holding Series 63 and Series 65 licenses and has three years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company, along with five years at Atlantic Custom Builders. Eagle Strategies serves a diverse client base including individuals and institutions, providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple advisory programs and focuses on tailoring solutions to client objectives, with a significant portion of its assets managed on a non-discretionary basis.

Gian Carlo Rossi is a financial advisor at Citizens Securities, Inc. with four years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Fidelity Investments and Equity Management. Prior to his financial services career, he was employed at Bally's Twin River Casino for six years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating under the ownership of Citizens Bank, N.A.

James Osullivan Jr. is a financial advisor with Commonwealth Financial Network, holding the ChFC® designation and Series 63 and 65 licenses, with 51 years of industry experience. He has worked at Commonwealth and James V. O'Sullivan since 2007. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a variety of advisory programs and services including wealth management and retirement plan consulting. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to its affiliated advisors.

Philip Cadden Jr. is a financial advisor at Citizens Securities, Inc. in Johnston, RI, with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2019, following six years at CCO Investment Services. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs alongside brokerage and insurance services, with advisory options that have included a digital advisory program utilizing proprietary algorithms and a Managed Account program.

Travis Sousa is a financial advisor at Citizens Securities, Inc. with 20 years of industry experience. He holds the Series 66 designation and has been with Citizens Securities since 2010. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and managed account services, operating as both a broker-dealer and an insurance agency.

Brendan Flaherty is a CFP® with 22 years of industry experience, currently with Janney Montgomery Scott. Prior to joining Janney, he worked at Merrill and Bank of America. He serves as an adjunct professor at Bryant University, teaching investment theory and managing the Certified Financial Planning program there. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a broad client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple wrap/advisory programs.

Christopher Obrien is a financial advisor at Citizens Securities, Inc. with 15 years of industry experience. He holds the Series 66 designation and has previously worked at Citizens Bank, Eagle Strategies (NY Life), NYLIFE Securities LLC, and New York Life Insurance Company. Outside of his advisory role, Obrien serves as Treasurer for the Rotary Club of Bourne-Sandwich and is President of the Blue Shutters Condominium Association, both nonprofit organizations. Citizens Securities serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides a digital advisory program and a Managed Account program while operating as a broker-dealer and insurance agency.

Theodore Rampini III is a financial advisor with Citizens Securities, Inc., holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His work history includes multiple roles at Citizens Securities and Citizens Bank, as well as experience at Santander Securities and Santander Bank. Outside of his advisory work, he owns the Textovert app, which involves managing technology. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm provides a digital advisory program with ETF-based portfolios and a Managed Account program alongside its broker-dealer and insurance operations.

Patrick Hurley is a Series 66-licensed advisor at Citizens Securities, Inc. with seven years of industry experience. Before joining Citizens Securities in 2020, he worked at Merrill and Bank of America. Outside of his advisory role, he volunteers as a youth soccer coach for a U12 recreational league. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory platform and a Managed Account program, operating as both a broker-dealer and insurance agency.

John Pigeon is a financial advisor at OSAIC Institutions, Inc. with 31 years of industry experience. He holds the Series 63 and Series 65 designations and has been affiliated with Infinex Investments, Inc. and The Community Bank since 2007. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating a hybrid adviser/broker-dealer model with both discretionary and non-discretionary account management.

Mohamed Elhannawi is a financial advisor at Citizens Securities, Inc. with three years of industry experience. He holds the Series 65 and Series 63 designations. Prior to joining Citizens Securities, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities for four years. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both discretionary and non-discretionary programs, including a proprietary Digital Advisory Program and Managed Account program.

Luisa Salazar is a financial advisor with Citizens Securities, Inc., holding a Series 66 designation and five years of industry experience. Her prior roles include positions at Bank of America, Merrill, and PFS Investments Inc. Outside of her advisory work, she has experience in hospitality and entertainment industries. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering both advisory and brokerage services with a focus on managed accounts and a digital advisory program.

Daniel Fitzmaurice is a financial advisor at Citizens Securities, Inc. with 18 years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Santander Securities, Santander Bank, and Merrill. Fitzmaurice also served in the U.S. Coast Guard Reserve for 20 years. Citizens Securities serves a diverse retail client base including individual and high-net-worth investors, offering investment advisory, brokerage, and insurance services. The firm’s advisory programs include a digital advisory platform managed in partnership with SigFig and a separate Managed Account program.

Susan Beard is a financial advisor at Janney Montgomery Scott with Series 63 and Series 66 registrations and 31 years of industry experience. She has worked at Janney Montgomery Scott since 2017 and previously spent 11 years at Merrill. Janney Montgomery Scott LLC manages approximately $110 billion in client assets and serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients. The firm provides brokerage services, financial planning, consulting, and multiple advisory programs, combining in-house portfolio management with third-party managers across various platforms.

Matthew Smolko is a financial advisor at Citizens Securities, Inc. with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Merrill, Bank of America, and Santander Securities. Outside of his advisory role, he manages a rental property in Clinton, Massachusetts. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Christopher De Rouin is a CFP® and holds a Series 66 license with seven years of industry experience. He is currently with Commonwealth Financial Network and has prior experience at Morgan Stanley, Decisive Wealth Management, Citizens Securities, Inc., and Kahn, Litwin, Renza & Co., Ltd. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and both individual and institutional clients. The firm offers a range of managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Seth Desautel is a financial advisor with AE Wealth Management, LLC based in Warwick, RI. He holds Series 63 and Series 65 licenses and has six years of industry experience. Prior to joining AE Wealth Management in 2021, he worked at Merrill Lynch and Merrill Edge from 2016 to 2018 and was involved with Massie DeMarco as a general contractor. He is also active with Massey and Associates, Inc., where he serves as an investment advisor. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base that includes individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes discretionary model portfolios and a combination of fundamental, technical, and cyclical investment strategies to manage approximately $49.8 billion for over 127,000 clients.

Tia Finn is a financial advisor at Eagle Strategies (NY Life) with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Eagle Strategies, she worked at Riverview Capital Advisers, LLC and The Colony Group, and has held roles at Liberty Mutual Insurance. She is also a part-time student at Boston University pursuing financial planning. Eagle Strategies serves a diverse client base including individuals, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm offers financial planning, investment management, and retirement plan advisory services, emphasizing tailored recommendations delivered through multiple program types and primarily managing assets on a non-discretionary basis.