William Strafford is a financial advisor with LPL Financial in South Bend, IN, holding the CFP® designation and Series 63 and 65 licenses. He has 37 years of industry experience, including 15 years at LPL Financial and over 20 years with 1st Source Bank. He is Senior Vice President of 1st Source Bank Wealth Advisory Services and serves as president and board member of 1st Source Insurance, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and proprietary research to support diversified investment strategies.

Rachel Rose is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. She has worked at Merrill since 2019 and previously held positions at Manpower and Diamond Resorts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jason Dillenbeck is a financial advisor with LPL Financial in South Bend, IN, holding Series 65 and Series 63 licenses and possessing 12 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Afa (Okc) from 2013 to 2019 and has been involved with Notre Dame Federal Credit Union since 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a variety of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

Cindy Gretschmann is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has previously worked at Signator Investors, Inc. and John Hancock Financial Network. Outside of her advisory role, she serves on the boards of the South Bend Symphony Orchestra and Beacon Medical Group, contributing her perspective to nonprofit organizations. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services supported by advanced asset allocation tools and multiple advisory platforms.

Joseph Baier is a financial advisor with Edward Jones in Elkhart, IN, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 19 years of industry experience and has been with Edward Jones since 2006. Outside of his advisory role, he owns a real estate holdings company, JB Real Estate Holdings LLC, involved in the management of commercial property. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment solutions, and affiliated services through a nationwide network of financial advisors and branch offices.

Matthew Grabner is a financial advisor with LPL Financial in South Bend, IN, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. His prior roles include positions at Cuna Brokerage Services, Inc. and Teachers Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios, research, and various investment strategies across discretionary and non-discretionary management styles.

Nicholas Powers is a financial advisor with Ameriprise in Galien, MI, holding Series 63 and Series 65 credentials and 13 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2012. Ameriprise provides a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, emphasizing the use of Ameriprise-managed accounts and employing algorithmic automation overseen by a Retirement Income Oversight Committee.

Griffin Borst is a CFP® credentialed financial advisor with six years of industry experience, currently serving clients at Edward Jones in Elkhart, IN since 2019. His prior work includes roles at Region 8 Marion School District, Farmers Insurance, and Taylor University. Outside of advising, he is involved in managing an Airbnb rental property. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, notable for its extensive national advisor network and comprehensive advisory programs that include discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products.

Gregory Matthews is a financial advisor at Stifel with 21 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Stifel since 2017, following eight years at City Securities Corporation. Matthews serves as a board member of Newton Park, a sports park in Lakeville, Indiana. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and financial planning analyses.

David Grossnickle is a financial advisor with Ameriprise in South Bend, IN, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior experience includes roles at LPL Financial and Old National Bank, where he worked for over a decade each. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in a centralized, algorithm-supported process to deliver tailored retirement income recommendations.

Thomas Polaski is a CFP®-designated financial advisor with Ameriprise in Mishawaka, IN, bringing 41 years of industry experience. He has been with Ameriprise and its predecessor firms since 1984. Outside of his advisory role, he is involved with Summit Resources, LLC, where he manages administrative and financial tasks. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven recommendations and tax-efficient strategies. The firm offers a broad array of advisory, brokerage, and insurance solutions through its institutional platform.

Bernard Packard II is a CFP® professional with 26 years of industry experience, currently serving at Raymond James & Associates since 2009. He is based in South Bend, IN, and holds Series 63 and Series 65 licenses. Outside of his advisory role, he contributes as a finance and investment committee member for LaSalle Council BSA and is the head coach for boys and girls cross country as well as an assistant track coach at South Bend Riley High School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by various portfolio management styles and affiliated research.

Jonathan Hampton is a financial advisor with Edward Jones in South Bend, IN, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2014 and also serves in public roles with the City of South Bend and the Indiana High School Athletic Association, where he officiates basketball games. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and is notable for its large network of advisors and integrated financial services.

Greg Emmack is a financial advisor with Cetera, holding a Series 66 designation and bringing 22 years of industry experience. He has worked at Cetera and its affiliated entities since 2017 and previously was with KeyBank and Key Investment Services. Outside of his advisory role, he serves as a committee member on the Memorial Endowment Committee at Trinity Lutheran Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, supported by over 10,000 advisors and $256 billion in assets under management.

Robb Dejonge is a financial advisor with LPL Financial in South Bend, IN, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has worked with LPL Financial since 2018 and previously with Cetera Advisor Networks for five years. Dejonge also has a longstanding affiliation with Notre Dame Federal Credit Union since 2012. Outside of his advisory role, he is involved in tax preparation and accounting services as well as operating an insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services with both discretionary and non-discretionary management options, leveraging research from multiple sources and various portfolio strategies.

Jason Coffman is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Royal Alliance Associates, Inc. and Jhfn Sii. Outside of his advisory role, he operates a sole proprietorship focused on the sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including individual investors, pension plans, and corporations, offering integrated brokerage and advisory services along with financial planning and managed account solutions. The firm utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios tailored to clients' risk tolerances and investment preferences.

Jill Mchenry is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held positions at Morgan Stanley since 2018, previously working at Wells Fargo Clearing and Wells Fargo Advisors LLC. She holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and models to assist clients in financial decision-making.

Shirley Myers is a financial advisor at Ameriprise with 37 years of industry experience. She holds a Series 63 designation and has been with Ameriprise since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning through a centralized consulting team.

Matthew Urbanski is a financial advisor at Cetera with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Minnesota Life Insurance Company, Securian Financial Services, Shoemaker Financial, and Preusski, LLC. Outside of his advisory work, Urbanski serves on religious organization committees in South Bend, Indiana. Cetera Investment Advisers LLC operates as an SEC-registered multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial consulting services with over $256 billion in assets under management and more than 10,000 advisors nationwide.

Matthew Kahn is a Wealth Management Advisor and Managing Director at Merrill Lynch Wealth Management. He joined Merrill in 1993 and specializes in strategies to assist high net-worth families and business owners in pursuing their financial goals while simplifying wealth complexities. His areas of expertise include family wealth management strategies, services for endowments, foundations, and non-profits, defined benefit plans, personal retirement planning, philanthropic planning, portfolio management services, as well as individual and corporate investment strategy and retirement income. Matthew earned his Bachelor's Degree from Indiana University. He holds the Certified Private Wealth Advisor® certification obtained in 2017 and the Certified Plan Fiduciary Advisor® certification achieved in January 2019. Over the years, he has been recognized on the Forbes "Best-in-State Wealth Advisors" list for seven consecutive years, including 2025, and as part of the Forbes "Best-in-State Wealth Management Teams" in 2023 through 2026 as a member of Kahn, Ruthrauff & Associates. He is engaged in his community and serves on several boards and committees such as the Civic Center Board of Managers, Downtown South Bend Inc, and South Bend Civic Theatre. Matthew is involved with local organizations including Stanley Clark School, South Bend Venue Parks and Arts, and Wellfield Botanical Gardens. He was born and raised in South Bend, attended Stanley Clark School, Clay High School, and Indiana University. Matthew and his wife, Janine, have one daughter. His personal interests include golfing, reading, skiing, surfing, tennis, and spending time with his family.