James Lukas is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been associated with various Wells Fargo entities since 2009. Outside of his advisory role, he owns and operates LUJAM LLC, a financial-related sole proprietorship. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services tailored to clients meeting a net-worth threshold. The firm provides a broad range of planning services and combines advisory offerings with other financial product sales and referral channels.

Christopher De Forest is a financial advisor with Morgan Stanley in Kingston, NY, holding Series 63 and Series 66 licenses and having eight years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2018 and previously was with National Securities Corp. De Forest is also involved with Defo LLC, which he has been affiliated with since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions. The firm’s financial planning process uses structured discovery and firm-approved tools, supporting comprehensive planning without providing individual security recommendations as part of standalone programs.

Kenneth Christman Jr. is a financial advisor at Stifel with 25 years of industry experience. He holds Series 65 and Series 66 designations and has been with Stifel Nicolaus & Co Inc since 2011. Christman serves on the Finance and Investment Committee of the Community Foundation of the Hudson Valley. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and planning.