Carol Jackson is a financial advisor at Citizens Securities, Inc. in Johnston, Rhode Island, with 23 years of industry experience. She has been with Citizens Securities since 2010 and holds Series 63 and Series 66 credentials. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, brokerage, and insurance services, and operates a digital advisory platform alongside a Managed Account program.

Max Borgus is a financial advisor at Citizens Securities, Inc. with six years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, and other firms. His background also includes nine years of service in the U.S. Army. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes both a digital advisory program with ETF-based portfolios and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Addison Wheeler is a financial advisor at Empower Advisory Group with a Series 66 designation and five years of industry experience. Prior to joining Empower, he worked at Fidelity Investments and held various roles in the car wash industry and other businesses. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Steven Kuk is a financial advisor at Citizens Securities, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Citizens Securities since 2016. Outside of finance, Kuk is actively involved in coaching soccer, serving as a private goalkeeper coach and head soccer coach at Burrillville High School. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory, brokerage, and insurance services. The firm’s advisory programs include a digital platform with ETF-based portfolios and a managed account program, operating alongside its broker-dealer and insurance activities.

Kari Rai is a financial advisor with Eagle Strategies (NY Life) holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Eagle Strategies, Rai worked at NYLIFE Securities LLC and New York Life Insurance Company. Rai is a silent partner in LCCI Global Qualifications Pvt Ltd, a training and certification organization focused on the Nepalese economy. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm emphasizes tailored recommendations and predominantly manages assets on a non-discretionary basis, working extensively with defined contribution and benefit plans as well as charitable and corporate clients.

Armand Cote III is a financial advisor with Commonwealth Financial Network and holds Series 63 and Series 65 credentials. He has 30 years of industry experience, including roles at Ameriprise and Larson, Potter, Stratton & Cote Financial. Outside of his advisory work, he is a co-owner of Harte's Home, Inc., a furniture retail business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm provides a variety of managed account programs, access to third-party asset managers, and extensive adviser support services.

John Foster is a CFP® professional with 29 years of experience at Citizens Securities, Inc. and Citizens Bank Mass. He holds Series 63 and Series 65 licenses and is based in Johnston, Rhode Island. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs, brokerage, and insurance services. The firm operates both digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

Obed Daphnis is a financial advisor at Citizens Securities, Inc. with five years of industry experience. He holds the Series 66 designation and has worked previously at firms including Merrill, Bank of America, and Prudential. Outside of his advisory role, Daphnis serves on the board of Restoration Community Church, is involved with HOPE International in Haiti, and works as a bookkeeper for a refugee relief program. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs as well as brokerage and insurance services. The firm utilizes both digital and managed account advisory solutions and operates as a broker-dealer and insurance agency.

Lawrence Flynn is a financial advisor with Oppenheimer in Providence, RI, holding Series 63 and Series 65 credentials and 37 years of industry experience. He has worked at Oppenheimer since 2007 and previously spent six years with Citigroup Global Markets. Flynn serves on the Board of Directors for Day One, a charitable organization supporting abused children, and participates in the investment committee for the Providence Public Library. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a range of investment programs and consulting services across equity, balanced, and fixed-income portfolios, with a mix of discretionary and non-discretionary advisory arrangements.

Lee Hurney is a financial advisor at Citizens Securities, Inc. with 28 years of industry experience. His prior roles include positions at Prudential Annuities Distributors, Prudential Insurance Company of America, Transamerica Capital Inc, and LPL Financial. He holds the Series 63, Series 65, and Series 66 licenses. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory, brokerage, and insurance services. The firm’s advisory programs include a digital advisory platform and a Managed Account program, and it operates as both a broker-dealer and insurance agency.

Michael Cortazzo is a financial advisor at TLG Advisors, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company. He is currently affiliated with SPG Life & Annuity and Simplicity Investments. TLG Advisors, Inc. serves a diverse client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm focuses on manager selection and monitoring, utilizing fundamental analysis and Modern Portfolio Theory to build diversified portfolios, and offers both traditional advisory services and a direct-to-consumer digital program called Starlight Portfolios.

Le Eric Daye is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds Series 65 and Series 66 licenses and has worked with TIAA-CREF since 2007, including prior experience at Beacon Pointe Advisors and its insurance services division. Outside of his advisory role, he is involved with Rodman for Kids. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, acting as adviser to a donor-advised fund and operating within a vertically integrated group utilizing affiliated funds.

Juan Pablo Rios is a Series 66-licensed financial advisor with 22 years of industry experience. He has worked at Citizens Securities, Inc. since 2019 and previously held positions at Ameriprise Financial Services, Oppenheimer & Co., and J.P. Morgan Securities. Outside of his advisory role, he is involved as an assistant property manager handling minor property repairs. Citizens Securities, Inc. serves a broad retail client base including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm operates a digital advisory program focused on ETF-based portfolios, in addition to commission-based brokerage and non-discretionary business, and is wholly owned by Citizens Bank, N.A.

Corey Caron is a financial advisor at Citizens Securities, Inc. with prior experience at Conning Asset Management and Hanover Insurance Group. He holds a Series 66 designation and has been in the industry since 2025. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and a Managed Account program, and is wholly owned by Citizens Bank, N.A.

Stephen Singmon is a financial advisor at Citizens Securities, Inc. with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2016, following a decade at Charles Schwab. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs as well as brokerage and insurance services. The firm provides advisory solutions such as a digital advisory program and a Managed Account program, while also operating as a broker-dealer and insurance agency.

Samantha Villarreal is a financial advisor with Empower Advisory Group in Providence, RI. She holds Series 63 and Series 65 licenses and has three years of industry experience. Prior to her current role, she worked at Empower Financial Services and in home health and physical therapy sectors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as retail brokerage clients. The firm’s integrated service model ties financial planning to recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within client-specific plan lineups.

Alexander Colon is a financial advisor at Citizens Securities, Inc. with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities and its affiliates since 2017. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program and a Managed Account program, operating as both a broker-dealer and insurance agency.

Matthew Casey is a financial advisor at Citizens Securities, Inc. with two years of industry experience. He holds a Series 66 designation and has worked at Citizens Securities and Citizens Bank since 2023. Outside of his advisory role, he has been involved with Refocus Inc. since 2015. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program and managed accounts, and operates as a broker-dealer and insurance agency.

William Harig is a financial advisor with TIAA-CREF in Providence, RI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior work includes roles at Horace Mann Companies and Citizens Securities, Inc., among others. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to employer retirement plans administered by TIAA. The firm offers both point-in-time financial planning and ongoing discretionary management through model portfolios and customized solutions.

Anthony Caruso Jr. is a financial advisor with Citizens Securities, Inc. in Johnston, RI, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Citizens Securities in 2026, he worked at Fidelity Investments and Equitable Advisors. Outside of finance, he has experience in entrepreneurial and recreational sectors, including operating AAA Professional Lawn Care and involvement with Johnston Recreations. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers a range of advisory and brokerage services, including a digital advisory program and managed accounts, and operates as both a broker-dealer and insurance agency.