John Reyes is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2019. He began his career in the financial services industry in 2004 and has gained extensive experience through roles at several firms, including J.P. Morgan Securities LLC and TD Ameritrade, Inc. His career path includes positions such as Financial Consultant, Financial Advisor, Investment Consultant, Personal Banker, and Financial Services Associate. John works closely with clients to develop and implement financial plans tailored to their specific goals. He emphasizes the importance of client involvement in monitoring and adjusting financial strategies over time to align with their unique objectives. Outside of his professional role, John enjoys activities such as baseball, comedy, concerts, family activities, music, and running.

Gautam Muthusamy is a financial advisor with Raymond James Financial who holds a Series 66 designation and has 13 years of industry experience. He has been associated with Baughman Capital Management and Raymond James Financial Services Advisors Inc. since 2016. Outside of advisory work, he serves as treasurer and board member of Ronald McDonald House Charities Ann Arbor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary consulting using risk profiling and analytical tools and supports a broad network of advisors with specialized municipal and employer advisory services.

Jeremiah Rupp is Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2022. In this role, he works alongside clients and his team to develop and refine tailored wealth strategies, focusing on simplifying complexity, protecting assets, and helping clients pursue their long-term financial goals. He has been with Fidelity Investments since 2015, serving in several capacities including Financial Consultant, Investment Consultant, and Investment Solutions Representative. This progression reflects his experience and expertise in wealth planning and investment consulting. Outside of his professional work, Jeremiah enjoys attending concerts, fishing, exploring food, spending time with pets, reading, and traveling.

Thai Vi Pham is a financial advisor with Robert W. Baird & Co. in Ann Arbor, MI, holding a Series 66 designation and 23 years of industry experience. Prior to joining Baird in 2018, Pham worked at Wells Fargo Clearing from 2016 to 2018 and Wells Fargo Advisors LLC from 2009 to 2016. Pham is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group provides tailored consulting and portfolio services, including discretionary and non-discretionary management, using a range of strategies from traditional allocations to complex investments.

Kevin Seegert is a financial advisor at OSAIC with over 42 years of industry experience. He holds a Series 63 designation and previously worked at Woodbury Financial Services Inc. and SII Investments Inc./Seegert & Seegert Financial Advisors. Outside of his financial career, he serves on the board of directors for Nations Light Ministry and is chairman of the board for D&P Communications. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diverse portfolios, and provides access to third-party money managers and model solutions.

Rachel Mc Govern is a financial advisor at Edward Jones in Belleville, MI, holding a Series 66 designation with three years of industry experience. Before joining Edward Jones, she worked at Romulus Athletic Center and with the Kelley Family. Edward Jones is a wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Jesse Biers is a Financial Consultant currently working at Fidelity Investments since 2021. Prior to this role, Jesse served as an Investment Consultant at Fidelity Investments in 2021 and as a Financial Consultant at E*Trade from 2016 to 2021. Jesse focuses on understanding clients' comprehensive financial situations to develop effective and lasting strategies. He aims to build strong relationships and provide thoughtful guidance tailored to clients' unique goals, helping them work confidently toward their short and long-term financial objectives. Outside of his professional work, Jesse has personal interests that include boating, camping, fishing, golf, lake activities, and motorcycles.

Bartley Gravelle is a financial advisor with Robert Baird & Co. in Ann Arbor, MI, holding Series 63 and Series 65 credentials and 43 years of industry experience. He has worked at Robert Baird & Co. since 2019 and previously with J.J.B. Hilliard, W.L. Lyons, Inc. for over 20 years. Outside of advising, he is president and owner/operator of Full Moon Farms, an agricultural business. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, discretionary and non-discretionary portfolio management, separately managed accounts, and uses a combination of manager-traded and model-traded strategies supported by internal research and technology.

Paul Noel is a financial advisor at Robert Baird & Co. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Raymond James & Associates for nine years before joining Baird. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pension and profit-sharing plans, corporations, and charitable organizations. The group offers a range of consulting and portfolio services, tailoring strategies to client goals and risk tolerances through both in-house and third-party managers.

Karla Olson Bellfi is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. since 2018. She previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. She is a board member of the Ann Arbor Area Community Foundation. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, including discretionary and non-discretionary management, using a range of investment strategies and overlay services.

John Denler Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He previously worked at Centaurus Financial, Inc. for five years before joining LPL Financial in 2021. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to various model portfolios and research.

Daniel Manwiller is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked at KLA Corporation for six years and has held positions at the University of Michigan and Nelson Floor Covering. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Nathaniel Roberts is a financial advisor with LPL Financial in Ann Arbor, MI, holding Series 63 and Series 66 credentials and ten years of industry experience. His prior roles include positions at Cetera Investment Services, The Huntington Investment Company, Citizens Securities, and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large national network of investment adviser representatives. The firm offers a range of advisory programs, including financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Stephen Fair is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. He is based in East Lansing, MI. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in modern portfolio theory. The firm’s advisory process is IPS-driven and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ojie Alofoje is a financial advisor at Merrill with five years of industry experience and holds a Series 66 designation. He has worked at Bank of America, Merrill, PNC, Turnkey, Capital Internal Medicine Associates, and Michigan State University. Alofoje is also the owner of OA Investments, an LLC focused on property acquisition and flipping. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Carmen Woskershian is a financial advisor at Robert W. Baird & Co. with 18 years of industry experience. She holds Series 66 and Series 63 designations and has worked at Robert W. Baird & Co. since 2018, following roles at Wells Fargo Clearing and Wells Fargo Advisors. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pensions, and charitable organizations. The firm employs a range of financial planning, portfolio management, and custody services, utilizing manager-traded and model-traded SMA strategies along with internal research and technology tools.

Jason Coleman is a financial advisor with Raymond James Financial Services Advisors, Inc. based in Ann Arbor, MI, holding a Series 66 designation and eight years of industry experience. Prior to joining Raymond James, he was self-employed and worked at the University of Michigan. Coleman is a partner at McLaren Wealth Strategies LLC and serves on the board and finance committee of The Ecology Center, a nonprofit organization. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofits. The firm offers tailored, non-discretionary planning using analytical tools and supports clients through various advisory programs and institutional consulting services.

Ryan Mc Govern is a financial advisor at Edward Jones with a Series 66 credential and seven years of industry experience. He has been with Edward Jones since 2018 and previously worked for 18 years with Tecumseh Public Schools. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and 15,000 branch offices.

Stephen Gerger is a financial advisor with Raymond James Financial, holding a Series 66 designation and 10 years of industry experience. He previously worked at Edward Jones for a decade before joining Raymond James in 2026. Outside of his advisory role, he serves as an assistant football coach for Mason Schools in Michigan. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports clients with analytical tools and advisory programs.

Travis Prince is a financial advisor with J.P. Morgan Securities in Belleville, MI, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Georgetown Prince Wholesale LLC, JPMorgan Chase Bank, AmeriSave Mortgage Corporation, Safeway Lending LLC, Rocket Mortgage, and Comcast. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.