Charles Brown is a financial advisor with Commonwealth Financial Network, holding ChFC® and Series 63 designations and possessing 37 years of industry experience. He has been associated with Commonwealth Financial Network since 1995 and operates Charles P. Brown d/b/a Capitol Financial Advisors since 1999. Outside of his advisory work, he serves as an expert witness providing testimony on financial planning topics. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors with a range of advisory programs and services. The firm offers operations, trading, technology, investment management, compliance, and practice-management support, allowing advisors discretion in portfolio construction and access to proprietary model portfolios and customized investment solutions.

Casey Green is a financial advisor with Money Concepts Capital Corp in Worcester, MA, holding Series 63 and Series 65 licenses and three years of industry experience. In addition to advising, Casey works as a personal trainer at Impact Fitness. Money Concepts Capital Corp is an enterprise-scale advisory firm managing approximately $4.07 billion in client assets across a broad client base including individuals, pension plans, and corporations, offering model-driven and asset-allocation investment programs with services that include both advisory and brokerage functions.

Elizabeth Hansen is a financial advisor with Empower Advisory Group holding a Series 66 designation and 10 years of industry experience. Her prior roles include positions at Righthand Capital, UBS Financial Services, Merrill, and Morgan Stanley. She is based in Natick, MA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and certain retail brokerage account holders, offering integrated services aligned with Empower’s recordkeeping and administrative platforms.

Fredrick Buker is a financial advisor at Empower Advisory Group with Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at Fidelity Investments, Arbella Insurance, and The Kraft Group. Empower Advisory Group primarily serves employer-sponsored retirement plan sponsors and their participants, offering financial planning and investment management through a model integrated with Empower’s recordkeeping and administrative platforms. The firm focuses on long-term portfolio returns and annual rebalancing, delivering both point-in-time financial plans and optional managed account solutions.

David McGuire is a financial advisor with Eagle Strategies (NY Life) based in Franklin, MA. He holds Series 63 and Series 65 licenses and has 17 years of industry experience. McGuire is also the owner of McGuire and Wright Financial Group LLC and serves as a board member coaching young girls in youth softball. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients. The firm offers a variety of program types and emphasizes tailored recommendations, with a majority of assets managed on a non-discretionary basis within an integrated New York Life affiliate structure.

Morgan Mc Master is a financial advisor at Commonwealth Financial Network with five years of industry experience and holds the Series 66 designation. He has worked at SullivanKreiss Financial and Altara Wealth, among other firms. Outside of his advisory role, he works as a spin instructor at The Core Connection. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 affiliated advisors. The firm offers a range of managed-account programs, access to third-party asset managers, and custodial services, serving individual and institutional clients.

Victor Shulman is a financial advisor with Eagle Strategies (NY Life) based in Westborough, MA, holding Series 63 and Series 65 licenses and 14 years of industry experience. His prior work includes ten years at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he is involved in brokering non-registered insurance products and property and casualty insurance with outside carriers. Eagle Strategies serves a diverse client base including individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored advice through various program types, managing a substantial portion of assets on a non-discretionary basis while operating within the New York Life affiliate structure.

Nina Bond is a financial advisor with Commonwealth Financial Network based in Westborough, MA, holding CPA and CDFA credentials and having nine years of experience in accounting and financial advisory roles. She is the owner of Nina D. Bond CPA CDFA PC, a firm providing CPA services since 2017. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages roughly $213 billion in client assets, offering a broad range of managed-account programs, third-party asset manager access, and custody services.

Bin Chen is a CFA® charterholder currently with Hightower Advisors in Natick, MA, where he has been since 2023. He has four years of industry experience, including previous roles at Boston Hill Advisors, Ager Group, and CreditEase Wealth Management. Outside of his advisory work, Chen is a shareholder in his family’s design firm and a family-owned restaurant. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering portfolio management, financial planning, and retirement consulting through a network of Advisor Practices. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers along with proprietary research and a variety of investment vehicles.

Tristan Munalem is a financial advisor at Private Advisor Group, LLC with a Series 66 designation and two years of industry experience. His background includes roles at LPL Financial, Boston Properties, the Boston Red Sox, Axon Enterprise, and Babson College. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions, including its proprietary WealthSuite platform. The firm operates under a fiduciary model, utilizing technology and third-party strategists to implement tailored investment strategies.

Michael Farmer is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Integrated Wealth Concepts LLC in Worcester, MA. He has previously worked at Lincoln Financial Advisors and maintains a dual affiliation with LPL Financial. Farmer serves as a board director for Bay State Savings Bank, a nonprofit organization. Integrated Wealth Concepts LLC supports individuals, families, trusts, estates, businesses, and retirement plans through independent advisors. The firm offers discretionary investment management and financial planning services, constructing customized portfolios with a long-term approach while utilizing third-party asset managers and maintaining client assets with external custodians.

Bryce Witner is a financial advisor at Citizens Securities, Inc. with 13 years of industry experience. He holds the Series 66 designation and previously worked at Bank of America and Merrill from 2013 to 2025. Witner is involved in his community as a committee member and den leader for the Arnold Mills Scouts. Citizens Securities serves a broad retail client base including individual and high-net-worth investors and offers investment advisory programs alongside brokerage and insurance services. The firm operates both a Managed Account program and a digital advisory platform that utilizes ETF-based portfolios and proprietary algorithms.

Darren Violette is a financial advisor with Guardian Life, holding the ChFC® designation and Series 63 and 65 licenses, with 22 years of industry experience. He has been with Guardian Life since 2012 and also worked at Park Avenue Securities from 2018 to 2019. Outside of his advisory role, he is involved in insurance services beyond Guardian when appropriate. Guardian Life’s subsidiary, Park Avenue® Wealth Management, offers brokerage and investment advisory services to individuals, retirement plan sponsors, charitable organizations, and businesses. The firm employs advisor-led discretionary management alongside model-based strategies and provides a range of financial planning and consulting services supported by proprietary and third-party platforms.

Zachary Rome is a financial advisor at Empower Advisory Group with a Series 66 credential and one year of industry experience. Prior to joining Empower Financial Services, he held roles at American Answers INC, Assurance IQ, Tranzact, and Ehealth Insurance. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage account holders. The firm’s services emphasize long-term portfolio returns and annual rebalancing, delivered through an integrated model connected to Empower’s recordkeeping and administrative platforms.

Ilir Rrapi is a financial advisor with TD Private Client Wealth LLC and holds a Series 66 designation. He has two years of industry experience, including prior roles at Edward Jones, Eagle Strategies (NY Life), New York Life Insurance Company, and Bank of America, N.A. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients. The firm combines strategic and tactical asset allocation using affiliated and third-party sub-managers and offers ongoing portfolio management, financial planning support, and custody services.

Rechard Alexander is a financial advisor at TD Private Client Wealth LLC with three years of industry experience. He holds a Series 66 designation and has worked at Goldman Sachs, UBS, and TD Bank N.A. He is also involved with Parla Mystic Corporation. TD Private Client Wealth LLC provides discretionary wrap-fee managed account programs and brokerage services to institutional and high-net-worth clients, combining strategic and tactical asset allocation through both affiliated and third-party sub-managers.

David Boxmeyer is a financial advisor at Empower Advisory Group with eight years of industry experience. He holds the Series 65 and Series 63 licenses. Prior to joining Empower Advisory Group and Empower Financial Services in 2026, he worked for Fidelity Brokerage Services LLC and Fidelity Investments from 2005 to 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm emphasizes long-term portfolio returns and integrates its services with Empower’s recordkeeping and administrative platforms.

Timothy Carlson is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 66 credential and 13 years of industry experience. He has been with Integrated Wealth Concepts and LPL Financial since 2016. Carlson also maintains involvement in non-variable insurance activities related to accident, health, disability, fixed, long-term care, and traditional life insurance. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office, and retirement advisory services, utilizing customized portfolios with a long-term approach alongside tactical rebalancing and cash management.

Matthew Bouthillette is a CFP® professional with six years of industry experience, currently affiliated with Commonwealth Financial Network. He has worked at multiple firms including Pioneer Financial Group and Cetera. Outside of his advisory role, he is a vice president of the BNI Narragansett Chapter, a networking organization, and co-owns Oak Leaf Management Services LLC, which provides tax preparation services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of approximately 2,900 advisors and manages over $200 billion in client assets. The firm offers a range of managed-account programs and access to third-party asset managers, providing trading, reporting, and custodial services to individual and institutional clients.

Frederick Baird is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds a Series 65 designation and has worked at The Colony Group, LLC and Aurora Financial Advisors, LLC. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.