James Mc Namara is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. He has worked at LPL Financial since 2022 and previously held positions at Capstone Planning Group, Cornerstone Bank, Assumption University, and Westford Academy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of over 22,800 advisors and more than $819 billion in discretionary assets.

Kenneth Talentino is a financial advisor with LPL Financial in Sturbridge, MA, holding Series 63 and Series 65 licenses and having 16 years of industry experience. He has worked with firms including Voya Financial Advisors, Inc. and Signator Investors, Inc. prior to joining LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives and a variety of advisory and non-advisory financial products.

Aditya Tibrewal is a Senior Financial Advisor with Merrill Lynch Wealth Management, providing personalized investment advice and guidance tailored to clients' life goals, risk tolerance, and financial needs. He joined Merrill in 2020 and has been in the financial services industry since 2005. Adi's experience spans corporate benefit programs, including equity compensation and various retirement plans, as well as expertise in real estate, private equity, portfolio management, financial analysis, and corporate strategy. He offers specialized services in areas such as college education planning, executive compensation, family wealth management, international wealth management, and retirement planning. Adi holds a Bachelor's Degree from the University of Rajasthan and an MBA in Finance from Clark University. He also earned an Executive Leadership diploma from the Wharton School at the University of Pennsylvania and holds FINRA Series 7 and Series 66 registrations. He is actively involved in the community, serving as a Board member for the Worcester State University Foundation and participating in organizations such as TiE Boston and Mechanics Hall in Worcester.

Samuel Kenary is a Series 66 licensed financial advisor with Morgan Stanley in Worcester, MA, with 16 years of industry experience. He has been affiliated with Morgan Stanley Smith Barney, Inc. since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by providing a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning processes supported by the Global Investment Committee’s return estimates and Monte Carlo simulations.

Jason Camuti is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Private Bank, N.A. from 2015 to 2024. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options, than is typical for large institutional advisors.

Dennis Antonopoulos is a financial advisor with Edward Jones in Auburn, MA, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Raymond Beattie III is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Transamerica Investors Securities Corporation, Transamerica Capital, Inc., and Banc of America Investment Services, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, third-party asset management, and institutional platforms, with advice and account management primarily delivered by investment adviser representatives using a variety of strategic and tactical investment approaches.

Joseph Szela Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 14 years of industry experience. He has worked with LPL Financial since 2011 and was previously affiliated with Paul E. Daoust & Company, P.C. for over two decades. Outside of advising, he is involved in public accounting through his ownership of Joseph J. Szela & Associates, P.C. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives and extensive operational and research tools.

Courtney Boudreau is a financial advisor at Ameriprise with one year of industry experience. She holds the Series 66 designation and has prior experience at Fidelity Co-Operative Bank and Ameriprise Financial Services Inc. Outside of finance, she has worked in community television and photography. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through written recommendation reports and ongoing advice. The firm uses a centralized service team, investment research, and algorithmic tools to develop tax-aware withdrawal strategies and asset allocation recommendations.

Daniel Caissie is a financial advisor with LPL Financial in Auburn, MA, holding Series 63 and Series 66 licenses and five years of industry experience. His prior experience includes roles at Palmer Hammond Financial, The Investment Center, Inc., and Northwestern Mutual. Outside of his advisory work, he owns Gorilla Summer LLC and is involved with Palmer Hammond Tax Services, focusing on tax preparation and accounting. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customized strategies.

Kimberly Van Eron is the Vice President, Wealth Planner at Fidelity Investments, a position she has held since 2023. She specializes in working with high net worth families to create and implement comprehensive financial plans. Kimberly has been with Fidelity Investments since 2009, progressing through various roles including Financial Representative, Premium Services Representative, High Net Worth Case Manager, Portfolio Advisory Services Relationship Manager, and Financial Consultant. Her extensive experience within the firm has provided her with a deep understanding of wealth planning and portfolio management. She holds a California Insurance License.

Justin Carter is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His career includes roles at multiple firms, including MSI Financial Services, Massachusetts Mutual Life Insurance Company, and Cantella & Co. He has been with Raymond James and its affiliates since 2018. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension plans, and municipal entities, offering tailored financial planning and advisory services supported by a wide range of portfolio management styles and research resources.

Monique D'auteuil is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at Wells Fargo Clearing since 2021 and previously at Morgan Stanley Smith Barney LLC. Outside of her advisory role, she serves as a trustee for a family trust established for her deceased brother’s children. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Mei Leung Dow is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Scott Kiernan is a financial advisor at Fidelity with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2004. Outside of his advisory role, Kiernan is a share owner involved in the maintenance of a local rental property in Cape Cod. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe.

Veena Garg is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career in the United States after moving to Massachusetts from India in 1984, where she initially worked as a teller and was soon promoted to assistant branch manager. She later served as an investment representative at Quick & Reilly before becoming a financial advisor at Banc of America Investment Services. Since 2009, she has been with Merrill Lynch Wealth Management. Throughout her career, Veena has worked with a diverse client base including active and retired business owners, widows, and others across Massachusetts and seven additional states. She focuses on building investment portfolios that align with clients' comfort with risk and need for liquidity, employing Merrill research to help clients pursue long-term financial goals for themselves and their loved ones. Her expertise encompasses retirement and education planning, liability management, tax minimization, and estate planning strategies. She holds the Chartered Retirement Planning Counselor (CRPC®) designation from the College for Financial Planning and the Personal Investment Advisor (PIA) designation. Veena lives in Worcester, where she values community involvement and volunteers with local organizations. She is multilingual, speaking English, Hindi, and Punjabi. Outside of her professional work, she enjoys cooking, gardening, hiking, knitting and crocheting, reading, spending time with her family, and practicing yoga.

Mark Nalbandian is a financial advisor at Fidelity with 16 years of industry experience. He holds Series 63, 65, and 66 licenses. Prior to joining Fidelity, he worked at Beaumont Financial Partners, LLC and Pioneer Investment Management, Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm integrates fundamental research with quantitative analysis and algorithmic portfolio construction, offering discretionary and non-discretionary services as well as model portfolios built from mutual funds, ETFs, and ETPs.

Christopher Roering is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for nine years. He has ownership interests in IKON Private Wealth, LLC and Northstar Financial Inc., private wealth management practices based in Massachusetts. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services that address a broad range of needs including retirement, wealth transfer, and specialized planning areas. The firm utilizes in-house research and planning tools to deliver tailored recommendations, with implementation options available through brokerage or advisory programs.

Charles Sears is a financial advisor with OSAIC based in Worcester, MA, holding Series 63 and Series 66 licenses and having 25 years of industry experience. He has worked at OSAIC since 2023 and previously at Sagepoint Financial, Inc. and Delta Global Asset Management. He is also president and treasurer of Anchor Wealth Management, Inc. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and offers integrated brokerage and advisory services including financial planning, retirement consulting, and unified managed accounts. The firm employs various asset-allocation tools and third-party platforms to manage portfolios across a diverse range of investments.

Ryan Bernath is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Fidelity, he held roles at several technology and media companies, including Yahoo, Samba TV, and Verizon Media. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI-driven research.