Garrett Baumbach is a financial advisor at Raymond James Financial with five years of industry experience. He holds a Series 66 designation and has worked at Raymond James Financial Services Advisors, Inc. since 2021. Prior to his current role, he worked at Farm Bureau Insurance and has experience outside the financial industry. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and modeling tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Lubna Jones is a financial advisor with Wells Fargo Advisors in Fenton, MI, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She previously worked at UBS Financial Services Inc for 12 years before joining Wells Fargo Advisors in 2021. Jones serves as an advisory finance committee member at St. George's Orthodox Church in Flint, MI. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory work with other financial products and referral channels.

H Seibold is a financial advisor with LPL Financial in Clarkston, MI, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with LPL Financial since 2016 and also works with Vibe Credit Union. In addition to his advisory work, he serves as a paralegal for Willenbrecht Legal Services on a part-time basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing discretionary and non-discretionary management supported by model portfolios and research from various sources.

Christopher Theut is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Ameriprise and Comerica Securities, where he also served as a financial consultant for Comerica Inc. He is involved with FO2, a cash management platform for corporate and institutional clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by proprietary research and third-party model portfolios.

Brandon Mattinen is a financial advisor at J.P. Morgan Securities with eight years of industry experience and holds a Series 66 designation. He previously worked at Bank of America/Merrill Lynch for seven years and has also been involved with Substack. Outside of his advisory role, he creates motivational content on TikTok focused on life, personal challenges, and growth. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Mariam Joseph is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in comprehensive wealth management strategies. She works closely with clients to develop personalized financial plans that align with their long-term goals. Mariam leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to address various aspects of her clients' financial lives. With a focus on areas such as college education planning, employee benefits, family wealth management, and retirement income, Mariam emphasizes a thorough understanding of each client's needs. She holds the Personal Investment Advisor (PIA) designation and earned her Bachelor's Degree from Mahatma Gandhi University. Mariam is fluent in Malayalam, Hindi, and English. Residing in Rochester, MI with her son, Mariam is actively involved in community organizations including IGEN MI chapter, LEAD for Women, DIWA, InForum Rochester, India Club of Genesee County, and Kerala Club. Her personal interests include traveling, boxing, cooking, football, golfing, knitting/crocheting, tennis, and practicing Krav Maga and weight training.

Edward Sudzina is a financial advisor with Raymond James & Associates in Clarkston, MI, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Raymond James & Associates since 2001. Outside of his advisory role, he is a partner and CEO of Kitty Properties LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning and consulting services using a range of portfolio management styles supported by extensive research and model manager options.

Rosalie Evans is a financial advisor at Merrill with 21 years of industry experience and holds the Series 66 designation. She has been with Merrill since 2000. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Glenn Matecun is a financial advisor at Osaic with 10 years of industry experience. He holds the Series 65, Series 63, and Series 66 credentials and previously worked at Prosperity Wealth Management, Inc. and Founders Financial Securities LLC. In addition to his advisory role, he owns and operates an estate planning and elder law firm in Howell, Michigan. Osaic Wealth serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities. The firm offers a range of services such as brokerage and investment advisory, financial planning, retirement consulting, and access to third-party money managers, using tools like asset-allocation models and automated rebalancing to manage portfolios.

Chad Ross is a financial advisor at OSAIC with 10 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Royal Alliance Associates, Inc. and Mass Mutual Investors Services. Ross serves as a city council member in Frankenmuth, Michigan, and is CEO of Pension Plan Consultants, a firm providing plan design and consulting services for self-directed 401(k) plans. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and wrap programs. The firm employs a range of portfolio construction tools and supports various account management options while maintaining multiple advisory platforms resulting from several mergers and corporate arrangements.

James Vrabel is a financial advisor with Edward Jones in Ortonville, MI, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Sprint, Push Wireless, and Smart Pay Lease before joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a large national network of financial advisors and branch offices.

Rob Maxwell is a Financial Consultant currently working at Fidelity Investments since 2021. He has held roles including Principal, Investment Advisor Representative, and Chief Compliance Officer at Pinnacle Wealth Partners from 2019 to 2021. Prior to that, he was a Sales Consultant at Allstate Financial in Michigan from 2015 to 2019. From 2004 to 2015, he worked at Prudential Financial as a Fee-Based Financial Planner and later as Manager of Financial Services. Throughout his career, Rob has focused on financial consulting, emphasizing a relationship-focused approach to understand client priorities. He utilizes clear communication and thoughtful planning to assist clients in navigating financial decisions and aligning their wealth with their values.

Michael Reed is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, he worked for ten years at E&J Gallo Winery. He is the president of a local business networking group in Clarkston, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Kurtis Mc Mahan is a financial advisor with Morgan Stanley, holding a Series 66 designation and 14 years of industry experience. He previously worked at Edward Jones from 2012 to 2024 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Outside of his financial advisory work, Mc Mahan serves on several local boards in Davison, Michigan, including the township, community schools, and the country club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing comprehensive advisory programs to individual and institutional clients. The firm utilizes structured financial planning tools and offers a range of investment services, managing approximately $2.74 trillion in client assets.

Callahan Burke is a financial advisor at Raymond James & Associates with a Series 66 designation and less than one year of industry experience. Prior to joining Raymond James in 2026, he held positions with several professional hockey teams, including the San Diego Gulls, Vegas Golden Knights, Carolina Hurricanes, and Colorado Avalanche, as well as playing collegiate hockey at the University of Notre Dame. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers a range of financial planning, consulting, and institutional fiduciary services through a variety of portfolio management styles and affiliated research resources.

Mark Down is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he operates a handyman business specializing in small engine repair, lawn mowing, and debris removal. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, offering recommendations on a non-discretionary basis while clients retain final decision authority.

John Stelman is a CFP®-credentialed financial advisor with 32 years of industry experience. He is currently with Cambridge Investment Research Advisors, where he has worked since 2021 and previously from 2009 to 2018. Prior to that, he was with Acorn Wealth Advisors for three years. Stelman also operates an independent insurance agency and other related business entities. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals utilizing a range of portfolio management approaches and platform arrangements.

Jeffrey Petrillo is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been affiliated with Raymond James Financial since 2009 and has managed his own firm, the Petrillo Group, since 2005. Outside of his advisory roles, he is involved as a partner in Diamond Building LLC, a business related to real estate management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports its clients through advisory programs, with a notable focus on municipal and public finance services and innovative employer advisory offerings.

David Kuzner is a Series 66 licensed financial advisor with Raymond James & Associates, where he has worked since 2010. He has 20 years of industry experience and is based in Fenton, Michigan. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions through a variety of portfolio management styles and affiliated research resources.

Brent Deuel is a financial advisor with Osaic Wealth, Inc., holding a Series 66 designation and 22 years of industry experience. He spent 12 years at Woodbury Financial Services before joining Osaic in 2024. He is also a partner at Deuel Financial Group, where he is involved in sales and service of group, life, health, AD&D, and long-term care insurance. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing various tools and third-party resources to manage portfolios that include a broad array of asset types.