John Skomski is a CFP® with 11 years of experience in the financial services industry. He is currently with The AmeriFlex Group and has held previous roles at Cambridge Investment Research, Best Times Financial Planning, Commonwealth Financial Network, and Lincoln Financial Advisors. Outside of his advisory work, he is involved in several consulting and coaching ventures and serves as a board member of the Fairport Foundation. The AmeriFlex Group is an SEC-registered investment adviser that serves individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party manager selection, and retirement plan consulting, delivering customized strategies via model allocations, discretionary or non-discretionary manager relationships, and a variety of wrap and non-wrap solutions.

Zachary Lessard is a financial advisor with Sage, Rutty & Co., Inc. He holds the Series 66 designation and has one year of industry experience. Prior to joining Sage Rutty, he worked at Manning & Napier and held roles in education and valuation consulting. Sage, Rutty & Co., Inc. serves individual and institutional clients through advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in assets across 8,685 accounts and offers a range of program structures and custodial relationships, combining comprehensive planning with portfolio management services.

Corinne Dennis is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and 66 licenses and bringing 11 years of industry experience. She previously worked at Manning & Napier Advisors, LLC and has been with Sage, Rutty & Co., Inc. since 2020. Outside of her advisory role, she is co-owner and officer of Dennis Marine, LLC, a seasonal dock and hoist installation business on the Finger Lakes. Sage, Rutty & Co., Inc. serves both individual and institutional clients, including pension and profit-sharing plans, with a range of advisory, financial planning, and wrap-fee programs. The firm manages approximately $3.9 billion in assets across over 8,600 accounts and employs a multi-advisor approach featuring both discretionary and non-discretionary portfolio management.

Brennan Redmond is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding the CFP®, CFA®, and Series 66 credentials with 19 years of industry experience. He previously worked at Brighton Securities Corporation for 10 years before joining Sage, Rutty & Co., Inc. in 2017. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across 8,685 accounts and employs a variety of program structures and analytical approaches while supporting qualified retirement plan work.

Stephen Roehrig is a financial advisor at Novem Group with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at American Portfolios, Novem Group, and Osaic Wealth. Outside of his advisory role, he is a member of Gem Creek Brewery, LLC in Canandaigua, NY. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, government entities, and other investment advisers. The firm employs a combination of fundamental, cyclical, and technical analysis across various asset classes and uses individualized investment policies to guide portfolio construction.

William Dombrock is a financial advisor with Manning & Napier Advisors, LLC. He holds a Series 66 credential and has one year of industry experience. Prior to joining Manning & Napier, he held roles at Tokyo Bay, Under Armor, and Vision Group LLC. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, including banking institutions, pension plans, and government entities. The firm employs a team-based investment process combining top-down macro analysis with bottom-up security selection and offers customized wealth management and retirement plan services.

Nicholas Norvell is a CFP® with five years of industry experience, currently serving as a financial advisor at Courier Capital, LLC in Rochester, NY. He previously worked at HNP Capital LLC for 14 years. Courier Capital, LLC provides investment advisory services to individuals, banking institutions, charitable endowments, and pension plans. The firm uses an asset-allocation approach with Investment Committee oversight, offering discretionary management that includes model portfolios, separately managed accounts, and access to alternative investments.

Jeremy Raco is a financial advisor with Novem Group in Rochester, NY, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at Novem Group since 2013 and is currently also affiliated with Osaic Wealth, Inc. In addition to his advisory roles, he offers life insurance solutions upon client request. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and government entities. The firm employs a combination of fundamental, cyclical, and technical analysis across various asset classes, tailoring portfolios to client goals and risk tolerance.

Lisa Capizzi is a financial advisor with The AmeriFlex Group, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Her prior roles include work at Cambridge Investment Research, Commonwealth Financial Network, and Securities America, among others. Outside of financial advising, she owns and operates businesses in tax services and accounting/bookkeeping, including Nacca & Capizzi, LLP. The AmeriFlex Group is an SEC-registered adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment representatives. The firm offers tailored portfolio management, financial planning, and retirement plan consulting, delivering strategies through model asset allocations and discretionary or non-discretionary manager relationships.

Vincent Dallo is a ChFC® credentialed financial advisor with 20 years of industry experience. He is currently with Belpointe Asset Management LLC and has held roles at firms including NYLife Securities, Eagle Strategies, and Bright Futures Wealth Management. Outside of his advisory work, he serves as a trustee for the Chili Public Library. Belpointe Asset Management is a multi-team registered investment adviser with over 160 advisors managing more than $7.5 billion for individuals, corporations, trusts, and other advisers. The firm offers discretionary investment management, financial planning, and retirement-plan consulting, utilizing customized portfolios and a range of advisory relationships.

Dawn Gilchrist is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with 18 years of industry experience. She has been with Sage Rutty since 2008. Sage Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages about $3.9 billion in regulatory assets across over 8,600 accounts and provides both comprehensive planning and portfolio management through multiple program structures and custodial relationships.

Robert Defreze Jr. is a financial advisor with Kingswood Wealth Advisors, LLC, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. His career includes roles at Cadaret, Grant & Co., Inc. and ownership of DeFreze Financial Services since 2005. Kingswood Wealth Advisors serves a broad range of retail and institutional clients, offering portfolio management, financial planning, ERISA plan advisory, and consulting services through an open-architecture platform that integrates third-party managers and affiliated financial entities.

Robert Lee is a financial advisor with Ashton Thomas Securities, LLC in Rochester, NY, holding a Series 66 designation and bringing 26 years of industry experience. He has been with Excel Securities & Associates, Inc. since 2011. Ashton Thomas Securities, LLC serves individuals, business entities, trusts, estates, and charitable organizations, managing approximately $1.72 billion for about 2,600 clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting, utilizing a range of investment options and multiple program versions with ongoing account review and rebalancing.

Ethan Mckenney is a CFP® with 11 years of industry experience, currently serving as a financial advisor at Manning & Napier Advisors, LLC since 2013. His career has been with various affiliated entities of Manning & Napier since 2014. Manning & Napier Advisors, LLC provides investment advisory services primarily to institutional clients and pooled vehicles, while also managing discretionary separately managed accounts and offering non-discretionary advice to proprietary funds. The firm’s investment process is team-based and strategy-specific, combining top-down macro analysis with bottom-up security selection, and it offers a range of retirement plan and custom wealth management solutions.

Sara Groschadl is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with seven years of industry experience. Prior to her current role, she has worked at Genesee Valley Equine Clinic and Whitney Hill Stables. Outside of her advisory work, she manages an equestrian facility, Daymark Farm LLC, where she is involved in barn and horse care. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across a multi-advisor structure, providing comprehensive planning and portfolio management with both discretionary and non-discretionary account services.

Stephen Mitchell is a CFA® charterholder with 11 years of industry experience. He is currently with Alesco Advisors, LLC, an ESL Company, and has previously worked at firms including Novem Group, American Portfolios Financial Services, and Cetera ADVISORS LLC. Alesco Advisors provides discretionary investment management and advisory services primarily to institutional clients and high net worth individuals. The firm’s investment approach combines fundamental analysis with quantitative modeling, implementing asset allocation strategies through a mix of index-based funds, ETFs, and selected private investments.

Nicholas Savas is a CFP® and holds a Series 66 license, with 13 years of industry experience. He currently serves as a financial advisor at RFG Advisory, LLC, having previously worked at Equitable Advisors and Axa Advisors, Llc. RFG Advisory provides investment advisory and planning services to a diverse client base including individuals, high-net-worth investors, retirement plans, and select institutional clients. The firm uses a primarily discretionary investment approach that incorporates model portfolios, third-party platforms, and offers specialized services such as sub-advisory roles to ETFs and access to alternative investments.

Gregory Garone is a financial advisor at Regal Investment Advisors LLC with credentials including Series 63, Series 65, and Series 66. He has four years of industry experience and has previously worked at Tompkins Wealth Management Inc, RFG Advisory, LLC dba Sixpoint Financial Advisors, Gerson Lehrman Group, Bank of America, and Merrill. Regal Investment Advisors, operating as LionShare, provides model portfolio implementation and discretionary investment management to unaffiliated advisers and their clients. The firm manages approximately $2.88 billion across proprietary and third-party strategies through a sub-advisory platform.

Daniel Williams is a financial advisor at Novem Group in Rochester, NY, holding a Series 65 designation with two years of industry experience. Prior to joining Novem Group, he worked at St. John Fisher University and Wegmans. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension plans, charitable organizations, and government entities. The firm employs a combination of fundamental, cyclical, and technical analysis, offering both long-term and short-term investment strategies tailored to client objectives.

David Swain is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding a Series 66 designation with 8 years of experience. Prior to joining Sage, Rutty, he worked for the City of Rochester for 22 years. Outside of his advisory role, he serves as Treasurer and liaison for the Rochester Police Foundation between police and civilian volunteers. Sage, Rutty & Co., Inc. serves both individual and institutional clients, including pension and profit-sharing plans, offering advisory, financial planning, and wrap-fee platforms. The firm manages approximately $3.9 billion in regulatory assets across a multi-advisor structure and provides comprehensive planning and portfolio management services.