Madeline Butler is a Series 66 licensed financial advisor with Edward Jones, bringing three years of industry experience. Prior to joining Edward Jones, she worked at Spencer Gifts LLC and has been involved with the Glens Falls Association for the Blind. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of approximately 23,701 financial advisors.

Erica McMahon is a financial advisor with Morgan Stanley in Glens Falls, NY, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.

Mary Hogan is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Morgan Stanley and Ayco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jacob Costello is a Series 66 licensed financial advisor with Morgan Stanley, based in Glens Falls, NY, and has six years of industry experience. He has been with Morgan Stanley since 2020, including time at Morgan Stanley Private Bank, N.A. Prior to that, he held roles at Integra LED, Grounded Marketing, and Siena College. Outside of his advisory duties, he is a partner at Grounded Marketing LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Lorraine Laczko is a financial advisor with Morgan Stanley in Saratoga Springs, NY, holding Series 63, Series 65, and Series 66 licenses and bringing 39 years of industry experience. She has worked with Morgan Stanley Smith Barney LLC since 2009 and with Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements with employers.

Kimberly Lawrence is a financial advisor with Raymond James & Associates in Saratoga Springs, NY, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She previously worked at Morgan Stanley for two years before joining Raymond James in 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Robert Bronk Jr. is a financial advisor with LPL Financial in Saratoga Springs, NY, holding a Series 63 designation and 34 years of industry experience. He has been with LPL Financial, formerly LINSCO/Private Ledger Corp., since 2002. Outside of his advisory work, he is involved in independent non-variable insurance sales and serves as a representative for NBT Bancorp. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by extensive operational and research tools.

Danielle Cefalu is a financial advisor at Stifel with 13 years of industry experience and holds a Series 66 designation. She previously worked at Janney Montgomery Scott from 2015 to 2021 and has been with Stifel since 2021. Stifel serves a wide range of clients including individuals, institutional investors, and charitable organizations, providing both brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, offering asset allocation and planning analyses intended as tools for client decision-making.

Philip Barnes II is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and eight years of industry experience. His career includes roles at Morgan Stanley Private Bank, N.A., Morgan Stanley, and Trustco Bank. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm offers a broad range of planning services and integrates advisory recommendations with various financial product offerings.

Joseph Dimaggio is a financial advisor at LPL Financial with 15 years of industry experience. He holds a Series 66 designation and previously worked at Cadaret & Co., RBC Capital Markets, V2 Capital, and I2 I Analytics. Outside of advising, he is involved in non-variable insurance through Ash Brokerage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Randall F. Devaney is a financial advisor at UBS Financial Services with 24 years of industry experience and holds a Series 66 designation. He has been with UBS since 2009. Devaney serves on the board of directors for Northern Rivers, an organization focused on empowering children, adults, and families to improve their lives and communities. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management offerings and uses proprietary research and model-based asset allocations to tailor client plans.

Daniel Hazewski is a financial advisor with LPL Financial in Glens Falls, NY, holding a Series 63 designation and bringing 41 years of industry experience. He has worked at Linsco/Private Ledger since 2004. Outside of his advisory work, he is an author of fiction and nonfiction writings, including an almost completed nonfiction book about elder care issues affecting the baby boomer generation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions through a network of more than 22,800 advisors and serves over $819 billion in discretionary assets.

Madison Boisvert is a financial advisor at Raymond James & Associates with a Series 66 designation and one year of industry experience. Prior to joining Raymond James, Boisvert worked at Goldman Sachs & Co. LLC and Goldman Sachs Ayco. Outside of finance, Boisvert has been involved with H.U.R.B. Landscaping since 2014. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, pension plans, and municipal entities, offering financial planning and consulting services supported by a nationwide adviser network.

Nicholas Rosebrook is a financial advisor with OSAIC holding a Series 66 designation. He has been in the industry since 2022, with prior experience at Premier Financial Management and Bank of America. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisers, utilizing asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to build portfolios across various investment types.

Rachel Arata is a financial advisor at LPL Financial with 7 years of industry experience. She previously worked at Merrill for 8 years, and has additional experience at Eddie Bauer and Express. She holds the Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Richard Fanch is a CFP® professional with 30 years of experience in financial advising. He currently works at OSAIC and has held prior roles at Securities America Advisors and Cambridge Investment Research Advisors. In addition to his advisory work, he operates a tax preparation and accounting service. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, retirement plan consulting, and access to various managed account solutions.

Tina Bridge is a financial advisor with Morgan Stanley in Glens Falls, NY, holding a Series 66 designation and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2012. Outside of her advisory role, she serves as treasurer for the Jackson Heights Elementary School PTA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by tools such as Monte Carlo simulations and Secular Return Estimates.

Steven Brown is a financial advisor with Equitable Advisors in Queensbury, NY, holding a Series 66 designation and 26 years of industry experience. He has been with Equitable Advisors and its predecessor, AXA Advisors, since 2000. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs, utilizing both in-house and third-party advisory models.

Robert Schermerhorn is a CFP® professional with 43 years of industry experience, currently affiliated with LPL Financial since 1994. He operates out of Saratoga Springs, NY. His outside activities include involvement with Saratoga Financial Services LLC, a non-variable insurance business, and RMS Realty Group Ventures LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including model portfolios, third-party asset management, and institutional platforms.

Stephen Rosamino is a Senior Vice President and Senior Financial Advisor with Merrill Lynch Wealth Management. He works closely with founders, CEOs, private business owners, and their families to coordinate all aspects of their financial lives, including wealth planning, investment management, liquidity events, access to private banking, and legacy planning. As a founding member of SEAM Wealth Management, he is part of a team dedicated to delivering a highly personalized client experience that addresses complex challenges such as business interests, family dynamics, charitable goals, and tax considerations. Prior to joining Merrill Lynch, Stephen spent nearly seven years with The Ayco Company, a Goldman Sachs firm, advising executives and high-net-worth families on complex financial planning. He holds a Master's Degree from the State University of New York System and a Bachelor's Degree from Siena College, and holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, Stephen enjoys fishing, golfing, photography, and spending time with his family. He and his wife Jillian are involved in supporting organizations focused on education and community development, including Rebuilding Together Saratoga County and Siena College's Center for Private Wealth Management.