Alice Rudd is a financial advisor at Morgan Stanley with 38 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. She holds Series 63 and Series 65 licenses. Rudd serves on the Planned Giving Committee for the Visiting Nurse Association. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates tools such as Secular Return Estimates and Monte Carlo simulations.

Shane Hickey is a financial advisor with LPL Financial, holding a Series 66 designation and having eight years of industry experience. He previously worked at NBT Capital Management and currently serves on the board of The Country Club of Barre, Inc. in Vermont. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a broad platform that combines advisory and non-advisory financial activities.

Clara Charlebois Melendy is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is the owner of TrueGuidance Holdings LLC, which manages her Ameriprise business. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations tailored to client needs.

Brian Wooten is a financial advisor with LPL Financial in Burlington, VT, holding the CFP® designation and Series 63 and 66 licenses. He has 29 years of industry experience and has previously worked at Charles Schwab Bank, Vermont Federal Credit Union, Citizens Securities, and Chittenden Securities. He is also involved with Community Financial Services Group, LLC in a financial institution capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions with a range of advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting its advisors with research tools and a large scale of operations.

Graham Voigt is a financial advisor at Equitable Advisors with 11 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work includes roles at W.H. Cornerstone Investments Inc., Bascomb Madison & James Capital Management, LLC, and D.W. Voigt CPA P.C. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm offers financial planning, retirement plan consulting, and asset-management programs, utilizing a combination of proprietary and third-party advisory models.

Mason Graddock is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked with The Essex Agency and the Army West Point Athletic Association. Outside of advisory work, he is an officer of CSEHL, LLC, a recreation-related business in Vermont. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and strategies.

Damon Kinzie is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and with 33 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following eight years at Citigroup Global Markets. Outside of his advisory role, he owns and manages real estate investment properties in Vermont. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and research.

Owen Goldenbogen is a financial advisor at LPL Financial with Series 63 and Series 66 credentials and one year of industry experience. His background includes roles at EastRise Credit Union, Key Investment Services LLC, and Fidelity Investments. Outside of finance, he has worked in education at Parsons (The New School) and local Vermont high schools. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory services and platforms, combining its scale with advisory and non-advisory financial activities.

Joshua Metayer is a financial advisor with Charles Schwab in South Burlington, Vermont, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at TD Ameritrade and Foresters Equity Services. Outside of his advisory work, he manages a small multifamily rental property, where he personally occupies one unit and manages the others. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory guidance with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and a formal alternative investment platform.

Roger Webster is a financial advisor with Mass Mutual Investors Services in Colchester, Vermont, holding Series 63 and Series 65 licenses and having 36 years of industry experience. His career includes roles at Mass Mutual Life Insurance Company and MetLife Securities Inc. He is also active as an insurance agent, offering group disability, fixed annuities, and life insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver written recommendations within collaborative, annual planning engagements.

Whitney Durivage is a financial advisor at Morgan Stanley with a Series 66 designation and no prior financial industry experience. Before joining Morgan Stanley in 2024, Whitney worked for 15 years at Burlington Emergency & Veterinary Specialists. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques to support its financial planning process.

Michael Mccormack is a financial advisor with Raymond James Financial, holding CFP® and Series 66 credentials and possessing 26 years of industry experience. He has been with Raymond James Financial since 2009 and previously worked with Advisors In Financial Planning starting in 1999. Outside of his advisory role, Mccormack is managing partner of Hickok & Boardman Capital Management. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, pension, corporate, charitable, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialist offerings including municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Erin Carroll is a financial advisor at Morgan Stanley with 24 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2012 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its Financial Advisors and Estate Planning Strategies Group.

Richard Flood is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 56 years of industry experience. His prior roles include positions at Lincoln Financial Securities Corporation and operating Flood Financial Services for nearly three decades. He is also a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services with access to model portfolios, third-party asset management, and institutional platforms.

Philip Sheridan is a financial advisor with LPL Financial in South Burlington, VT, holding a Series 66 designation and four years of industry experience. His background includes roles at Raymond James & Associates, Merrill, Bank of America, and other financial services firms. He has also been involved in ventures such as Drink Bar LLC and worked briefly for the PGA Tour. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by extensive advisor tools and a wide range of non-advisory financial services.

Drew Di Mario is a financial advisor at Charles Schwab with one year of industry experience. Prior to joining Schwab in 2024, he was involved with the Canteen Creemee Company for seven years. He holds a Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates brokerage, custody, and advisory services on a large scale.

Sean Grattan is a financial advisor at Morgan Stanley with 22 years of industry experience. He previously worked at LPL Financial and N B T Bank, N.A. for 15 years. Outside of his advisory role, he manages a home-based LLC involving real estate recordkeeping. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by structured discovery processes and firm-approved tools.

Debra Rogers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as a co-trustee for a family trust. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment choices, including insurance-related vehicles and bank deposit sweep options.

David Wilkins is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. He has worked at Merrill and Morgan Stanley Smith Barney before joining Morgan Stanley Private Bank, National Association, where he has been since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients with a wide array of advisory programs, including tailored financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and market simulations.

Anna Strout is a financial advisor at Morgan Stanley with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated private bank since 2014. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct engagements and corporate financial planning agreements.