Jessica Bredin is a financial advisor with Fidelity Investments in Danvers, MA, holding Series 63 and Series 66 licenses and two years of industry experience. Her background includes positions at Eyepoint Pharmaceuticals and Viamericas Corporation, as well as academic roles at Ithaca College. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop its model portfolios.

Gordon Barnes III is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 66 certifications and has been associated with Fidelity Brokerage Services since 2003. Barnes has also worked with Fidelity Personal and Workplace Advisors and Fidelity Investments in various advisory roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a proprietary process combining fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from mutual funds, ETFs, and ETPs.

Ellen Rose is a CFP® professional with 29 years of industry experience, currently associated with Equitable Advisors since 2005. She previously worked at Axa Advisors, LLC, and has operated her own CPA and CFP practice since 1986. Equitable Advisors serves a diverse clientele including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs, utilizing both proprietary and third-party solutions delivered through a network of Investment Adviser Representatives.

Allison Young is a Financial Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2020, progressing through various roles including Investment Consultant, Planning Consultant, Relationship Manager, Financial Representative, Central Relationship Manager, and Customer Relationship Advocate. Throughout her career at Fidelity Investments, Allison has worked closely with individuals and families to develop comprehensive financial plans tailored to their goals and evolving needs. She focuses on building thoughtful strategies designed to bring clarity, efficiency, and confidence to clients' financial lives, emphasizing strong relationships and ongoing communication to support clients as they move toward long-term success.

Greg Miner is a CFP®-designated financial advisor with Raymond James Financial in Beverly, MA, with 22 years of industry experience. He has been affiliated with Raymond James Financial and its related entities since 2005 and is also the owner of Cornerstone Financial Partners LLC, where he prepares financial plans, manages client accounts, and supports other advisors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliated municipal advisor.

Carly Pinkham is a Series 66-licensed financial advisor at Merrill with 11 years of industry experience. She has been with Merrill since 2014 and has worked with Bank of America, N.A. since 2019. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Gregory Mclaughlin is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and Series 65 licenses. He has 26 years of industry experience, including prior roles at Royal Alliance Associates, John Hancock Life Insurance Co., and Signator Investors. Outside of his advisory work, he is an author and operates a financial planning LLC. OSAIC serves a diverse client base, including individual investors, institutions, and charitable organizations, offering integrated brokerage and advisory services through a wide network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and efficient-frontier analysis to construct portfolios across various asset classes, managing accounts on both discretionary and non-discretionary bases.

Gary Cowles is a financial advisor with LPL Financial and holds the ChFC® and Series 63 designations. He has 28 years of industry experience, including previous roles at Cambridge Investment Research, Fortune Financial Services, and operating The Cowles Group. He serves as a board trustee for the Gloucester Pier Condominiums HOA. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Olivia Webb is a financial advisor at Fidelity with a Series 66 designation and approximately one year of industry experience. Prior to joining Fidelity, she held roles at Operin and the University of South Carolina Office of Undergraduate Admissions. Outside of finance, she has worked in the food and beverage sector, including positions at Newburyport Brewing Company and Nick's Pizza. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm also serves as an adviser to registered investment companies and applies systematic methodologies in constructing model portfolios.

Scott Breault is a financial advisor at LPL Financial with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked with firms including Miramontes Capital, Balanced Security Planning, and Elite Consulting Partners. Outside of finance, he is involved with SEB Entertainment, a business active since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios and research from internal and third-party sources, along with discretionary and non-discretionary management options.

Damon Deluties is a CFP® with 27 years of industry experience, currently serving at Wells Fargo Clearing since 2020. Prior to this, he worked at Morgan Stanley Private Bank, National Association from 2015 to 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. Their advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Samantha Hildebrandt is an Investment Consultant at Fidelity Investments, where she works with clients and their families to develop comprehensive financial planning and wealth enhancement strategies. Her approach involves understanding each client's unique goals and preferences to help them pursue their financial objectives and personal passions. She has been with Fidelity Investments since 2020, progressing through roles from Financial Representative to Relationship Manager before assuming her current position as Investment Consultant in 2022. This experience has provided her with a solid foundation in client relationship management and investment consulting. Details regarding her education, credentials, personal interests, or community involvement have not been provided.

Jack Hollenbeck is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop holistic financial plans tailored to their specific goals, preferences, and needs. He focuses on building long-term relationships with families to help them navigate the complexities of financial planning and provide a trusted resource for various financial challenges and life events. Jack has held multiple roles at Fidelity Investments since 2021, including Investment Consultant, Planning Consultant, Relationship Manager, and Financial Representative. This experience has contributed to his understanding of diverse aspects of financial services and client management.

Eric Lewis is a financial advisor with LPL Financial based in Salem, MA. He holds a Series 66 designation and has three years of industry experience. Eric has held roles at both LPL Financial and Salem Five Bank since 2013. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Craig Delgiacco is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2018. He partners with local families to develop and implement customized investment strategies supported by comprehensive documented financial plans. Craig holds the Certified Financial Planner (CFP®) designation. Craig has been with Fidelity Investments since 2005, progressing through various positions including Vice President, Financial Consultant; Account Executive; Investment Consultant; Client Service Specialist; and Customer Service roles. Prior to joining Fidelity, he served as Assistant Branch Manager at American International Group and worked as a Fund Accountant at Forum Financial Group. Outside of his professional work, Craig's personal interests include family activities, fitness, motorcycles, parenthood, and pets.

Matthew Davidson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 designations and bringing 13 years of industry experience. He has been with Raymond James since 2013. Outside of his advisory role, he is involved with several financial services-related entities, including Littlefield & Associates, where he works as an associate. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports its clients through advisory programs and institutional consulting, with additional focus on municipal finance and customized retirement plan advisory services.

Gabriella Mc Clain is a financial advisor with LPL Financial in Danvers, MA, holding Series 63 and Series 66 licenses and 20 years of industry experience. Her prior roles include positions at M&T Bank, People’s Securities, Inc., Exhale, and Amundi Pioneer Institutional Asset Management. Outside of her advisory work, she operates a licensed therapy practice as a sole proprietor. LPL Financial serves a broad client base including individuals, retirement plans, and institutions, offering a range of advisory programs and portfolio management solutions supported by research and technology.

Ashley Bosquez is a financial advisor with Charles Schwab in Salem, MA, holding a Series 66 designation and six years of industry experience. She has worked at Charles Schwab & Co., Inc. since 2019 and previously at Charles Schwab Bank, SSB. Prior to her advisory career, she held various roles including positions at Miramont Country Club and Ann Taylor Factory. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and a centralized structure that supports extensive client coverage and integrated custody and order-routing services.

Anthony Silvio is a financial advisor with J.P. Morgan Securities in Peabody, MA, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior work includes roles at Santander Securities LLC and Putnam Investments. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jose Martinez is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and has been with Merrill since 2015. Outside of his advisory role, Martinez is the sole owner of a non-investment-related business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of model-based and discretionary investment strategies supported by internal and third-party managers.